Compare Colt, AR Car Insurance Rates (2021)

Car insurance in Colt, AR averages $344 a month. Colt, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Colt car insurance rates, compare quotes from the top car insurance companies in Colt, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Colt, AR after a DUI are $5,001/year
  • The cheapest car insurance company in Colt is USAA
  • Average car insurance rates in Colt, AR are $4,132/year

If you need to buy Colt, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Colt, AR is right here.

You’ll find Colt car insurance rates, the cheapest Colt, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Colt, Arkansas car insurance rates to Fort Smith car insurance rates, Bentonville car insurance rates, and Jonesboro car insurance rates.

Ready to find affordable Colt, AR car insurance today? Enter your ZIP code for fast, free Colt car insurance quotes.

Cheapest Colt, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Colt, AR car insurance rates? Every Colt, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Colt, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,221 $3,235 $2,878 $3,079 $12,065 $14,501 $3,546 $3,847
Farmers $2,123 $2,119 $1,897 $1,995 $8,851 $9,189 $2,421 $2,548
GEICO $2,540 $2,512 $2,344 $2,278 $6,587 $6,607 $2,495 $2,530
Liberty Mutual $2,387 $2,555 $2,288 $2,555 $8,580 $9,444 $2,575 $2,688
Nationwide $2,588 $2,640 $2,324 $2,457 $6,242 $7,962 $2,959 $3,192
Progressive $2,606 $2,475 $2,138 $2,237 $10,756 $12,130 $3,104 $3,342
State Farm $1,625 $1,625 $1,453 $1,453 $4,644 $5,848 $1,829 $2,091
Travelers $2,404 $2,449 $2,376 $2,385 $14,157 $22,873 $2,568 $2,954
USAA $1,321 $1,334 $1,225 $1,233 $4,152 $4,348 $1,702 $1,834

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Minimum Car Insurance in Colt, AR

Every driver must carry the minimum car insurance in Colt, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Colt, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Colt, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Colt, AR. Compare credit history car insurance rates in Colt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Colt, Arkansas

Insurance Company Poor Fair Good
Allstate $7,287 $5,583 $4,520
Farmers $4,431 $3,711 $3,537
GEICO $4,177 $3,434 $2,849
Liberty Mutual $5,978 $3,605 $2,820
Nationwide $4,489 $3,609 $3,288
Progressive $5,512 $4,685 $4,349
State Farm $3,723 $2,243 $1,747
Travelers $7,482 $6,244 $5,836
USAA $2,842 $1,938 $1,651

Cheapest Colt, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Colt, AR to rates for a clean record with top companies.

Annual Colt, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,755 $6,014 $6,706 $5,711
Farmers $3,297 $4,218 $4,119 $3,938
GEICO $2,364 $3,628 $5,410 $2,544
Liberty Mutual $2,812 $4,582 $5,360 $3,782
Nationwide $2,952 $3,815 $5,164 $3,250
Progressive $4,185 $5,789 $4,399 $5,020
State Farm $2,363 $2,780 $2,571 $2,571
Travelers $5,464 $5,646 $8,263 $6,709
USAA $1,647 $2,086 $3,014 $1,827

Cheapest Colt, AR Car Insurance for Teen Drivers

Teen car insurance in Colt, AR can be expensive. Take a look at rates from the top car insurance companies in Colt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Colt, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,065 $14,501
Farmers $8,851 $9,189
GEICO $6,587 $6,607
Liberty Mutual $8,580 $9,444
Nationwide $6,242 $7,962
Progressive $10,756 $12,130
State Farm $4,644 $5,848
Travelers $14,157 $22,873
USAA $4,152 $4,348

Cheapest Colt, AR Car Insurance for Seniors

Take a look at Colt, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Colt, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,878 $3,079
Farmers $1,897 $1,995
GEICO $2,344 $2,278
Liberty Mutual $2,288 $2,555
Nationwide $2,324 $2,457
Progressive $2,138 $2,237
State Farm $1,453 $1,453
Travelers $2,376 $2,385
USAA $1,225 $1,233

Cheapest Colt, AR Car Insurance Rates After a DUI

A DUI in Colt, AR increases car insurance rates. Compare Colt, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Colt, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,706
Farmers $4,119
GEICO $5,410
Liberty Mutual $5,360
Nationwide $5,164
Progressive $4,399
State Farm $2,571
Travelers $8,263
USAA $3,014

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Cheapest Colt, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Colt, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Colt, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,797 $5,797
Farmers $3,893 $3,893
GEICO $3,463 $3,510
Liberty Mutual $4,134 $4,134
Nationwide $3,795 $3,795
Progressive $4,849 $4,849
State Farm $2,509 $2,633
Travelers $6,521 $6,521
USAA $2,083 $2,205

The Best Cheap Car Insurance Companies in Colt, AR

Take a look at a side-by-side comparison of the top car insurance companies in Colt, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Colt, Arkansas

Insurance Company Average Annual Rates
Allstate $5,797
Farmers $3,893
GEICO $3,487
Liberty Mutual $4,134
Nationwide $3,795
Progressive $4,849
State Farm $2,571
Travelers $6,521
USAA $2,144

Category Winners: Cheapest Car Insurance in Colt, Arkansas

Find the cheapest car insurance companies in Colt, AR for each category right here.

Best Annual Car Insurance Rates by Company in Colt, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Colt, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Colt car insurance rates. Find the cheapest Colt, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Colt, Arkansas

Insurance Company Low Medium High
Allstate $5,629 $5,793 $5,967
Farmers $3,685 $3,849 $4,145
GEICO $3,333 $3,485 $3,641
Liberty Mutual $3,986 $4,103 $4,313
Nationwide $3,819 $3,717 $3,850
Progressive $4,411 $4,747 $5,387
State Farm $2,442 $2,568 $2,703
Travelers $6,152 $6,538 $6,872
USAA $2,059 $2,136 $2,236

What affects car insurance rates in Colt, Arkansas?

What factors can have an impact on Colt, AR car insurance? There are several reasons why Colt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Colt, Arkansas.

Commute Time in Colt

The more time you spend in your car the higher the risk of an accident. The average commute length in Colt, AR is 22.4 minutes according to City-Data.

Compare Car Insurance Quotes in Colt, AR

Ready to find affordable Colt, Arkansas car insurance today? Enter your ZIP code for fast, free Colt, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State