Compare Coloma, MI Car Insurance Rates (2021)

Car insurance in Coloma, MI averages $737 a month. Coloma, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Coloma car insurance rates, compare quotes from the top car insurance companies in Coloma, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Coloma is USAA
  • Average car insurance rates in Coloma, MI are $8,847/year
  • The cheapest car insurance company in Coloma for teen drivers is USAA

If you need to buy Coloma, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Coloma, MI is right here.

You’ll find Coloma car insurance rates, the cheapest Coloma, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Coloma, Michigan car insurance rates to Ann Arbor car insurance rates, Sterling Heights car insurance rates, and Flint car insurance rates.

Ready to find affordable Coloma, MI car insurance today? Enter your ZIP code for fast, free Coloma car insurance quotes.

Cheapest Coloma, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Coloma, MI car insurance rates? Every Coloma, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coloma, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,916 $3,916 $3,659 $3,659 $8,691 $8,691 $4,396 $4,396
GEICO $3,712 $3,712 $3,811 $3,811 $10,486 $10,486 $3,544 $3,544
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $3,607 $3,607 $3,225 $3,225 $9,344 $9,344 $3,947 $3,947
Progressive $2,564 $2,378 $2,280 $2,541 $9,289 $9,867 $2,967 $2,728
State Farm $5,990 $5,990 $5,576 $5,576 $21,079 $21,079 $7,028 $7,028
Travelers $6,786 $6,786 $5,815 $5,815 $20,584 $20,584 $7,377 $7,377
USAA $2,632 $2,482 $2,480 $2,335 $6,444 $6,093 $3,199 $3,053

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Minimum Car Insurance in Coloma, MI

Every driver must carry the minimum car insurance in Coloma, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Coloma, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Coloma, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Coloma, MI. Compare credit history car insurance rates in Coloma from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Coloma, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,840 $4,503 $4,153
GEICO $6,924 $5,094 $4,147
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $6,277 $4,756 $4,058
Progressive $4,980 $4,206 $3,794
State Farm $16,067 $8,146 $5,543
Travelers $10,393 $10,078 $9,951
USAA $5,363 $3,070 $2,336

Cheapest Coloma, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Coloma, MI to rates for a clean record with top companies.

Annual Coloma, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $4,347 $5,528 $5,463 $5,324
GEICO $1,879 $4,018 $12,166 $3,490
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $4,317 $5,741 $5,217 $4,848
Progressive $3,678 $4,813 $4,335 $4,481
State Farm $6,285 $7,548 $16,396 $9,444
Travelers $6,852 $9,797 $15,806 $8,106
USAA $2,886 $3,606 $4,723 $3,144

Cheapest Coloma, MI Car Insurance for Teen Drivers

Teen car insurance in Coloma, MI can be expensive. Take a look at rates from the top car insurance companies in Coloma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Coloma, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $8,691 $8,691
GEICO $10,486 $10,486
Liberty Mutual $28,240 $28,240
Nationwide $9,344 $9,344
Progressive $9,289 $9,867
State Farm $21,079 $21,079
Travelers $20,584 $20,584
USAA $6,444 $6,093

Cheapest Coloma, MI Car Insurance for Seniors

Take a look at Coloma, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Coloma, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,659 $3,659
GEICO $3,811 $3,811
Liberty Mutual $12,062 $12,062
Nationwide $3,225 $3,225
Progressive $2,280 $2,541
State Farm $5,576 $5,576
Travelers $5,815 $5,815
USAA $2,480 $2,335

Cheapest Coloma, MI Car Insurance Rates After a DUI

A DUI in Coloma, MI increases car insurance rates. Compare Coloma, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Coloma, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $43,593
Farmers $5,463
GEICO $12,166
Liberty Mutual $25,747
Nationwide $5,217
Progressive $4,335
State Farm $16,396
Travelers $15,806
USAA $4,723

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Cheapest Coloma, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Coloma, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Coloma, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,896 $19,896
Farmers $5,166 $5,166
GEICO $5,268 $5,509
Liberty Mutual $15,619 $16,711
Nationwide $5,031 $5,031
Progressive $4,327 $4,327
State Farm $9,649 $10,188
Travelers $10,082 $10,199
USAA $3,549 $3,631

The Best Cheap Car Insurance Companies in Coloma, MI

Take a look at a side-by-side comparison of the top car insurance companies in Coloma, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Coloma, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $5,166
GEICO $5,388
Liberty Mutual $16,165
Nationwide $5,031
Progressive $4,327
State Farm $9,918
Travelers $10,140
USAA $3,590

Category Winners: Cheapest Car Insurance in Coloma, Michigan

Find the cheapest car insurance companies in Coloma, MI for each category right here.

Best Annual Car Insurance Rates by Company in Coloma, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Coloma, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Coloma car insurance rates. Find the cheapest Coloma, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Coloma, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $5,019 $5,152 $5,325
GEICO $4,988 $5,333 $5,844
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $5,202 $4,962 $4,927
Progressive $4,182 $4,333 $4,465
State Farm $9,403 $9,982 $10,370
Travelers $10,035 $10,152 $10,234
USAA $3,466 $3,601 $3,703

What affects car insurance rates in Coloma, Michigan?

What factors can have an impact on Coloma, MI car insurance? There are several reasons why Coloma car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Coloma, Michigan.

Commute Time in Coloma

The more time you spend in your car the higher the risk of an accident. The average commute length in Coloma, MI is 21.2 minutes according to City-Data.

Compare Car Insurance Quotes in Coloma, MI

Ready to find affordable Coloma, Michigan car insurance today? Enter your ZIP code for fast, free Coloma, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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