Compare Columbus, GA Car Insurance Rates (2021)

Car insurance in Columbus, GA averages $418 a month. Columbus, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Columbus car insurance rates, compare quotes from the top car insurance companies in Columbus, GA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Columbus, GA after a DUI are $6,112/year
  • The cheapest car insurance company in Columbus is GEICO
  • The cheapest ZIP code in Columbus is 31901

If you need to buy Columbus, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Columbus, GA is right here.

You’ll find Columbus car insurance rates, the cheapest Columbus, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Columbus, Georgia car insurance rates to Savannah car insurance rates, Sandy Springs car insurance rates, and Columbus car insurance rates.

Ready to find affordable Columbus, GA car insurance today? Enter your ZIP code for fast, free Columbus car insurance quotes.

Cheapest Columbus, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Columbus, GA car insurance rates? Every Columbus, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Columbus, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,506 $2,506 $6,099 $7,859 $2,929 $3,198
GEICO $1,602 $1,585 $1,556 $1,556 $4,831 $5,786 $2,076 $2,303
Liberty Mutual $5,306 $5,772 $4,338 $4,922 $22,798 $25,453 $5,624 $5,979
Nationwide $4,063 $4,204 $4,005 $4,411 $12,664 $16,342 $4,957 $5,387
Progressive $2,951 $2,720 $2,539 $2,669 $9,408 $10,423 $3,423 $3,596
State Farm $2,511 $2,511 $2,256 $2,256 $6,743 $8,865 $2,758 $2,978
USAA $1,714 $1,711 $1,598 $1,602 $6,181 $7,302 $2,135 $2,356

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Columbus, GA

Every driver must carry the minimum car insurance in Columbus, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Columbus, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Columbus, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Columbus, GA. Compare credit history car insurance rates in Columbus from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Columbus, Georgia

Insurance Company Poor Fair Good
Allstate $4,911 $3,416 $3,048
GEICO $3,348 $2,353 $2,284
Liberty Mutual $14,345 $8,817 $6,910
Nationwide $8,350 $6,755 $5,907
Progressive $5,302 $4,590 $4,256
State Farm $5,473 $3,407 $2,699
USAA $3,996 $2,819 $2,410

Cheapest Columbus, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Columbus, GA to rates for a clean record with top companies.

Annual Columbus, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,823 $3,927 $3,290
GEICO $1,799 $2,248 $4,584 $2,017
Liberty Mutual $7,608 $10,402 $11,955 $10,130
Nationwide $5,382 $6,320 $9,781 $6,533
Progressive $3,691 $6,528 $4,348 $4,297
State Farm $3,513 $4,206 $3,859 $3,859
USAA $2,356 $2,985 $4,330 $2,628

Cheapest Columbus, GA Car Insurance for Teen Drivers

Teen car insurance in Columbus, GA can be expensive. Take a look at rates from the top car insurance companies in Columbus for teenagers.

Annual Car Insurance Rates for Teen Drivers in Columbus, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,099 $7,859
GEICO $4,831 $5,786
Liberty Mutual $22,798 $25,453
Nationwide $12,664 $16,342
Progressive $9,408 $10,423
State Farm $6,743 $8,865
USAA $6,181 $7,302

Cheapest Columbus, GA Car Insurance for Seniors

Take a look at Columbus, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Columbus, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,506 $2,506
GEICO $1,556 $1,556
Liberty Mutual $4,338 $4,922
Nationwide $4,005 $4,411
Progressive $2,539 $2,669
State Farm $2,256 $2,256
USAA $1,598 $1,602

Cheapest Columbus, GA Car Insurance Rates After a DUI

A DUI in Columbus, GA increases car insurance rates. Compare Columbus, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Columbus, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,927
GEICO $4,584
Liberty Mutual $11,955
Nationwide $9,781
Progressive $4,348
State Farm $3,859
USAA $4,330

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Columbus, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Columbus, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Columbus, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,706 $3,877
GEICO $2,617 $2,707
Liberty Mutual $10,024 $10,024
Nationwide $7,004 $7,004
Progressive $4,716 $4,716
State Farm $3,859 $3,859
USAA $2,935 $3,215

Cheapest Columbus, GA Car Insurance Rates by ZIP Code

Columbus car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Columbus, GA.

Annual Car Insurance Rates by ZIP Code in Columbus, Georgia

ZIP Code Average Annual Rates
31820 $5,100
31901 $4,756
31903 $4,876
31904 $4,929
31905 $4,868
31906 $4,802
31907 $4,772
31909 $4,775

The Best Cheap Car Insurance Companies in Columbus, GA

Take a look at a side-by-side comparison of the top car insurance companies in Columbus, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Columbus, Georgia

Insurance Company Average Annual Rates
Allstate $3,792
GEICO $2,662
Liberty Mutual $10,024
Nationwide $7,004
Progressive $4,716
State Farm $3,859
USAA $3,075

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Columbus, Georgia

Find the cheapest car insurance companies in Columbus, GA for each category right here.

Best Annual Car Insurance Rates by Company in Columbus, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Columbus, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Columbus car insurance rates. Find the cheapest Columbus, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Columbus, Georgia

Insurance Company Low Medium High
Allstate $3,499 $3,830 $4,046
GEICO $2,466 $2,675 $2,844
Liberty Mutual $9,617 $9,971 $10,483
Nationwide $6,880 $7,131 $7,001
Progressive $4,351 $4,646 $5,151
State Farm $3,601 $3,863 $4,114
USAA $2,930 $3,059 $3,236

What affects car insurance rates in Columbus, Georgia?

What factors can have an impact on Columbus, GA car insurance? There are several reasons why Columbus car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Columbus, Georgia.

Commute Time in Columbus

The more time you spend in your car the higher the risk of an accident. The average commute length in Columbus, GA is 20.6 minutes according to City-Data.

Traffic in Columbus

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Columbus, GA traffic data from INRIX ranks Columbus as the 473rd-most congested in the world.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Columbus, GA

Ready to find affordable Columbus, Georgia car insurance today? Enter your ZIP code for fast, free Columbus, GA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption