Compare Columbus, NC Car Insurance Rates (2021)

Car insurance in Columbus, NC averages $260 a month. Columbus, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Columbus car insurance rates, compare quotes from the top car insurance companies in Columbus, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Columbus, NC are $3,115/year
  • Average car insurance rates in Columbus, NC after a DUI are $5,869/year
  • The cheapest car insurance company in Columbus for teen drivers is Liberty Mutual

If you need to buy Columbus, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Columbus, NC is right here.

You’ll find Columbus car insurance rates, the cheapest Columbus, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Columbus, North Carolina car insurance rates to Winston-Salem car insurance rates, Fayetteville car insurance rates, and Wilmington car insurance rates.

Ready to find affordable Columbus, NC car insurance today? Enter your ZIP code for fast, free Columbus car insurance quotes.

Cheapest Columbus, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Columbus, NC car insurance rates? Every Columbus, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Columbus, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,257 $5,257 $4,317 $4,317 $12,574 $12,574 $5,360 $5,360
GEICO $2,385 $2,339 $2,340 $2,297 $4,309 $4,272 $2,083 $2,071
Liberty Mutual $1,652 $1,652 $1,711 $1,711 $2,886 $2,886 $1,652 $1,652
Nationwide $2,223 $2,223 $2,223 $2,223 $3,725 $3,725 $2,223 $2,223
Progressive $1,636 $1,636 $1,481 $1,481 $3,779 $3,779 $1,828 $1,828
State Farm $2,222 $2,222 $1,922 $1,922 $3,268 $3,268 $2,746 $2,746
Travelers $2,444 $2,444 $2,424 $2,424 $4,108 $4,108 $2,509 $2,509

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Minimum Car Insurance in Columbus, NC

Every driver must carry the minimum car insurance in Columbus, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Columbus, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Columbus, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Columbus, NC. Compare credit history car insurance rates in Columbus from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Columbus, North Carolina

Insurance Company Poor Fair Good
Allstate $9,326 $6,037 $5,269
GEICO $2,997 $2,747 $2,542
Liberty Mutual $1,975 $1,975 $1,975
Nationwide $2,598 $2,598 $2,598
Progressive $2,466 $2,129 $1,949
State Farm $3,568 $2,280 $1,771
Travelers $3,065 $2,790 $2,759

Cheapest Columbus, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Columbus, NC to rates for a clean record with top companies.

Annual Columbus, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,721 $6,542 $12,209 $5,037
GEICO $1,513 $2,216 $5,265 $2,053
Liberty Mutual $1,174 $1,509 $3,708 $1,509
Nationwide $1,524 $1,974 $4,922 $1,974
Progressive $1,023 $1,496 $4,759 $1,446
State Farm $1,361 $1,957 $4,882 $1,957
Travelers $1,706 $2,238 $5,336 $2,205

Cheapest Columbus, NC Car Insurance for Teen Drivers

Teen car insurance in Columbus, NC can be expensive. Take a look at rates from the top car insurance companies in Columbus for teenagers.

Annual Car Insurance Rates for Teen Drivers in Columbus, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,574 $12,574
GEICO $4,309 $4,272
Liberty Mutual $2,886 $2,886
Nationwide $3,725 $3,725
Progressive $3,779 $3,779
State Farm $3,268 $3,268
Travelers $4,108 $4,108

Cheapest Columbus, NC Car Insurance for Seniors

Take a look at Columbus, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Columbus, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,317 $4,317
GEICO $2,340 $2,297
Liberty Mutual $1,711 $1,711
Nationwide $2,223 $2,223
Progressive $1,481 $1,481
State Farm $1,922 $1,922
Travelers $2,424 $2,424

Cheapest Columbus, NC Car Insurance Rates After a DUI

A DUI in Columbus, NC increases car insurance rates. Compare Columbus, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Columbus, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,209
GEICO $5,265
Liberty Mutual $3,708
Nationwide $4,922
Progressive $4,759
State Farm $4,882
Travelers $5,336

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Cheapest Columbus, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Columbus, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Columbus, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,877 $6,877
GEICO $2,762 $2,762
Liberty Mutual $1,975 $1,975
Nationwide $2,598 $2,598
Progressive $2,181 $2,181
State Farm $2,526 $2,553
Travelers $2,871 $2,871

The Best Cheap Car Insurance Companies in Columbus, NC

Take a look at a side-by-side comparison of the top car insurance companies in Columbus, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Columbus, North Carolina

Insurance Company Average Annual Rates
Allstate $6,877
GEICO $2,762
Liberty Mutual $1,975
Nationwide $2,598
Progressive $2,181
State Farm $2,540
Travelers $2,871

Category Winners: Cheapest Car Insurance in Columbus, North Carolina

Find the cheapest car insurance companies in Columbus, NC for each category right here.

Best Annual Car Insurance Rates by Company in Columbus, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Columbus, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Columbus car insurance rates. Find the cheapest Columbus, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Columbus, North Carolina

Insurance Company Low Medium High
Allstate $6,662 $6,855 $7,114
GEICO $2,651 $2,753 $2,882
Liberty Mutual $1,891 $1,964 $2,071
Nationwide $2,505 $2,587 $2,703
Progressive $2,085 $2,169 $2,289
State Farm $2,455 $2,528 $2,636
Travelers $2,765 $2,858 $2,991

What affects car insurance rates in Columbus, North Carolina?

What factors can have an impact on Columbus, NC car insurance? There are several reasons why Columbus car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Columbus, North Carolina.

Commute Time in Columbus

The more time you spend in your car the higher the risk of an accident. The average commute length in Columbus, NC is 20.8 minutes according to City-Data.

Traffic in Columbus

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Columbus, NC traffic data from INRIX ranks Columbus as the 473rd-most congested in the world.

Compare Car Insurance Quotes in Columbus, NC

Ready to find affordable Columbus, North Carolina car insurance today? Enter your ZIP code for fast, free Columbus, NC car insurance quotes.

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