Compare Collinsville, IL Car Insurance Rates (2021)

Car insurance in Collinsville, IL averages $290 a month. Collinsville, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Collinsville car insurance rates, compare quotes from the top car insurance companies in Collinsville, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Collinsville is State Farm
  • The cheapest car insurance company in Collinsville for teen drivers is State Farm
  • Average car insurance rates in Collinsville, IL are $3,478/year

If you need to buy Collinsville, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Collinsville, IL is right here.

You’ll find Collinsville car insurance rates, the cheapest Collinsville, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Collinsville, Illinois car insurance rates to Peoria car insurance rates, Elgin car insurance rates, and Naperville car insurance rates.

Ready to find affordable Collinsville, IL car insurance today? Enter your ZIP code for fast, free Collinsville car insurance quotes.

Cheapest Collinsville, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Collinsville, IL car insurance rates? Every Collinsville, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Collinsville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,017 $3,031 $3,157 $3,157 $7,846 $10,172 $3,626 $3,916
American Family $2,459 $2,459 $2,251 $2,251 $6,951 $9,645 $2,459 $3,170
Farmers $2,414 $2,413 $2,138 $2,268 $10,581 $11,028 $2,754 $2,869
GEICO $1,856 $1,894 $1,798 $2,194 $5,866 $6,121 $2,339 $2,224
Liberty Mutual $1,520 $1,643 $1,261 $1,415 $5,145 $5,733 $1,586 $1,670
Nationwide $2,457 $2,496 $2,181 $2,311 $6,897 $8,859 $2,876 $3,118
Progressive $2,525 $2,388 $2,084 $2,189 $8,886 $9,982 $2,999 $3,217
State Farm $1,428 $1,428 $1,290 $1,290 $4,488 $5,672 $1,618 $1,861
Travelers $1,676 $1,770 $1,532 $1,634 $4,912 $6,188 $1,778 $1,873
USAA $1,642 $1,671 $1,529 $1,506 $5,321 $5,863 $2,163 $2,376

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Minimum Car Insurance in Collinsville, IL

Every driver must carry the minimum car insurance in Collinsville, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Collinsville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Collinsville, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Collinsville, IL. Compare credit history car insurance rates in Collinsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Collinsville, Illinois

Insurance Company Poor Fair Good
Allstate $6,051 $4,356 $3,814
American Family $5,263 $3,578 $3,025
Farmers $5,173 $4,357 $4,145
GEICO $4,885 $2,376 $1,848
Liberty Mutual $3,536 $2,203 $1,751
Nationwide $4,662 $3,756 $3,280
Progressive $4,895 $4,139 $3,817
State Farm $3,465 $2,077 $1,612
Travelers $3,256 $2,625 $2,130
USAA $3,672 $2,524 $2,081

Cheapest Collinsville, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Collinsville, IL to rates for a clean record with top companies.

Annual Collinsville, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,374 $5,784 $5,354 $4,450
American Family $2,909 $4,123 $5,491 $3,300
Farmers $3,847 $4,968 $4,845 $4,573
GEICO $2,188 $3,088 $4,134 $2,736
Liberty Mutual $2,077 $2,958 $2,593 $2,359
Nationwide $3,131 $4,069 $4,793 $3,604
Progressive $3,529 $5,223 $3,915 $4,467
State Farm $2,167 $2,602 $2,385 $2,385
Travelers $2,120 $2,784 $3,115 $2,663
USAA $1,965 $2,827 $3,872 $2,371

Cheapest Collinsville, IL Car Insurance for Teen Drivers

Teen car insurance in Collinsville, IL can be expensive. Take a look at rates from the top car insurance companies in Collinsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Collinsville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,846 $10,172
American Family $6,951 $9,645
Farmers $10,581 $11,028
GEICO $5,866 $6,121
Liberty Mutual $5,145 $5,733
Nationwide $6,897 $8,859
Progressive $8,886 $9,982
State Farm $4,488 $5,672
Travelers $4,912 $6,188
USAA $5,321 $5,863

Cheapest Collinsville, IL Car Insurance for Seniors

Take a look at Collinsville, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Collinsville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,157 $3,157
American Family $2,251 $2,251
Farmers $2,138 $2,268
GEICO $1,798 $2,194
Liberty Mutual $1,261 $1,415
Nationwide $2,181 $2,311
Progressive $2,084 $2,189
State Farm $1,290 $1,290
Travelers $1,532 $1,634
USAA $1,529 $1,506

Cheapest Collinsville, IL Car Insurance Rates After a DUI

A DUI in Collinsville, IL increases car insurance rates. Compare Collinsville, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Collinsville, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,354
American Family $5,491
Farmers $4,845
GEICO $4,134
Liberty Mutual $2,593
Nationwide $4,793
Progressive $3,915
State Farm $2,385
Travelers $3,115
USAA $3,872

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Cheapest Collinsville, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Collinsville, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Collinsville, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,740 $4,740
American Family $3,905 $4,006
Farmers $4,558 $4,558
GEICO $2,980 $3,093
Liberty Mutual $2,497 $2,497
Nationwide $3,899 $3,899
Progressive $4,284 $4,284
State Farm $2,324 $2,445
Travelers $2,565 $2,776
USAA $2,681 $2,836

The Best Cheap Car Insurance Companies in Collinsville, IL

Take a look at a side-by-side comparison of the top car insurance companies in Collinsville, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Collinsville, Illinois

Insurance Company Average Annual Rates
Allstate $4,740
American Family $3,955
Farmers $4,558
GEICO $3,036
Liberty Mutual $2,497
Nationwide $3,899
Progressive $4,284
State Farm $2,385
Travelers $2,670
USAA $2,759

Category Winners: Cheapest Car Insurance in Collinsville, Illinois

Find the cheapest car insurance companies in Collinsville, IL for each category right here.

Best Annual Car Insurance Rates by Company in Collinsville, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Collinsville, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Collinsville car insurance rates. Find the cheapest Collinsville, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Collinsville, Illinois

Insurance Company Low Medium High
Allstate $4,571 $4,735 $4,915
American Family $3,801 $4,101 $3,964
Farmers $4,323 $4,445 $4,907
GEICO $2,744 $3,020 $3,345
Liberty Mutual $2,338 $2,491 $2,662
Nationwide $3,847 $3,939 $3,912
Progressive $3,879 $4,257 $4,714
State Farm $2,233 $2,388 $2,533
Travelers $2,495 $2,667 $2,850
USAA $2,570 $2,756 $2,950

What affects car insurance rates in Collinsville, Illinois?

What factors can have an impact on Collinsville, IL car insurance? There are several reasons why Collinsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Collinsville, Illinois.

Commute Time in Collinsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Collinsville, IL is 24.8 minutes according to City-Data.

Compare Car Insurance Quotes in Collinsville, IL

Ready to find affordable Collinsville, Illinois car insurance today? Enter your ZIP code for fast, free Collinsville, IL car insurance quotes.

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