Compare Collinsville, TX Car Insurance Rates (2021)

Car insurance in Collinsville, TX averages $295 a month. Collinsville, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Collinsville car insurance rates, compare quotes from the top car insurance companies in Collinsville, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Collinsville for teen drivers is USAA
  • The cheapest car insurance company in Collinsville is USAA
  • Average car insurance rates in Collinsville, TX after a DUI are $4,046/year

If you need to buy Collinsville, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Collinsville, TX is right here.

You’ll find Collinsville car insurance rates, the cheapest Collinsville, TX car insurance companies, and information on Texas car insurance laws. You can also compare Collinsville, Texas car insurance rates to San Antonio car insurance rates, Arlington car insurance rates, and Austin car insurance rates.

Ready to find affordable Collinsville, TX car insurance today? Enter your ZIP code for fast, free Collinsville car insurance quotes.

Cheapest Collinsville, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Collinsville, TX car insurance rates? Every Collinsville, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Collinsville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,536 $3,564 $3,494 $3,494 $9,307 $11,216 $4,360 $4,531
American Family $2,370 $2,628 $2,204 $2,513 $6,109 $8,000 $3,365 $3,830
GEICO $2,149 $2,309 $2,079 $2,332 $4,591 $4,786 $2,312 $2,311
Nationwide $2,175 $2,209 $1,925 $2,034 $6,195 $7,941 $2,559 $2,766
Progressive $2,317 $2,207 $2,060 $2,103 $9,565 $10,643 $2,743 $2,782
State Farm $1,816 $1,816 $1,614 $1,614 $4,304 $5,479 $1,971 $2,037
USAA $1,462 $1,473 $1,394 $1,386 $4,080 $4,452 $1,948 $2,095

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Minimum Car Insurance in Collinsville, TX

Every driver must carry the minimum car insurance in Collinsville, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Collinsville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Collinsville, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Collinsville, TX. Compare credit history car insurance rates in Collinsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Collinsville, Texas

Insurance Company Poor Fair Good
Allstate $6,928 $5,059 $4,327
American Family $5,347 $3,351 $2,935
GEICO $4,397 $2,501 $1,678
Nationwide $4,159 $3,351 $2,916
Progressive $4,847 $4,184 $3,876
State Farm $3,655 $2,276 $1,813
USAA $3,364 $1,938 $1,557

Cheapest Collinsville, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Collinsville, TX to rates for a clean record with top companies.

Annual Collinsville, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,217 $6,528 $6,791 $4,217
American Family $3,545 $4,479 $3,940 $3,545
GEICO $2,431 $3,195 $2,686 $3,122
Nationwide $3,017 $3,017 $4,462 $3,405
Progressive $3,756 $4,840 $4,382 $4,232
State Farm $2,300 $2,630 $3,097 $2,300
USAA $1,708 $2,512 $2,965 $1,960

Cheapest Collinsville, TX Car Insurance for Teen Drivers

Teen car insurance in Collinsville, TX can be expensive. Take a look at rates from the top car insurance companies in Collinsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Collinsville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,307 $11,216
American Family $6,109 $8,000
GEICO $4,591 $4,786
Nationwide $6,195 $7,941
Progressive $9,565 $10,643
State Farm $4,304 $5,479
USAA $4,080 $4,452

Cheapest Collinsville, TX Car Insurance for Seniors

Take a look at Collinsville, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Collinsville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,494 $3,494
American Family $2,204 $2,513
GEICO $2,079 $2,332
Nationwide $1,925 $2,034
Progressive $2,060 $2,103
State Farm $1,614 $1,614
USAA $1,394 $1,386

Cheapest Collinsville, TX Car Insurance Rates After a DUI

A DUI in Collinsville, TX increases car insurance rates. Compare Collinsville, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Collinsville, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,791
American Family $3,940
GEICO $2,686
Nationwide $4,462
Progressive $4,382
State Farm $3,097
USAA $2,965

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Cheapest Collinsville, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Collinsville, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Collinsville, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,307 $5,569
American Family $3,877 $3,877
GEICO $2,807 $2,910
Nationwide $3,475 $3,475
Progressive $4,302 $4,302
State Farm $2,581 $2,581
USAA $2,258 $2,315

The Best Cheap Car Insurance Companies in Collinsville, TX

Take a look at a side-by-side comparison of the top car insurance companies in Collinsville, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Collinsville, Texas

Insurance Company Average Annual Rates
Allstate $5,438
American Family $3,877
GEICO $2,858
Nationwide $3,475
Progressive $4,302
State Farm $2,581
USAA $2,286

Category Winners: Cheapest Car Insurance in Collinsville, Texas

Find the cheapest car insurance companies in Collinsville, TX for each category right here.

Best Annual Car Insurance Rates by Company in Collinsville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Collinsville, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Collinsville car insurance rates. Find the cheapest Collinsville, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Collinsville, Texas

Insurance Company Low Medium High
Allstate $5,287 $5,381 $5,645
American Family $3,612 $3,738 $4,282
GEICO $2,716 $2,825 $3,034
Nationwide $3,739 $3,330 $3,357
Progressive $4,106 $4,282 $4,519
State Farm $2,459 $2,575 $2,710
USAA $2,215 $2,278 $2,366

What affects car insurance rates in Collinsville, Texas?

What factors can have an impact on Collinsville, TX car insurance? There are several reasons why Collinsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Collinsville, Texas.

Car Theft in Collinsville

High levels of vehicle theft can make car insurance more expensive. Collinsville, TX car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Collinsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Collinsville, TX is 24.8 minutes according to City-Data.

Compare Car Insurance Quotes in Collinsville, TX

Ready to find affordable Collinsville, Texas car insurance today? Enter your ZIP code for fast, free Collinsville, TX car insurance quotes.

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