Compare Colma, CA Car Insurance Rates (2021)

Car insurance in Colma, CA averages $357 a month. Colma, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Colma car insurance rates, compare quotes from the top car insurance companies in Colma, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Colma is GEICO
  • Average car insurance rates in Colma, CA after a DUI are $6,025/year
  • Average car insurance rates in Colma, CA are $4,279/year

If you need to buy Colma, California car insurance, the options can be confusing. Everything you need to know about car insurance in Colma, CA is right here.

You’ll find Colma car insurance rates, the cheapest Colma, CA car insurance companies, and information on California car insurance laws. You can also compare Colma, California car insurance rates to Bakersfield car insurance rates, Sacramento car insurance rates, and San Diego car insurance rates.

Ready to find affordable Colma, CA car insurance today? Enter your ZIP code for fast, free Colma car insurance quotes.

Cheapest Colma, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Colma, CA car insurance rates? Every Colma, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Colma, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,690 $3,688 $2,687 $2,709 $10,422 $13,125 $4,738 $5,200
Farmers $3,254 $3,254 $2,934 $2,934 $10,440 $17,180 $3,863 $4,308
GEICO $1,763 $1,764 $1,658 $1,658 $5,370 $5,468 $2,534 $2,592
Liberty Mutual $2,599 $2,468 $2,413 $2,341 $5,760 $6,100 $2,944 $2,955
Nationwide $4,205 $4,015 $3,642 $3,433 $10,785 $11,879 $5,047 $5,005
Progressive $1,895 $1,949 $1,602 $1,904 $5,024 $6,053 $2,725 $2,927
State Farm $3,455 $3,455 $3,085 $3,085 $6,342 $7,860 $3,826 $3,946
Travelers $2,992 $2,895 $2,637 $2,608 $6,270 $7,216 $3,930 $3,840
USAA $2,118 $2,007 $2,064 $2,075 $4,838 $4,881 $2,948 $2,788

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Minimum Car Insurance in Colma, CA

Every driver must carry the minimum car insurance in Colma, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Colma, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Colma, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Colma, CA to rates for a clean record with top companies.

Annual Colma, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,468 $5,872 $9,224 $4,566
Farmers $4,444 $6,059 $7,559 $6,022
GEICO $1,994 $3,077 $3,860 $2,473
Liberty Mutual $2,993 $4,011 $3,615 $3,171
Nationwide $4,182 $5,359 $9,106 $5,359
Progressive $1,973 $3,349 $3,872 $2,846
State Farm $3,125 $3,728 $7,046 $3,628
Travelers $2,673 $4,408 $5,141 $3,973
USAA $1,967 $2,932 $4,804 $2,156

Cheapest Colma, CA Car Insurance for Teen Drivers

Teen car insurance in Colma, CA can be expensive. Take a look at rates from the top car insurance companies in Colma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Colma, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,422 $13,125
Farmers $10,440 $17,180
GEICO $5,370 $5,468
Liberty Mutual $5,760 $6,100
Nationwide $10,785 $11,879
Progressive $5,024 $6,053
State Farm $6,342 $7,860
Travelers $6,270 $7,216
USAA $4,838 $4,881

Cheapest Colma, CA Car Insurance for Seniors

Take a look at Colma, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Colma, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,687 $2,709
Farmers $2,934 $2,934
GEICO $1,658 $1,658
Liberty Mutual $2,413 $2,341
Nationwide $3,642 $3,433
Progressive $1,602 $1,904
State Farm $3,085 $3,085
Travelers $2,637 $2,608
USAA $2,064 $2,075

Cheapest Colma, CA Car Insurance Rates After a DUI

A DUI in Colma, CA increases car insurance rates. Compare Colma, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Colma, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,224
Farmers $7,559
GEICO $3,860
Liberty Mutual $3,615
Nationwide $9,106
Progressive $3,872
State Farm $7,046
Travelers $5,141
USAA $4,804

Cheapest Colma, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Colma, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Colma, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,214 $6,351
Farmers $5,463 $6,578
GEICO $2,590 $3,112
Liberty Mutual $3,166 $3,729
Nationwide $5,290 $6,713
Progressive $2,728 $3,292
State Farm $4,224 $4,540
Travelers $3,632 $4,465
USAA $2,733 $3,197

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The Best Cheap Car Insurance Companies in Colma, CA

Take a look at a side-by-side comparison of the top car insurance companies in Colma, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Colma, California

Insurance Company Average Annual Rates
Allstate $5,782
Farmers $6,021
GEICO $2,851
Liberty Mutual $3,447
Nationwide $6,001
Progressive $3,010
State Farm $4,382
Travelers $4,049
USAA $2,965

Category Winners: Cheapest Car Insurance in Colma, California

Find the cheapest car insurance companies in Colma, CA for each category right here.

Best Annual Car Insurance Rates by Company in Colma, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Colma, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Colma car insurance rates. Find the cheapest Colma, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Colma, California

Insurance Company Low Medium High
Allstate $5,487 $5,831 $6,030
Farmers $5,636 $6,064 $6,362
GEICO $2,608 $2,881 $3,064
Liberty Mutual $3,233 $3,478 $3,632
Nationwide $5,486 $6,101 $6,417
Progressive $2,707 $3,102 $3,221
State Farm $3,982 $4,452 $4,710
Travelers $3,553 $4,154 $4,438
USAA $2,713 $3,017 $3,164

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What affects car insurance rates in Colma, California?

What factors can have an impact on Colma, CA car insurance? There are several reasons why Colma car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Colma, California.

Car Theft in Colma

High levels of vehicle theft can make car insurance more expensive. Colma, CA car theft statistics from the FBI indicate 18 vehicle thefts a year.

Commute Time in Colma

The more time you spend in your car the higher the risk of an accident. The average commute length in Colma, CA is 28.3 minutes according to City-Data.

Traffic in Colma

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Colma, CA traffic data from INRIX ranks Colma as the 612th-most congested in the world.

Compare Car Insurance Quotes in Colma, CA

Ready to find affordable Colma, California car insurance today? Enter your ZIP code for fast, free Colma, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State