Compare Colfax, IA Car Insurance Rates (2021)

Car insurance in Colfax, IA averages $238 a month. Colfax, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Colfax car insurance rates, compare quotes from the top car insurance companies in Colfax, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Colfax is USAA
  • Average car insurance rates in Colfax, IA are $2,860/year
  • The cheapest car insurance company in Colfax for teen drivers is USAA

If you need to buy Colfax, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Colfax, IA is right here.

You’ll find Colfax car insurance rates, the cheapest Colfax, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Colfax, Iowa car insurance rates to Cedar Rapids car insurance rates, Ames car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Colfax, IA car insurance today? Enter your ZIP code for fast, free Colfax car insurance quotes.

Cheapest Colfax, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Colfax, IA car insurance rates? Every Colfax, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Colfax, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,763 $1,763 $1,583 $1,583 $4,787 $6,660 $1,763 $2,116
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,005 $2,172 $1,770 $2,150 $10,026 $11,277 $2,271 $2,501
Nationwide $1,649 $1,693 $1,470 $1,569 $3,796 $4,905 $1,867 $2,028
Progressive $1,574 $1,506 $1,299 $1,350 $4,044 $4,558 $1,893 $2,054
State Farm $1,448 $1,448 $1,280 $1,280 $4,029 $5,098 $1,630 $1,861
Travelers $2,316 $2,358 $2,281 $2,280 $10,671 $16,982 $2,424 $2,816
USAA $1,248 $1,257 $1,149 $1,164 $3,460 $3,659 $1,495 $1,648

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Minimum Car Insurance in Colfax, IA

Every driver must carry the minimum car insurance in Colfax, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Colfax, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Colfax, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Colfax, IA. Compare credit history car insurance rates in Colfax from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Colfax, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,506 $2,577 $2,174
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,078 $3,771 $2,965
Nationwide $2,881 $2,258 $1,978
Progressive $2,684 $2,185 $1,986
State Farm $3,218 $1,990 $1,570
Travelers $5,908 $5,062 $4,828
USAA $2,472 $1,705 $1,479

Cheapest Colfax, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Colfax, IA to rates for a clean record with top companies.

Annual Colfax, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $1,986 $2,920 $3,771 $2,333
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,687 $4,571 $4,649 $4,179
Nationwide $1,721 $2,466 $3,356 $1,945
Progressive $1,832 $3,027 $1,989 $2,291
State Farm $2,084 $2,434 $2,259 $2,259
Travelers $3,816 $5,128 $6,876 $5,244
USAA $1,435 $1,937 $2,518 $1,650

Cheapest Colfax, IA Car Insurance for Teen Drivers

Teen car insurance in Colfax, IA can be expensive. Take a look at rates from the top car insurance companies in Colfax for teenagers.

Annual Car Insurance Rates for Teen Drivers in Colfax, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $4,787 $6,660
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,026 $11,277
Nationwide $3,796 $4,905
Progressive $4,044 $4,558
State Farm $4,029 $5,098
Travelers $10,671 $16,982
USAA $3,460 $3,659

Cheapest Colfax, IA Car Insurance for Seniors

Take a look at Colfax, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Colfax, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,583 $1,583
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,470 $1,569
Progressive $1,299 $1,350
State Farm $1,280 $1,280
Travelers $2,281 $2,280
USAA $1,149 $1,164

Cheapest Colfax, IA Car Insurance Rates After a DUI

A DUI in Colfax, IA increases car insurance rates. Compare Colfax, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Colfax, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,113
American Family $3,771
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,649
Nationwide $3,356
Progressive $1,989
State Farm $2,259
Travelers $6,876
USAA $2,518

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Cheapest Colfax, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Colfax, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Colfax, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,720 $2,784
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,271 $4,271
Nationwide $2,372 $2,372
Progressive $2,285 $2,285
State Farm $2,204 $2,314
Travelers $5,266 $5,266
USAA $1,816 $1,954

The Best Cheap Car Insurance Companies in Colfax, IA

Take a look at a side-by-side comparison of the top car insurance companies in Colfax, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Colfax, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,752
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,271
Nationwide $2,372
Progressive $2,285
State Farm $2,259
Travelers $5,266
USAA $1,885

Category Winners: Cheapest Car Insurance in Colfax, Iowa

Find the cheapest car insurance companies in Colfax, IA for each category right here.

Best Annual Car Insurance Rates by Company in Colfax, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Colfax, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Colfax car insurance rates. Find the cheapest Colfax, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Colfax, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,747 $2,906 $2,604
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,096 $4,264 $4,454
Nationwide $2,476 $2,359 $2,281
Progressive $2,147 $2,293 $2,414
State Farm $2,140 $2,274 $2,364
Travelers $4,946 $5,346 $5,506
USAA $1,785 $1,892 $1,979

What affects car insurance rates in Colfax, Iowa?

What factors can have an impact on Colfax, IA car insurance? There are several reasons why Colfax car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Colfax, Iowa.

Commute Time in Colfax

The more time you spend in your car the higher the risk of an accident. The average commute length in Colfax, IA is 27.9 minutes according to City-Data.

Compare Car Insurance Quotes in Colfax, IA

Ready to find affordable Colfax, Iowa car insurance today? Enter your ZIP code for fast, free Colfax, IA car insurance quotes.

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