Compare Colony, OK Car Insurance Rates (2021)

Car insurance in Colony, OK averages $324 a month. Colony, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Colony car insurance rates, compare quotes from the top car insurance companies in Colony, OK.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Colony, OK are $3,887/year
  • Average car insurance rates in Colony, OK after a DUI are $4,407/year
  • The cheapest car insurance company in Colony is State Farm

If you need to buy Colony, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Colony, OK is right here.

You’ll find Colony car insurance rates, the cheapest Colony, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Colony, Oklahoma car insurance rates to Broken Arrow car insurance rates, Oklahoma City car insurance rates, and Moore car insurance rates.

Ready to find affordable Colony, OK car insurance today? Enter your ZIP code for fast, free Colony car insurance quotes.

Cheapest Colony, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Colony, OK car insurance rates? Every Colony, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Colony, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,377 $2,394 $2,177 $2,291 $7,280 $8,524 $2,582 $2,731
Farmers $2,287 $2,274 $2,056 $2,168 $8,573 $8,802 $2,588 $2,710
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,470 $4,723 $3,923 $4,268 $12,140 $13,321 $4,656 $4,834
Progressive $2,298 $2,191 $1,893 $1,998 $9,054 $10,155 $2,692 $2,826
State Farm $1,797 $1,797 $1,575 $1,575 $4,383 $5,533 $1,882 $2,114
USAA $1,808 $1,823 $1,722 $1,756 $5,709 $6,407 $2,340 $2,588

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Minimum Car Insurance in Colony, OK

Every driver must carry the minimum car insurance in Colony, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Colony, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Colony, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Colony, OK. Compare credit history car insurance rates in Colony from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Colony, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,695 $3,553 $3,135
Farmers $4,524 $3,727 $3,546
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,412 $5,723 $4,491
Progressive $4,704 $3,997 $3,714
State Farm $3,587 $2,303 $1,856
USAA $4,497 $2,541 $2,020

Cheapest Colony, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Colony, OK to rates for a clean record with top companies.

Annual Colony, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,266 $3,836 $4,406 $3,669
Farmers $3,325 $4,260 $4,157 $3,986
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,413 $7,356 $8,328 $6,070
Progressive $3,226 $5,980 $3,560 $3,787
State Farm $2,408 $2,756 $2,582 $2,582
USAA $2,232 $3,186 $3,916 $2,742

Cheapest Colony, OK Car Insurance for Teen Drivers

Teen car insurance in Colony, OK can be expensive. Take a look at rates from the top car insurance companies in Colony for teenagers.

Annual Car Insurance Rates for Teen Drivers in Colony, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,280 $8,524
Farmers $8,573 $8,802
GEICO $6,078 $6,489
Liberty Mutual $12,140 $13,321
Progressive $9,054 $10,155
State Farm $4,383 $5,533
USAA $5,709 $6,407

Cheapest Colony, OK Car Insurance for Seniors

Take a look at Colony, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Colony, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,177 $2,291
Farmers $2,056 $2,168
GEICO $2,260 $2,500
Liberty Mutual $3,923 $4,268
Progressive $1,893 $1,998
State Farm $1,575 $1,575
USAA $1,722 $1,756

Cheapest Colony, OK Car Insurance Rates After a DUI

A DUI in Colony, OK increases car insurance rates. Compare Colony, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Colony, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,406
Farmers $4,157
GEICO $3,899
Liberty Mutual $8,328
Progressive $3,560
State Farm $2,582
USAA $3,916

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Cheapest Colony, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Colony, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Colony, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,794 $3,794
Farmers $3,932 $3,932
GEICO $3,136 $3,262
Liberty Mutual $6,542 $6,542
Progressive $4,138 $4,138
State Farm $2,538 $2,625
USAA $2,983 $3,056

The Best Cheap Car Insurance Companies in Colony, OK

Take a look at a side-by-side comparison of the top car insurance companies in Colony, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Colony, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,794
Farmers $3,932
GEICO $3,199
Liberty Mutual $6,542
Progressive $4,138
State Farm $2,582
USAA $3,019

Category Winners: Cheapest Car Insurance in Colony, Oklahoma

Find the cheapest car insurance companies in Colony, OK for each category right here.

Best Annual Car Insurance Rates by Company in Colony, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Colony, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Colony car insurance rates. Find the cheapest Colony, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Colony, Oklahoma

Insurance Company Low Medium High
Allstate $3,564 $3,780 $4,040
Farmers $3,766 $3,889 $4,142
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,222 $6,519 $6,885
Progressive $3,849 $4,113 $4,453
State Farm $2,436 $2,562 $2,748
USAA $2,918 $3,012 $3,128

What affects car insurance rates in Colony, Oklahoma?

What factors can have an impact on Colony, OK car insurance? There are several reasons why Colony car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Colony, Oklahoma.

Commute Time in Colony

The more time you spend in your car the higher the risk of an accident. The average commute length in Colony, OK is 24.4 minutes according to City-Data.

Compare Car Insurance Quotes in Colony, OK

Ready to find affordable Colony, Oklahoma car insurance today? Enter your ZIP code for fast, free Colony, OK car insurance quotes.

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