Compare Colton, SD Car Insurance Rates (2021)

Car insurance in Colton, SD averages $305 a month. Colton, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Colton car insurance rates, compare quotes from the top car insurance companies in Colton, SD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Colton for teen drivers is State Farm
  • Average car insurance rates in Colton, SD after a DUI are $4,423/year
  • Average car insurance rates in Colton, SD are $3,663/year

If you need to buy Colton, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Colton, SD is right here.

You’ll find Colton car insurance rates, the cheapest Colton, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Colton, South Dakota car insurance rates to Vermillion car insurance rates, Brookings car insurance rates, and Mitchell car insurance rates.

Ready to find affordable Colton, SD car insurance today? Enter your ZIP code for fast, free Colton car insurance quotes.

Cheapest Colton, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Colton, SD car insurance rates? Every Colton, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Colton, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,719 $1,719 $1,508 $1,580 $8,293 $8,618 $1,932 $2,045
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $1,816 $1,855 $1,629 $1,729 $4,112 $5,269 $2,058 $2,227
Progressive $1,892 $1,844 $1,563 $1,618 $7,340 $8,316 $2,367 $2,476
State Farm $1,467 $1,467 $1,272 $1,272 $3,731 $4,770 $1,644 $1,854

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Minimum Car Insurance in Colton, SD

Every driver must carry the minimum car insurance in Colton, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Colton, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Colton, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Colton, SD. Compare credit history car insurance rates in Colton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Colton, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,855 $3,282 $3,143
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $3,114 $2,476 $2,170
Progressive $3,920 $3,300 $3,061
State Farm $3,180 $1,902 $1,473

Cheapest Colton, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Colton, SD to rates for a clean record with top companies.

Annual Colton, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,912 $3,706 $3,615 $3,474
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,891 $2,595 $3,680 $2,182
Progressive $2,948 $4,040 $3,179 $3,542
State Farm $2,039 $2,331 $2,185 $2,185

Cheapest Colton, SD Car Insurance for Teen Drivers

Teen car insurance in Colton, SD can be expensive. Take a look at rates from the top car insurance companies in Colton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Colton, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $8,293 $8,618
GEICO $4,398 $5,174
Liberty Mutual $14,576 $16,365
Nationwide $4,112 $5,269
Progressive $7,340 $8,316
State Farm $3,731 $4,770

Cheapest Colton, SD Car Insurance for Seniors

Take a look at Colton, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Colton, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,508 $1,580
GEICO $2,041 $1,881
Liberty Mutual $2,932 $3,564
Nationwide $1,629 $1,729
Progressive $1,563 $1,618
State Farm $1,272 $1,272

Cheapest Colton, SD Car Insurance Rates After a DUI

A DUI in Colton, SD increases car insurance rates. Compare Colton, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Colton, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,615
GEICO $4,443
Liberty Mutual $7,255
Nationwide $3,680
Progressive $3,179
State Farm $2,185

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Cheapest Colton, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Colton, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Colton, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,427 $3,427
GEICO $2,631 $2,696
Liberty Mutual $6,676 $6,676
Nationwide $2,587 $2,587
Progressive $3,427 $3,427
State Farm $2,132 $2,238

The Best Cheap Car Insurance Companies in Colton, SD

Take a look at a side-by-side comparison of the top car insurance companies in Colton, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Colton, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,427
GEICO $2,664
Liberty Mutual $6,676
Nationwide $2,587
Progressive $3,427
State Farm $2,185

Category Winners: Cheapest Car Insurance in Colton, South Dakota

Find the cheapest car insurance companies in Colton, SD for each category right here.

Best Annual Car Insurance Rates by Company in Colton, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Colton, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Colton car insurance rates. Find the cheapest Colton, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Colton, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,238 $3,379 $3,664
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,411 $2,573 $2,776
Progressive $3,319 $3,392 $3,571
State Farm $2,110 $2,186 $2,259

What affects car insurance rates in Colton, South Dakota?

What factors can have an impact on Colton, SD car insurance? There are several reasons why Colton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Colton, South Dakota.

Commute Time in Colton

The more time you spend in your car the higher the risk of an accident. The average commute length in Colton, SD is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Colton, SD

Ready to find affordable Colton, South Dakota car insurance today? Enter your ZIP code for fast, free Colton, SD car insurance quotes.

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