Compare Columbia, CT Car Insurance Rates (2021)

Car insurance in Columbia, CT averages $353 a month. Columbia, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Columbia car insurance rates, compare quotes from the top car insurance companies in Columbia, CT.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Columbia, CT after a DUI are $5,139/year
  • The cheapest car insurance company in Columbia for teen drivers is GEICO
  • The cheapest car insurance company in Columbia is GEICO

If you need to buy Columbia, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Columbia, CT is right here.

You’ll find Columbia car insurance rates, the cheapest Columbia, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Columbia, Connecticut car insurance rates to New Haven car insurance rates, Hartford car insurance rates, and Norwalk car insurance rates.

Ready to find affordable Columbia, CT car insurance today? Enter your ZIP code for fast, free Columbia car insurance quotes.

Cheapest Columbia, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Columbia, CT car insurance rates? Every Columbia, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Columbia, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,445 $3,424 $3,161 $3,382 $10,495 $12,393 $3,624 $3,833
GEICO $1,924 $1,929 $1,785 $1,799 $4,399 $5,204 $1,854 $1,801
Liberty Mutual $3,312 $3,604 $2,552 $3,143 $16,463 $18,559 $3,350 $3,660
Nationwide $2,233 $2,259 $2,007 $2,105 $6,166 $7,822 $2,587 $2,781
Progressive $2,319 $2,167 $1,981 $2,059 $9,612 $10,648 $2,655 $2,974
State Farm $1,649 $1,649 $1,516 $1,516 $4,952 $6,221 $1,851 $2,121
Travelers $1,679 $1,703 $1,679 $1,672 $12,944 $20,846 $1,830 $2,057
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Columbia, CT

Every driver must carry the minimum car insurance in Columbia, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Columbia, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Columbia, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Columbia, CT. Compare credit history car insurance rates in Columbia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Columbia, Connecticut

Insurance Company Poor Fair Good
Allstate $6,954 $5,268 $4,186
GEICO $3,759 $2,270 $1,731
Liberty Mutual $9,704 $6,039 $4,748
Nationwide $4,631 $3,105 $2,749
Progressive $4,685 $4,199 $4,022
State Farm $3,729 $2,394 $1,929
Travelers $6,301 $5,252 $5,101
USAA $3,987 $2,690 $2,369

Cheapest Columbia, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Columbia, CT to rates for a clean record with top companies.

Annual Columbia, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,664 $5,736 $6,814 $4,664
GEICO $1,640 $2,146 $4,548 $2,013
Liberty Mutual $5,983 $7,491 $7,413 $6,434
Nationwide $2,847 $3,710 $4,249 $3,173
Progressive $3,669 $5,325 $3,855 $4,358
State Farm $2,501 $2,745 $2,745 $2,745
Travelers $4,468 $4,839 $7,049 $5,850
USAA $2,343 $2,941 $4,435 $2,343

Cheapest Columbia, CT Car Insurance for Teen Drivers

Teen car insurance in Columbia, CT can be expensive. Take a look at rates from the top car insurance companies in Columbia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Columbia, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,495 $12,393
GEICO $4,399 $5,204
Liberty Mutual $16,463 $18,559
Nationwide $6,166 $7,822
Progressive $9,612 $10,648
State Farm $4,952 $6,221
Travelers $12,944 $20,846
USAA $5,822 $6,120

Cheapest Columbia, CT Car Insurance for Seniors

Take a look at Columbia, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Columbia, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,161 $3,382
GEICO $1,785 $1,799
Liberty Mutual $2,552 $3,143
Nationwide $2,007 $2,105
Progressive $1,981 $2,059
State Farm $1,516 $1,516
Travelers $1,679 $1,672
USAA $1,727 $1,706

Cheapest Columbia, CT Car Insurance Rates After a DUI

A DUI in Columbia, CT increases car insurance rates. Compare Columbia, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Columbia, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,814
GEICO $4,548
Liberty Mutual $7,413
Nationwide $4,249
Progressive $3,855
State Farm $2,745
Travelers $7,049
USAA $4,435

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Columbia, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Columbia, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Columbia, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,470 $5,470
GEICO $2,548 $2,626
Liberty Mutual $6,830 $6,830
Nationwide $3,495 $3,495
Progressive $4,302 $4,302
State Farm $2,618 $2,750
Travelers $5,551 $5,551
USAA $2,979 $3,051

The Best Cheap Car Insurance Companies in Columbia, CT

Take a look at a side-by-side comparison of the top car insurance companies in Columbia, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Columbia, Connecticut

Insurance Company Average Annual Rates
Allstate $5,470
GEICO $2,587
Liberty Mutual $6,830
Nationwide $3,495
Progressive $4,302
State Farm $2,684
Travelers $5,551
USAA $3,015

Category Winners: Cheapest Car Insurance in Columbia, Connecticut

Find the cheapest car insurance companies in Columbia, CT for each category right here.

Best Annual Car Insurance Rates by Company in Columbia, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Columbia, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Columbia car insurance rates. Find the cheapest Columbia, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Columbia, Connecticut

Insurance Company Low Medium High
Allstate $5,215 $5,464 $5,730
GEICO $2,403 $2,555 $2,802
Liberty Mutual $6,561 $6,777 $7,153
Nationwide $3,571 $3,521 $3,393
Progressive $4,029 $4,267 $4,608
State Farm $2,519 $2,688 $2,845
Travelers $5,152 $5,514 $5,988
USAA $2,826 $3,018 $3,202

What affects car insurance rates in Columbia, Connecticut?

What factors can have an impact on Columbia, CT car insurance? There are several reasons why Columbia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Columbia, Connecticut.

Traffic in Columbia

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Columbia, CT traffic data from INRIX ranks Columbia as the 325th-most congested in the world.

Compare Car Insurance Quotes in Columbia, CT

Ready to find affordable Columbia, Connecticut car insurance today? Enter your ZIP code for fast, free Columbia, CT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State