Compare Columbia Falls, MT Car Insurance Rates (2021)

Car insurance in Columbia Falls, MT averages $278 a month. Columbia Falls, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Columbia Falls car insurance rates, compare quotes from the top car insurance companies in Columbia Falls, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Columbia Falls for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Columbia Falls is Liberty Mutual
  • Average car insurance rates in Columbia Falls, MT are $3,331/year

If you need to buy Columbia Falls, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Columbia Falls, MT is right here.

You’ll find Columbia Falls car insurance rates, the cheapest Columbia Falls, MT car insurance companies, and information on Montana car insurance laws. You can also compare Columbia Falls, Montana car insurance rates to Bozeman car insurance rates, Great Falls car insurance rates, and Havre car insurance rates.

Ready to find affordable Columbia Falls, MT car insurance today? Enter your ZIP code for fast, free Columbia Falls car insurance quotes.

Cheapest Columbia Falls, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Columbia Falls, MT car insurance rates? Every Columbia Falls, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Columbia Falls, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,975 $2,975 $2,734 $2,734 $11,629 $11,629 $3,203 $3,203
Farmers $2,804 $2,804 $2,519 $2,519 $7,658 $7,658 $3,069 $3,069
GEICO $2,693 $2,517 $2,628 $2,397 $6,561 $6,106 $2,309 $2,104
Liberty Mutual $1,029 $1,029 $1,014 $1,014 $2,219 $2,219 $1,248 $1,248
Nationwide $2,766 $2,766 $2,526 $2,526 $5,660 $5,660 $2,932 $2,932
Progressive $3,305 $3,305 $2,996 $2,996 $7,934 $7,934 $3,712 $3,712
State Farm $1,753 $1,753 $1,546 $1,546 $5,245 $5,245 $1,904 $1,904
USAA $1,314 $1,314 $1,178 $1,178 $4,436 $4,436 $1,628 $1,628

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Minimum Car Insurance in Columbia Falls, MT

Every driver must carry the minimum car insurance in Columbia Falls, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Columbia Falls, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Columbia Falls, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Columbia Falls, MT. Compare credit history car insurance rates in Columbia Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Columbia Falls, Montana

Insurance Company Poor Fair Good
Allstate $6,207 $4,970 $4,230
Farmers $4,736 $3,758 $3,543
GEICO $5,379 $2,867 $1,997
Liberty Mutual $1,377 $1,377 $1,377
Nationwide $4,374 $3,178 $2,862
Progressive $5,412 $4,160 $3,889
State Farm $3,761 $2,285 $1,791
USAA $2,868 $1,958 $1,591

Cheapest Columbia Falls, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Columbia Falls, MT to rates for a clean record with top companies.

Annual Columbia Falls, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,304 $5,110 $6,202 $4,926
Farmers $3,521 $4,559 $4,447 $3,521
GEICO $2,196 $3,474 $5,364 $2,624
Liberty Mutual $926 $1,643 $1,643 $1,297
Nationwide $2,536 $3,629 $4,665 $3,054
Progressive $3,861 $5,005 $4,787 $4,294
State Farm $2,426 $2,799 $2,612 $2,612
USAA $1,601 $2,004 $2,998 $1,953

Cheapest Columbia Falls, MT Car Insurance for Teen Drivers

Teen car insurance in Columbia Falls, MT can be expensive. Take a look at rates from the top car insurance companies in Columbia Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in Columbia Falls, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,629 $11,629
Farmers $7,658 $7,658
GEICO $6,561 $6,106
Liberty Mutual $2,219 $2,219
Nationwide $5,660 $5,660
Progressive $7,934 $7,934
State Farm $5,245 $5,245
USAA $4,436 $4,436

Cheapest Columbia Falls, MT Car Insurance for Seniors

Take a look at Columbia Falls, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Columbia Falls, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,734 $2,734
Farmers $2,519 $2,519
GEICO $2,628 $2,397
Liberty Mutual $1,014 $1,014
Nationwide $2,526 $2,526
Progressive $2,996 $2,996
State Farm $1,546 $1,546
USAA $1,178 $1,178

Cheapest Columbia Falls, MT Car Insurance Rates After a DUI

A DUI in Columbia Falls, MT increases car insurance rates. Compare Columbia Falls, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Columbia Falls, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,447
GEICO $5,364
Liberty Mutual $1,643
Nationwide $4,665
Progressive $4,787
State Farm $2,612
USAA $2,998

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Cheapest Columbia Falls, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Columbia Falls, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Columbia Falls, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,013 $5,258
Farmers $4,012 $4,012
GEICO $3,354 $3,475
Liberty Mutual $1,377 $1,377
Nationwide $3,471 $3,471
Progressive $4,487 $4,487
State Farm $2,534 $2,691
USAA $2,114 $2,164

The Best Cheap Car Insurance Companies in Columbia Falls, MT

Take a look at a side-by-side comparison of the top car insurance companies in Columbia Falls, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Columbia Falls, Montana

Insurance Company Average Annual Rates
Allstate $5,135
Farmers $4,012
GEICO $3,414
Liberty Mutual $1,377
Nationwide $3,471
Progressive $4,487
State Farm $2,612
USAA $2,139

Category Winners: Cheapest Car Insurance in Columbia Falls, Montana

Find the cheapest car insurance companies in Columbia Falls, MT for each category right here.

Best Annual Car Insurance Rates by Company in Columbia Falls, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Columbia Falls, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Columbia Falls car insurance rates. Find the cheapest Columbia Falls, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Columbia Falls, Montana

Insurance Company Low Medium High
Allstate $4,850 $5,121 $5,435
Farmers $3,688 $4,008 $4,341
GEICO $3,250 $3,383 $3,610
Liberty Mutual $1,264 $1,382 $1,487
Nationwide $2,646 $3,692 $4,075
Progressive $4,175 $4,471 $4,815
State Farm $2,457 $2,603 $2,776
USAA $2,031 $2,126 $2,259

What affects car insurance rates in Columbia Falls, Montana?

What factors can have an impact on Columbia Falls, MT car insurance? There are several reasons why Columbia Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Columbia Falls, Montana.

Car Theft in Columbia Falls

High levels of vehicle theft can make car insurance more expensive. Columbia Falls, MT car theft statistics from the FBI indicate 9 vehicle thefts a year.

Commute Time in Columbia Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in Columbia Falls, MT is 20.6 minutes according to City-Data.

Compare Car Insurance Quotes in Columbia Falls, MT

Ready to find affordable Columbia Falls, Montana car insurance today? Enter your ZIP code for fast, free Columbia Falls, MT car insurance quotes.

Free Car Insurance Comparison

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