Compare Colome, SD Car Insurance Rates (2021)

Car insurance in Colome, SD averages $352 a month. Colome, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Colome car insurance rates, compare quotes from the top car insurance companies in Colome, SD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Colome, SD are $4,220/year
  • Average car insurance rates in Colome, SD after a DUI are $5,083/year
  • The cheapest car insurance company in Colome for teen drivers is State Farm

If you need to buy Colome, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Colome, SD is right here.

You’ll find Colome car insurance rates, the cheapest Colome, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Colome, South Dakota car insurance rates to Huron car insurance rates, Pierre car insurance rates, and Vermillion car insurance rates.

Ready to find affordable Colome, SD car insurance today? Enter your ZIP code for fast, free Colome car insurance quotes.

Cheapest Colome, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Colome, SD car insurance rates? Every Colome, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Colome, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $2,305 $2,312 $2,029 $2,106 $10,141 $10,547 $2,578 $2,760
GEICO $2,551 $2,406 $2,446 $2,254 $5,030 $5,958 $2,239 $2,163
Liberty Mutual $4,662 $5,082 $3,678 $4,471 $17,102 $19,205 $4,927 $5,496
Nationwide $2,001 $2,068 $1,781 $1,918 $4,202 $5,494 $2,225 $2,436
Progressive $2,348 $2,329 $1,931 $1,985 $8,142 $9,287 $2,942 $3,065
State Farm $1,843 $1,843 $1,562 $1,562 $4,090 $5,330 $2,052 $2,264

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Minimum Car Insurance in Colome, SD

Every driver must carry the minimum car insurance in Colome, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Colome, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Colome, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Colome, SD. Compare credit history car insurance rates in Colome from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Colome, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,228 $3,769 $3,193
Farmers $4,920 $4,146 $3,976
GEICO $5,073 $2,574 $1,745
Liberty Mutual $11,735 $6,997 $5,501
Nationwide $3,363 $2,623 $2,311
Progressive $4,646 $3,835 $3,530
State Farm $3,739 $2,235 $1,731

Cheapest Colome, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Colome, SD to rates for a clean record with top companies.

Annual Colome, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,706 $4,677 $4,562 $4,443
GEICO $1,966 $3,339 $5,254 $1,966
Liberty Mutual $6,826 $8,421 $8,802 $8,262
Nationwide $1,980 $2,773 $4,000 $2,309
Progressive $3,459 $4,651 $3,732 $4,172
State Farm $2,437 $2,699 $2,568 $2,568

Cheapest Colome, SD Car Insurance for Teen Drivers

Teen car insurance in Colome, SD can be expensive. Take a look at rates from the top car insurance companies in Colome for teenagers.

Annual Car Insurance Rates for Teen Drivers in Colome, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,026 $8,854
Farmers $10,141 $10,547
GEICO $5,030 $5,958
Liberty Mutual $17,102 $19,205
Nationwide $4,202 $5,494
Progressive $8,142 $9,287
State Farm $4,090 $5,330

Cheapest Colome, SD Car Insurance for Seniors

Take a look at Colome, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Colome, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,598 $2,598
Farmers $2,029 $2,106
GEICO $2,446 $2,254
Liberty Mutual $3,678 $4,471
Nationwide $1,781 $1,918
Progressive $1,931 $1,985
State Farm $1,562 $1,562

Cheapest Colome, SD Car Insurance Rates After a DUI

A DUI in Colome, SD increases car insurance rates. Compare Colome, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Colome, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,159
American Family $5,591
Farmers $4,562
GEICO $5,254
Liberty Mutual $8,802
Nationwide $4,000
Progressive $3,732
State Farm $2,568

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Cheapest Colome, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Colome, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Colome, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,013 $4,113
Farmers $4,347 $4,347
GEICO $3,094 $3,168
Liberty Mutual $8,078 $8,078
Nationwide $2,766 $2,766
Progressive $4,003 $4,003
State Farm $2,504 $2,632

The Best Cheap Car Insurance Companies in Colome, SD

Take a look at a side-by-side comparison of the top car insurance companies in Colome, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Colome, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,063
Farmers $4,347
GEICO $3,131
Liberty Mutual $8,078
Nationwide $2,766
Progressive $4,003
State Farm $2,568

Category Winners: Cheapest Car Insurance in Colome, South Dakota

Find the cheapest car insurance companies in Colome, SD for each category right here.

Best Annual Car Insurance Rates by Company in Colome, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Colome, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Colome car insurance rates. Find the cheapest Colome, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Colome, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,106 $4,185 $3,899
Farmers $4,188 $4,307 $4,546
GEICO $3,047 $3,128 $3,219
Liberty Mutual $7,947 $8,066 $8,221
Nationwide $2,628 $2,755 $2,914
Progressive $3,915 $3,973 $4,122
State Farm $2,493 $2,570 $2,642

What affects car insurance rates in Colome, South Dakota?

What factors can have an impact on Colome, SD car insurance? There are several reasons why Colome car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Colome, South Dakota.

Commute Time in Colome

The more time you spend in your car the higher the risk of an accident. The average commute length in Colome, SD is 9.2 minutes according to City-Data.

Compare Car Insurance Quotes in Colome, SD

Ready to find affordable Colome, South Dakota car insurance today? Enter your ZIP code for fast, free Colome, SD car insurance quotes.

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