Compare College Springs, IA Car Insurance Rates (2021)

Car insurance in College Springs, IA averages $265 a month. College Springs, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap College Springs car insurance rates, compare quotes from the top car insurance companies in College Springs, IA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in College Springs for teen drivers is USAA
  • The cheapest car insurance company in College Springs is USAA
  • Average car insurance rates in College Springs, IA after a DUI are $3,825/year

If you need to buy College Springs, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in College Springs, IA is right here.

You’ll find College Springs car insurance rates, the cheapest College Springs, IA car insurance companies, and information on Iowa car insurance laws. You can also compare College Springs, Iowa car insurance rates to West Des Moines car insurance rates, Ames car insurance rates, and Ankeny car insurance rates.

Ready to find affordable College Springs, IA car insurance today? Enter your ZIP code for fast, free College Springs car insurance quotes.

Cheapest College Springs, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect College Springs, IA car insurance rates? Every College Springs, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in College Springs, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,072 $1,919 $1,954 $6,293 $7,087 $2,351 $2,417
American Family $2,294 $2,294 $2,044 $2,044 $6,011 $8,510 $2,294 $2,774
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,203 $2,393 $1,928 $2,341 $10,488 $11,802 $2,497 $2,760
Nationwide $1,831 $1,885 $1,629 $1,745 $4,135 $5,378 $2,064 $2,252
Progressive $2,063 $2,013 $1,700 $1,754 $4,617 $5,235 $2,488 $2,681
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,756 $2,814 $2,671 $2,676 $11,988 $19,010 $2,864 $3,411
USAA $1,284 $1,308 $1,170 $1,207 $3,336 $3,568 $1,549 $1,717

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in College Springs, IA

Every driver must carry the minimum car insurance in College Springs, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in College Springs, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest College Springs, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in College Springs, IA. Compare credit history car insurance rates in College Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in College Springs, Iowa

Insurance Company Poor Fair Good
Allstate $3,928 $3,118 $2,800
American Family $4,511 $3,312 $2,775
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,505 $4,001 $3,149
Nationwide $3,185 $2,482 $2,178
Progressive $3,366 $2,680 $2,410
State Farm $3,157 $1,953 $1,541
Travelers $6,786 $5,782 $5,503
USAA $2,498 $1,705 $1,473

Cheapest College Springs, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in College Springs, IA to rates for a clean record with top companies.

Annual College Springs, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,786 $3,380 $3,842 $3,118
American Family $2,553 $3,715 $4,858 $3,005
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,934 $4,858 $4,964 $4,450
Nationwide $1,882 $2,720 $3,723 $2,135
Progressive $2,279 $3,673 $2,467 $2,857
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,392 $5,847 $7,830 $6,026
USAA $1,452 $1,935 $2,518 $1,664

Cheapest College Springs, IA Car Insurance for Teen Drivers

Teen car insurance in College Springs, IA can be expensive. Take a look at rates from the top car insurance companies in College Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in College Springs, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,293 $7,087
American Family $6,011 $8,510
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $10,488 $11,802
Nationwide $4,135 $5,378
Progressive $4,617 $5,235
State Farm $3,891 $4,937
Travelers $11,988 $19,010
USAA $3,336 $3,568

Cheapest College Springs, IA Car Insurance for Seniors

Take a look at College Springs, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in College Springs, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,919 $1,954
American Family $2,044 $2,044
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,928 $2,341
Nationwide $1,629 $1,745
Progressive $1,700 $1,754
State Farm $1,269 $1,269
Travelers $2,671 $2,676
USAA $1,170 $1,207

Cheapest College Springs, IA Car Insurance Rates After a DUI

A DUI in College Springs, IA increases car insurance rates. Compare College Springs, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in College Springs, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,842
American Family $4,858
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,964
Nationwide $3,723
Progressive $2,467
State Farm $2,217
Travelers $7,830
USAA $2,518

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest College Springs, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in College Springs, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in College Springs, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,203 $3,360
American Family $3,491 $3,575
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,552 $4,552
Nationwide $2,615 $2,615
Progressive $2,819 $2,819
State Farm $2,164 $2,270
Travelers $6,024 $6,024
USAA $1,823 $1,962

The Best Cheap Car Insurance Companies in College Springs, IA

Take a look at a side-by-side comparison of the top car insurance companies in College Springs, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in College Springs, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,533
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,552
Nationwide $2,615
Progressive $2,819
State Farm $2,217
Travelers $6,024
USAA $1,892

Category Winners: Cheapest Car Insurance in College Springs, Iowa

Find the cheapest car insurance companies in College Springs, IA for each category right here.

Best Annual Car Insurance Rates by Company in College Springs, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest College Springs, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your College Springs car insurance rates. Find the cheapest College Springs, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in College Springs, Iowa

Insurance Company Low Medium High
Allstate $3,144 $3,286 $3,415
American Family $3,572 $3,728 $3,299
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,382 $4,544 $4,728
Nationwide $2,736 $2,598 $2,511
Progressive $2,682 $2,826 $2,949
State Farm $2,111 $2,229 $2,311
Travelers $5,692 $6,114 $6,266
USAA $1,802 $1,898 $1,977

What affects car insurance rates in College Springs, Iowa?

What factors can have an impact on College Springs, IA car insurance? There are several reasons why College Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in College Springs, Iowa.

Commute Time in College Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in College Springs, IA is 18.4 minutes according to City-Data.

Compare Car Insurance Quotes in College Springs, IA

Ready to find affordable College Springs, Iowa car insurance today? Enter your ZIP code for fast, free College Springs, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption