Compare Colorado City, CO Car Insurance Rates (2021)

Car insurance in Colorado City, CO averages $334 a month. Colorado City, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Colorado City car insurance rates, compare quotes from the top car insurance companies in Colorado City, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Colorado City, CO are $4,010/year
  • Average car insurance rates in Colorado City, CO after a DUI are $4,753/year
  • The cheapest car insurance company in Colorado City is Liberty Mutual

If you need to buy Colorado City, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Colorado City, CO is right here.

You’ll find Colorado City car insurance rates, the cheapest Colorado City, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Colorado City, Colorado car insurance rates to Boulder car insurance rates, Lakewood car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Colorado City, CO car insurance today? Enter your ZIP code for fast, free Colorado City car insurance quotes.

Cheapest Colorado City, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Colorado City, CO car insurance rates? Every Colorado City, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Colorado City, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,099 $3,904 $3,636 $3,680 $12,464 $13,080 $4,674 $4,754
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $2,961 $2,928 $2,695 $2,934 $11,044 $10,993 $3,213 $3,199
GEICO $2,141 $2,336 $2,304 $2,636 $6,615 $6,938 $1,950 $1,960
Liberty Mutual $1,809 $1,778 $1,535 $1,686 $5,458 $5,949 $1,831 $1,855
Nationwide $2,807 $2,854 $2,512 $2,653 $7,116 $9,102 $3,232 $3,490
Progressive $2,709 $2,541 $2,352 $2,349 $8,998 $10,054 $3,052 $2,970
State Farm $2,059 $2,059 $1,845 $1,845 $5,906 $7,485 $2,304 $2,734
USAA $2,339 $2,352 $2,214 $2,238 $5,735 $6,602 $3,017 $3,309

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Minimum Car Insurance in Colorado City, CO

Every driver must carry the minimum car insurance in Colorado City, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Colorado City, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Colorado City, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Colorado City, CO. Compare credit history car insurance rates in Colorado City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Colorado City, Colorado

Insurance Company Poor Fair Good
Allstate $8,057 $6,157 $4,645
American Family $4,381 $3,091 $2,589
Farmers $5,839 $4,693 $4,456
GEICO $4,043 $3,360 $2,677
Liberty Mutual $3,914 $2,394 $1,905
Nationwide $5,105 $4,039 $3,518
Progressive $4,999 $4,248 $3,886
State Farm $4,559 $2,925 $2,355
USAA $5,166 $2,924 $2,337

Cheapest Colorado City, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Colorado City, CO to rates for a clean record with top companies.

Annual Colorado City, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,504 $6,217 $7,326 $6,100
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,220 $5,430 $5,361 $4,973
GEICO $2,367 $3,703 $4,272 $3,098
Liberty Mutual $2,400 $2,807 $2,914 $2,831
Nationwide $3,244 $4,437 $5,632 $3,571
Progressive $3,790 $5,291 $4,002 $4,429
State Farm $3,020 $3,540 $3,280 $3,280
USAA $2,543 $3,088 $5,401 $2,871

Cheapest Colorado City, CO Car Insurance for Teen Drivers

Teen car insurance in Colorado City, CO can be expensive. Take a look at rates from the top car insurance companies in Colorado City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Colorado City, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,464 $13,080
American Family $5,559 $7,395
Farmers $11,044 $10,993
GEICO $6,615 $6,938
Liberty Mutual $5,458 $5,949
Nationwide $7,116 $9,102
Progressive $8,998 $10,054
State Farm $5,906 $7,485
USAA $5,735 $6,602

Cheapest Colorado City, CO Car Insurance for Seniors

Take a look at Colorado City, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Colorado City, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,636 $3,680
American Family $2,070 $2,070
Farmers $2,695 $2,934
GEICO $2,304 $2,636
Liberty Mutual $1,535 $1,686
Nationwide $2,512 $2,653
Progressive $2,352 $2,349
State Farm $1,845 $1,845
USAA $2,214 $2,238

Cheapest Colorado City, CO Car Insurance Rates After a DUI

A DUI in Colorado City, CO increases car insurance rates. Compare Colorado City, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Colorado City, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,326
American Family $4,589
Farmers $5,361
GEICO $4,272
Liberty Mutual $2,914
Nationwide $5,632
Progressive $4,002
State Farm $3,280
USAA $5,401

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Cheapest Colorado City, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Colorado City, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Colorado City, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,286 $6,286
American Family $3,283 $3,424
Farmers $4,996 $4,996
GEICO $3,285 $3,435
Liberty Mutual $2,738 $2,738
Nationwide $4,221 $4,221
Progressive $4,378 $4,378
State Farm $3,199 $3,360
USAA $3,377 $3,575

The Best Cheap Car Insurance Companies in Colorado City, CO

Take a look at a side-by-side comparison of the top car insurance companies in Colorado City, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Colorado City, Colorado

Insurance Company Average Annual Rates
Allstate $6,286
American Family $3,353
Farmers $4,996
GEICO $3,360
Liberty Mutual $2,738
Nationwide $4,221
Progressive $4,378
State Farm $3,280
USAA $3,476

Category Winners: Cheapest Car Insurance in Colorado City, Colorado

Find the cheapest car insurance companies in Colorado City, CO for each category right here.

Best Annual Car Insurance Rates by Company in Colorado City, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation American Family

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Cheapest Colorado City, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Colorado City car insurance rates. Find the cheapest Colorado City, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Colorado City, Colorado

Insurance Company Low Medium High
Allstate $5,941 $6,263 $6,656
American Family $3,205 $3,423 $3,432
Farmers $4,286 $4,913 $5,788
GEICO $2,923 $3,271 $3,886
Liberty Mutual $2,591 $2,728 $2,894
Nationwide $4,175 $4,222 $4,265
Progressive $4,022 $4,391 $4,721
State Farm $3,076 $3,282 $3,481
USAA $3,336 $3,475 $3,616

What affects car insurance rates in Colorado City, Colorado?

What factors can have an impact on Colorado City, CO car insurance? There are several reasons why Colorado City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Colorado City, Colorado.

Commute Time in Colorado City

The more time you spend in your car the higher the risk of an accident. The average commute length in Colorado City, CO is 33.3 minutes according to City-Data.

Compare Car Insurance Quotes in Colorado City, CO

Ready to find affordable Colorado City, Colorado car insurance today? Enter your ZIP code for fast, free Colorado City, CO car insurance quotes.

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