Compare Cold Springs, NV Car Insurance Rates (2021)

Car insurance in Cold Springs, NV averages $341 a month. Cold Springs, Nevada car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Cold Springs car insurance rates, compare quotes from the top car insurance companies in Cold Springs, NV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cold Springs, NV after a DUI are $4,893/year
  • Average car insurance rates in Cold Springs, NV are $4,094/year
  • The cheapest car insurance company in Cold Springs is USAA

If you need to buy Cold Springs, Nevada car insurance, the options can be confusing. Everything you need to know about car insurance in Cold Springs, NV is right here.

You’ll find Cold Springs car insurance rates, the cheapest Cold Springs, NV car insurance companies, and information on Nevada car insurance laws. You can also compare Cold Springs, Nevada car insurance rates to Boulder City car insurance rates, Carson City car insurance rates, and Reno car insurance rates.

Ready to find affordable Cold Springs, NV car insurance today? Enter your ZIP code for fast, free Cold Springs car insurance quotes.

Cheapest Cold Springs, NV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cold Springs, NV car insurance rates? Every Cold Springs, Nevada car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cold Springs, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,525 $2,520 $2,321 $2,453 $8,177 $9,842 $2,727 $2,920
American Family $2,579 $2,579 $2,291 $2,291 $8,805 $11,542 $2,579 $3,004
Farmers $3,031 $3,109 $2,754 $3,103 $10,158 $10,816 $4,052 $4,111
GEICO $2,657 $2,569 $2,682 $2,713 $6,663 $6,100 $2,647 $2,265
Liberty Mutual $2,508 $2,705 $2,451 $2,751 $11,249 $12,514 $2,836 $2,976
Nationwide $1,971 $2,016 $1,798 $1,904 $4,771 $5,750 $2,334 $2,488
Progressive $1,949 $1,685 $1,709 $1,701 $8,477 $9,203 $2,275 $2,110
State Farm $3,046 $3,046 $2,755 $2,755 $9,519 $12,153 $3,414 $3,837
Travelers $1,680 $1,702 $1,607 $1,600 $8,761 $14,081 $1,864 $2,074
USAA $1,915 $1,881 $1,832 $1,822 $4,933 $5,558 $2,404 $2,558

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Minimum Car Insurance in Cold Springs, NV

Every driver must carry the minimum car insurance in Cold Springs, NV. Take a look at the Nevada car insurance requirements.

Minimum Required Car Insurance Coverage in Cold Springs, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Cold Springs, NV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cold Springs, NV. Compare credit history car insurance rates in Cold Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cold Springs, Nevada

Insurance Company Poor Fair Good
Allstate $5,346 $3,888 $3,322
American Family $5,530 $4,214 $3,631
Farmers $6,015 $4,847 $4,563
GEICO $4,265 $3,537 $2,809
Liberty Mutual $7,168 $4,390 $3,439
Nationwide $3,398 $2,803 $2,435
Progressive $3,989 $3,578 $3,349
State Farm $9,269 $3,630 $2,299
Travelers $4,564 $4,089 $3,860
USAA $4,111 $2,465 $2,013

Cheapest Cold Springs, NV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cold Springs, NV to rates for a clean record with top companies.

Annual Cold Springs, Nevada Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,554 $4,154 $5,020 $4,014
American Family $3,582 $4,968 $5,349 $3,935
Farmers $4,289 $5,469 $5,654 $5,156
GEICO $2,443 $3,922 $4,778 $3,004
Liberty Mutual $3,655 $5,836 $5,870 $4,634
Nationwide $2,315 $2,970 $3,702 $2,529
Progressive $3,038 $4,166 $3,821 $3,530
State Farm $4,598 $5,533 $5,066 $5,066
Travelers $2,985 $4,450 $5,652 $3,597
USAA $2,193 $2,761 $4,019 $2,478

Cheapest Cold Springs, NV Car Insurance for Teen Drivers

Teen car insurance in Cold Springs, NV can be expensive. Take a look at rates from the top car insurance companies in Cold Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cold Springs, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,177 $9,842
American Family $8,805 $11,542
Farmers $10,158 $10,816
GEICO $6,663 $6,100
Liberty Mutual $11,249 $12,514
Nationwide $4,771 $5,750
Progressive $8,477 $9,203
State Farm $9,519 $12,153
Travelers $8,761 $14,081
USAA $4,933 $5,558

Cheapest Cold Springs, NV Car Insurance for Seniors

Take a look at Cold Springs, NV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cold Springs, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,321 $2,453
American Family $2,291 $2,291
Farmers $2,754 $3,103
GEICO $2,682 $2,713
Liberty Mutual $2,451 $2,751
Nationwide $1,798 $1,904
Progressive $1,709 $1,701
State Farm $2,755 $2,755
Travelers $1,607 $1,600
USAA $1,832 $1,822

Cheapest Cold Springs, NV Car Insurance Rates After a DUI

A DUI in Cold Springs, NV increases car insurance rates. Compare Cold Springs, Nevada DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cold Springs, Nevada

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,020
American Family $5,349
Farmers $5,654
GEICO $4,778
Liberty Mutual $5,870
Nationwide $3,702
Progressive $3,821
State Farm $5,066
Travelers $5,652
USAA $4,019

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Cheapest Cold Springs, NV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cold Springs, NV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cold Springs, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,186 $4,186
American Family $4,399 $4,518
Farmers $5,142 $5,142
GEICO $3,478 $3,596
Liberty Mutual $4,999 $4,999
Nationwide $2,879 $2,879
Progressive $3,639 $3,639
State Farm $4,917 $5,215
Travelers $4,171 $4,171
USAA $2,825 $2,901

The Best Cheap Car Insurance Companies in Cold Springs, NV

Take a look at a side-by-side comparison of the top car insurance companies in Cold Springs, NV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cold Springs, Nevada

Insurance Company Average Annual Rates
Allstate $4,186
American Family $4,459
Farmers $5,142
GEICO $3,537
Liberty Mutual $4,999
Nationwide $2,879
Progressive $3,639
State Farm $5,066
Travelers $4,171
USAA $2,863

Category Winners: Cheapest Car Insurance in Cold Springs, Nevada

Find the cheapest car insurance companies in Cold Springs, NV for each category right here.

Best Annual Car Insurance Rates by Company in Cold Springs, Nevada

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Cold Springs, NV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cold Springs car insurance rates. Find the cheapest Cold Springs, NV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cold Springs, Nevada

Insurance Company Low Medium High
Allstate $3,837 $4,228 $4,492
American Family $4,286 $4,720 $4,370
Farmers $4,660 $5,085 $5,680
GEICO $3,194 $3,463 $3,954
Liberty Mutual $4,621 $4,947 $5,428
Nationwide $2,838 $2,875 $2,924
Progressive $3,203 $3,516 $4,197
State Farm $4,654 $5,050 $5,493
Travelers $3,812 $4,190 $4,511
USAA $2,559 $2,836 $3,194

What affects car insurance rates in Cold Springs, Nevada?

What factors can have an impact on Cold Springs, NV car insurance? There are several reasons why Cold Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cold Springs, Nevada.

Commute Time in Cold Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Cold Springs, NV is 30.4 minutes according to City-Data.

Compare Car Insurance Quotes in Cold Springs, NV

Ready to find affordable Cold Springs, Nevada car insurance today? Enter your ZIP code for fast, free Cold Springs, NV car insurance quotes.

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