Compare Coleraine, MN Car Insurance Rates (2021)

Car insurance in Coleraine, MN averages $395 a month. Coleraine, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Coleraine car insurance rates, compare quotes from the top car insurance companies in Coleraine, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Coleraine is 55744
  • The cheapest car insurance company in Coleraine for teen drivers is State Farm
  • Average car insurance rates in Coleraine, MN are $4,738/year

If you need to buy Coleraine, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Coleraine, MN is right here.

You’ll find Coleraine car insurance rates, the cheapest Coleraine, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Coleraine, Minnesota car insurance rates to Bloomington car insurance rates, Minneapolis car insurance rates, and Rochester car insurance rates.

Ready to find affordable Coleraine, MN car insurance today? Enter your ZIP code for fast, free Coleraine car insurance quotes.

Cheapest Coleraine, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Coleraine, MN car insurance rates? Every Coleraine, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coleraine, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,980 $2,980 $2,858 $2,858 $6,736 $9,788 $3,618 $3,812
American Family $2,262 $2,262 $2,046 $2,046 $6,100 $8,909 $2,262 $2,564
Farmers $1,762 $1,760 $1,699 $1,795 $5,069 $5,135 $2,306 $2,249
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $1,951 $1,963 $1,734 $1,844 $4,895 $5,958 $2,280 $2,373
State Farm $1,581 $1,581 $1,399 $1,399 $3,322 $4,084 $1,827 $1,516
USAA $2,071 $2,068 $1,875 $1,889 $5,456 $6,016 $2,719 $2,912

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Minimum Car Insurance in Coleraine, MN

Every driver must carry the minimum car insurance in Coleraine, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Coleraine, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Coleraine, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Coleraine, MN. Compare credit history car insurance rates in Coleraine from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Coleraine, Minnesota

Insurance Company Poor Fair Good
Allstate $6,552 $3,532 $3,277
American Family $4,820 $3,235 $2,615
Farmers $3,393 $2,467 $2,306
GEICO $4,627 $3,778 $3,150
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,421 $2,755 $2,448
State Farm $3,046 $1,862 $1,358
USAA $4,943 $2,380 $2,055

Cheapest Coleraine, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Coleraine, MN to rates for a clean record with top companies.

Annual Coleraine, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $4,698 $5,596 $4,248
American Family $2,391 $4,297 $4,826 $2,712
Farmers $2,330 $2,930 $2,982 $2,645
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,274 $3,030 $3,493 $2,702
State Farm $1,928 $2,249 $2,088 $2,088
USAA $2,323 $2,948 $4,464 $2,769

Cheapest Coleraine, MN Car Insurance for Teen Drivers

Teen car insurance in Coleraine, MN can be expensive. Take a look at rates from the top car insurance companies in Coleraine for teenagers.

Annual Car Insurance Rates for Teen Drivers in Coleraine, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,736 $9,788
American Family $6,100 $8,909
Farmers $5,069 $5,135
GEICO $5,955 $7,614
Liberty Mutual $21,303 $32,066
Nationwide $4,895 $5,958
State Farm $3,322 $4,084
USAA $5,456 $6,016

Cheapest Coleraine, MN Car Insurance for Seniors

Take a look at Coleraine, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Coleraine, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,858 $2,858
American Family $2,046 $2,046
Farmers $1,699 $1,795
GEICO $2,860 $2,780
Liberty Mutual $10,624 $10,624
Nationwide $1,734 $1,844
State Farm $1,399 $1,399
USAA $1,875 $1,889

Cheapest Coleraine, MN Car Insurance Rates After a DUI

A DUI in Coleraine, MN increases car insurance rates. Compare Coleraine, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Coleraine, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,596
American Family $4,826
Farmers $2,982
GEICO $6,102
Liberty Mutual $22,059
Nationwide $3,493
State Farm $2,088
USAA $4,464

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Cheapest Coleraine, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Coleraine, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Coleraine, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,454 $4,454
American Family $3,515 $3,598
Farmers $2,722 $2,722
GEICO $3,803 $3,901
Liberty Mutual $14,776 $15,681
Nationwide $2,875 $2,875
State Farm $2,033 $2,144
USAA $3,085 $3,167

Cheapest Coleraine, MN Car Insurance Rates by ZIP Code

Coleraine car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Coleraine, MN.

Annual Car Insurance Rates by ZIP Code in Coleraine, Minnesota

ZIP Code Average Annual Rates
55722 $3,624
55744 $3,578

The Best Cheap Car Insurance Companies in Coleraine, MN

Take a look at a side-by-side comparison of the top car insurance companies in Coleraine, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Coleraine, Minnesota

Insurance Company Average Annual Rates
Allstate $4,454
American Family $3,556
Farmers $2,722
GEICO $3,852
Liberty Mutual $15,229
Nationwide $2,875
State Farm $2,088
USAA $3,126

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Category Winners: Cheapest Car Insurance in Coleraine, Minnesota

Find the cheapest car insurance companies in Coleraine, MN for each category right here.

Best Annual Car Insurance Rates by Company in Coleraine, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Coleraine, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Coleraine car insurance rates. Find the cheapest Coleraine, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Coleraine, Minnesota

Insurance Company Low Medium High
Allstate $4,390 $4,451 $4,520
American Family $3,557 $3,656 $3,456
Farmers $2,613 $2,735 $2,817
GEICO $3,762 $3,850 $3,944
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,724 $2,894 $3,006
State Farm $2,015 $2,095 $2,156
USAA $3,044 $3,124 $3,210

What affects car insurance rates in Coleraine, Minnesota?

What factors can have an impact on Coleraine, MN car insurance? There are several reasons why Coleraine car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Coleraine, Minnesota.

Commute Time in Coleraine

The more time you spend in your car the higher the risk of an accident. The average commute length in Coleraine, MN is 18.7 minutes according to City-Data.

Traffic in Coleraine

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Coleraine, MN traffic data from INRIX ranks Coleraine as the 549th-most congested in the world.

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Compare Car Insurance Quotes in Coleraine, MN

Ready to find affordable Coleraine, Minnesota car insurance today? Enter your ZIP code for fast, free Coleraine, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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