Compare Columbine, CO Car Insurance Rates (2021)

Car insurance in Columbine, CO averages $334 a month. Columbine, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Columbine car insurance rates, compare quotes from the top car insurance companies in Columbine, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Columbine is Liberty Mutual
  • The cheapest car insurance company in Columbine for teen drivers is USAA
  • Average car insurance rates in Columbine, CO are $4,014/year

If you need to buy Columbine, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Columbine, CO is right here.

You’ll find Columbine car insurance rates, the cheapest Columbine, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Columbine, Colorado car insurance rates to Pueblo car insurance rates, Denver car insurance rates, and Aurora car insurance rates.

Ready to find affordable Columbine, CO car insurance today? Enter your ZIP code for fast, free Columbine car insurance quotes.

Cheapest Columbine, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Columbine, CO car insurance rates? Every Columbine, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Columbine, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,550 $3,317 $3,203 $3,235 $12,616 $13,288 $3,900 $3,909
American Family $2,616 $2,616 $2,360 $2,360 $6,336 $8,526 $2,616 $3,195
Farmers $3,196 $3,164 $2,894 $3,139 $12,413 $12,476 $3,498 $3,503
GEICO $1,998 $2,190 $2,160 $2,482 $6,331 $6,652 $1,820 $1,827
Liberty Mutual $1,855 $1,771 $1,583 $1,748 $6,033 $6,584 $1,873 $1,874
Nationwide $2,579 $2,619 $2,312 $2,436 $6,599 $8,415 $2,976 $3,209
Progressive $2,447 $2,283 $2,167 $2,152 $8,682 $9,678 $2,748 $2,660
State Farm $2,159 $2,159 $1,972 $1,972 $6,512 $8,203 $2,427 $2,876
USAA $2,148 $2,127 $2,066 $2,048 $5,579 $6,360 $2,755 $2,969

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Minimum Car Insurance in Columbine, CO

Every driver must carry the minimum car insurance in Columbine, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Columbine, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Columbine, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Columbine, CO. Compare credit history car insurance rates in Columbine from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Columbine, Colorado

Insurance Company Poor Fair Good
Allstate $7,492 $5,783 $4,357
American Family $4,961 $3,545 $2,979
Farmers $6,426 $5,222 $4,959
GEICO $3,828 $3,182 $2,537
Liberty Mutual $4,150 $2,561 $2,034
Nationwide $4,701 $3,731 $3,247
Progressive $4,651 $3,987 $3,668
State Farm $4,900 $3,157 $2,549
USAA $4,793 $2,758 $2,218

Cheapest Columbine, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Columbine, CO to rates for a clean record with top companies.

Annual Columbine, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,997 $5,767 $7,070 $5,675
American Family $2,834 $4,011 $5,256 $3,212
Farmers $4,672 $6,022 $5,939 $5,509
GEICO $2,226 $3,504 $4,102 $2,898
Liberty Mutual $2,566 $2,997 $3,088 $3,009
Nationwide $3,001 $4,091 $5,181 $3,299
Progressive $3,537 $5,023 $3,732 $4,116
State Farm $3,229 $3,841 $3,535 $3,535
USAA $2,364 $2,905 $5,095 $2,662

Cheapest Columbine, CO Car Insurance for Teen Drivers

Teen car insurance in Columbine, CO can be expensive. Take a look at rates from the top car insurance companies in Columbine for teenagers.

Annual Car Insurance Rates for Teen Drivers in Columbine, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,616 $13,288
American Family $6,336 $8,526
Farmers $12,413 $12,476
GEICO $6,331 $6,652
Liberty Mutual $6,033 $6,584
Nationwide $6,599 $8,415
Progressive $8,682 $9,678
State Farm $6,512 $8,203
USAA $5,579 $6,360

Cheapest Columbine, CO Car Insurance for Seniors

Take a look at Columbine, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Columbine, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,203 $3,235
American Family $2,360 $2,360
Farmers $2,894 $3,139
GEICO $2,160 $2,482
Liberty Mutual $1,583 $1,748
Nationwide $2,312 $2,436
Progressive $2,167 $2,152
State Farm $1,972 $1,972
USAA $2,066 $2,048

Cheapest Columbine, CO Car Insurance Rates After a DUI

A DUI in Columbine, CO increases car insurance rates. Compare Columbine, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Columbine, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,070
American Family $5,256
Farmers $5,939
GEICO $4,102
Liberty Mutual $3,088
Nationwide $5,181
Progressive $3,732
State Farm $3,535
USAA $5,095

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Cheapest Columbine, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Columbine, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Columbine, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,877 $5,877
American Family $3,745 $3,911
Farmers $5,535 $5,535
GEICO $3,117 $3,248
Liberty Mutual $2,915 $2,915
Nationwide $3,893 $3,893
Progressive $4,102 $4,102
State Farm $3,446 $3,624
USAA $3,165 $3,348

The Best Cheap Car Insurance Companies in Columbine, CO

Take a look at a side-by-side comparison of the top car insurance companies in Columbine, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Columbine, Colorado

Insurance Company Average Annual Rates
Allstate $5,877
American Family $3,828
Farmers $5,535
GEICO $3,182
Liberty Mutual $2,915
Nationwide $3,893
Progressive $4,102
State Farm $3,535
USAA $3,256

Category Winners: Cheapest Car Insurance in Columbine, Colorado

Find the cheapest car insurance companies in Columbine, CO for each category right here.

Best Annual Car Insurance Rates by Company in Columbine, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Columbine, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Columbine car insurance rates. Find the cheapest Columbine, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Columbine, Colorado

Insurance Company Low Medium High
Allstate $5,546 $5,857 $6,228
American Family $3,606 $3,907 $3,972
Farmers $4,782 $5,448 $6,377
GEICO $2,793 $3,111 $3,643
Liberty Mutual $2,724 $2,904 $3,117
Nationwide $3,861 $3,898 $3,921
Progressive $3,728 $4,118 $4,461
State Farm $3,249 $3,538 $3,819
USAA $3,092 $3,257 $3,421

What affects car insurance rates in Columbine, Colorado?

What factors can have an impact on Columbine, CO car insurance? There are several reasons why Columbine car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Columbine, Colorado.

Commute Time in Columbine

The more time you spend in your car the higher the risk of an accident. The average commute length in Columbine, CO is 28.8 minutes according to City-Data.

Compare Car Insurance Quotes in Columbine, CO

Ready to find affordable Columbine, Colorado car insurance today? Enter your ZIP code for fast, free Columbine, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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