Compare Columbiana, AL Car Insurance Rates (2021)

Car insurance in Columbiana, AL averages $308 a month. Columbiana, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Columbiana car insurance rates, compare quotes from the top car insurance companies in Columbiana, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Columbiana for teen drivers is USAA
  • The cheapest car insurance company in Columbiana is USAA
  • Average car insurance rates in Columbiana, AL are $3,693/year

If you need to buy Columbiana, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Columbiana, AL is right here.

You’ll find Columbiana car insurance rates, the cheapest Columbiana, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Columbiana, Alabama car insurance rates to Montgomery car insurance rates, Huntsville car insurance rates, and Madison car insurance rates.

Ready to find affordable Columbiana, AL car insurance today? Enter your ZIP code for fast, free Columbiana car insurance quotes.

Cheapest Columbiana, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Columbiana, AL car insurance rates? Every Columbiana, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Columbiana, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,082 $1,980 $1,891 $1,927 $7,450 $8,036 $2,316 $2,361
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,893 $3,122 $2,372 $2,652 $10,781 $11,983 $3,073 $3,263
Nationwide $1,678 $1,696 $1,532 $1,583 $4,422 $5,679 $1,861 $2,076
Progressive $2,405 $2,246 $1,982 $2,113 $10,043 $11,184 $2,815 $2,985
State Farm $3,136 $3,136 $2,850 $2,850 $9,713 $12,154 $3,550 $4,102
Travelers $1,312 $1,331 $1,238 $1,234 $7,102 $11,199 $1,245 $1,410
USAA $1,359 $1,379 $1,267 $1,241 $4,035 $4,473 $1,767 $1,910

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Minimum Car Insurance in Columbiana, AL

Every driver must carry the minimum car insurance in Columbiana, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Columbiana, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Columbiana, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Columbiana, AL. Compare credit history car insurance rates in Columbiana from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Columbiana, Alabama

Insurance Company Poor Fair Good
Allstate $4,321 $3,409 $2,786
Farmers $4,806 $4,145 $3,927
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,168 $4,417 $3,468
Nationwide $3,092 $2,418 $2,189
Progressive $5,033 $4,331 $4,051
State Farm $8,420 $4,254 $2,885
Travelers $3,551 $3,083 $3,143
USAA $2,933 $1,904 $1,699

Cheapest Columbiana, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Columbiana, AL to rates for a clean record with top companies.

Annual Columbiana, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,968 $3,509 $4,181 $3,364
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $3,935 $5,486 $5,351 $5,299
Nationwide $2,249 $2,249 $3,259 $2,507
Progressive $4,029 $5,083 $4,356 $4,418
State Farm $4,667 $5,822 $5,129 $5,129
Travelers $2,717 $2,849 $4,169 $3,300
USAA $1,675 $2,102 $3,126 $1,812

Cheapest Columbiana, AL Car Insurance for Teen Drivers

Teen car insurance in Columbiana, AL can be expensive. Take a look at rates from the top car insurance companies in Columbiana for teenagers.

Annual Car Insurance Rates for Teen Drivers in Columbiana, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,450 $8,036
Farmers $9,571 $9,840
GEICO $5,204 $5,101
Liberty Mutual $10,781 $11,983
Nationwide $4,422 $5,679
Progressive $10,043 $11,184
State Farm $9,713 $12,154
Travelers $7,102 $11,199
USAA $4,035 $4,473

Cheapest Columbiana, AL Car Insurance for Seniors

Take a look at Columbiana, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Columbiana, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,891 $1,927
Farmers $2,170 $2,311
GEICO $1,878 $1,947
Liberty Mutual $2,372 $2,652
Nationwide $1,532 $1,583
Progressive $1,982 $2,113
State Farm $2,850 $2,850
Travelers $1,238 $1,234
USAA $1,267 $1,241

Cheapest Columbiana, AL Car Insurance Rates After a DUI

A DUI in Columbiana, AL increases car insurance rates. Compare Columbiana, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Columbiana, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,181
Farmers $4,565
GEICO $3,711
Liberty Mutual $5,351
Nationwide $3,259
Progressive $4,356
State Farm $5,129
Travelers $4,169
USAA $3,126

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Cheapest Columbiana, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Columbiana, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Columbiana, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,505 $3,505
Farmers $4,293 $4,293
GEICO $2,707 $2,804
Liberty Mutual $5,018 $5,018
Nationwide $2,566 $2,566
Progressive $4,472 $4,472
State Farm $5,060 $5,313
Travelers $3,259 $3,259
USAA $2,079 $2,279

The Best Cheap Car Insurance Companies in Columbiana, AL

Take a look at a side-by-side comparison of the top car insurance companies in Columbiana, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Columbiana, Alabama

Insurance Company Average Annual Rates
Allstate $3,505
Farmers $4,293
GEICO $2,755
Liberty Mutual $5,018
Nationwide $2,566
Progressive $4,472
State Farm $5,186
Travelers $3,259
USAA $2,179

Category Winners: Cheapest Car Insurance in Columbiana, Alabama

Find the cheapest car insurance companies in Columbiana, AL for each category right here.

Best Annual Car Insurance Rates by Company in Columbiana, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Columbiana, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Columbiana car insurance rates. Find the cheapest Columbiana, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Columbiana, Alabama

Insurance Company Low Medium High
Allstate $3,384 $3,500 $3,633
Farmers $4,039 $4,235 $4,605
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,784 $4,994 $5,275
Nationwide $2,541 $2,546 $2,611
Progressive $4,011 $4,450 $4,954
State Farm $4,896 $5,182 $5,481
Travelers $3,081 $3,324 $3,372
USAA $2,104 $2,168 $2,265

What affects car insurance rates in Columbiana, Alabama?

What factors can have an impact on Columbiana, AL car insurance? There are several reasons why Columbiana car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Columbiana, Alabama.

Car Theft in Columbiana

High levels of vehicle theft can make car insurance more expensive. Columbiana, AL car theft statistics from the FBI indicate 9 vehicle thefts a year.

Commute Time in Columbiana

The more time you spend in your car the higher the risk of an accident. The average commute length in Columbiana, AL is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Columbiana, AL

Ready to find affordable Columbiana, Alabama car insurance today? Enter your ZIP code for fast, free Columbiana, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State