Compare Columbus, PA Car Insurance Rates (2021)

Car insurance in Columbus, PA averages $320 a month. Columbus, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Columbus car insurance rates, compare quotes from the top car insurance companies in Columbus, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Columbus is USAA
  • Average car insurance rates in Columbus, PA after a DUI are $4,172/year
  • The cheapest car insurance company in Columbus for teen drivers is USAA

If you need to buy Columbus, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Columbus, PA is right here.

You’ll find Columbus car insurance rates, the cheapest Columbus, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Columbus, Pennsylvania car insurance rates to Reading car insurance rates, York car insurance rates, and Lancaster car insurance rates.

Ready to find affordable Columbus, PA car insurance today? Enter your ZIP code for fast, free Columbus car insurance quotes.

Cheapest Columbus, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Columbus, PA car insurance rates? Every Columbus, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Columbus, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,487 $2,487 $2,274 $2,274 $8,030 $8,030 $2,757 $2,757
GEICO $1,980 $1,713 $1,828 $1,583 $4,832 $4,189 $2,018 $1,747
Liberty Mutual $4,156 $4,156 $3,801 $3,801 $12,275 $12,275 $5,296 $5,296
Nationwide $1,883 $1,883 $1,774 $1,774 $5,198 $5,198 $2,103 $2,103
Progressive $2,703 $2,703 $2,408 $2,408 $8,385 $8,385 $3,464 $3,464
State Farm $1,584 $1,584 $1,380 $1,380 $5,395 $5,395 $1,733 $1,733
Travelers $1,554 $1,554 $1,640 $1,640 $21,789 $21,789 $1,906 $1,906
USAA $1,104 $1,104 $994 $994 $3,234 $3,234 $1,472 $1,472

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Minimum Car Insurance in Columbus, PA

Every driver must carry the minimum car insurance in Columbus, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Columbus, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Columbus, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Columbus, PA. Compare credit history car insurance rates in Columbus from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Columbus, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,978 $3,701 $2,984
GEICO $3,730 $2,103 $1,626
Liberty Mutual $8,151 $5,840 $5,155
Nationwide $3,223 $2,637 $2,359
Progressive $5,634 $3,933 $3,153
State Farm $3,592 $2,223 $1,753
Travelers $7,331 $6,606 $6,229
USAA $2,130 $1,577 $1,395

Cheapest Columbus, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Columbus, PA to rates for a clean record with top companies.

Annual Columbus, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,724 $4,378 $3,724 $3,724
GEICO $1,832 $3,089 $2,472 $2,552
Liberty Mutual $5,876 $6,618 $6,517 $6,517
Nationwide $1,967 $2,630 $3,701 $2,660
Progressive $3,858 $5,263 $3,966 $3,873
State Farm $2,337 $2,709 $2,523 $2,523
Travelers $4,848 $6,789 $8,463 $6,789
USAA $1,373 $1,882 $2,014 $1,534

Cheapest Columbus, PA Car Insurance for Teen Drivers

Teen car insurance in Columbus, PA can be expensive. Take a look at rates from the top car insurance companies in Columbus for teenagers.

Annual Car Insurance Rates for Teen Drivers in Columbus, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,030 $8,030
GEICO $4,832 $4,189
Liberty Mutual $12,275 $12,275
Nationwide $5,198 $5,198
Progressive $8,385 $8,385
State Farm $5,395 $5,395
Travelers $21,789 $21,789
USAA $3,234 $3,234

Cheapest Columbus, PA Car Insurance for Seniors

Take a look at Columbus, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Columbus, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,274 $2,274
GEICO $1,828 $1,583
Liberty Mutual $3,801 $3,801
Nationwide $1,774 $1,774
Progressive $2,408 $2,408
State Farm $1,380 $1,380
Travelers $1,640 $1,640
USAA $994 $994

Cheapest Columbus, PA Car Insurance Rates After a DUI

A DUI in Columbus, PA increases car insurance rates. Compare Columbus, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Columbus, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,724
GEICO $2,472
Liberty Mutual $6,517
Nationwide $3,701
Progressive $3,966
State Farm $2,523
Travelers $8,463
USAA $2,014

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Cheapest Columbus, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Columbus, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Columbus, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,813 $3,962
GEICO $2,441 $2,531
Liberty Mutual $6,217 $6,547
Nationwide $2,740 $2,740
Progressive $4,240 $4,240
State Farm $2,449 $2,597
Travelers $6,722 $6,722
USAA $1,652 $1,749

Cheapest Columbus, PA Car Insurance Rates by ZIP Code

Columbus car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Columbus, PA.

Annual Car Insurance Rates by ZIP Code in Columbus, Pennsylvania

ZIP Code Average Annual Rates
16405 $4,663
16407 $4,687

The Best Cheap Car Insurance Companies in Columbus, PA

Take a look at a side-by-side comparison of the top car insurance companies in Columbus, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Columbus, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,887
GEICO $2,486
Liberty Mutual $6,382
Nationwide $2,740
Progressive $4,240
State Farm $2,523
Travelers $6,722
USAA $1,701

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Category Winners: Cheapest Car Insurance in Columbus, Pennsylvania

Find the cheapest car insurance companies in Columbus, PA for each category right here.

Best Annual Car Insurance Rates by Company in Columbus, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Columbus, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Columbus car insurance rates. Find the cheapest Columbus, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Columbus, Pennsylvania

Insurance Company Low Medium High
Allstate $3,724 $3,911 $4,028
GEICO $2,297 $2,505 $2,657
Liberty Mutual $6,143 $6,417 $6,586
Nationwide $2,787 $2,767 $2,666
Progressive $3,916 $4,269 $4,535
State Farm $2,398 $2,548 $2,623
Travelers $6,902 $6,705 $6,559
USAA $1,592 $1,714 $1,796

What affects car insurance rates in Columbus, Pennsylvania?

What factors can have an impact on Columbus, PA car insurance? There are several reasons why Columbus car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Columbus, Pennsylvania.

Commute Time in Columbus

The more time you spend in your car the higher the risk of an accident. The average commute length in Columbus, PA is 31.2 minutes according to City-Data.

Traffic in Columbus

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Columbus, PA traffic data from INRIX ranks Columbus as the 473rd-most congested in the world.

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Compare Car Insurance Quotes in Columbus, PA

Ready to find affordable Columbus, Pennsylvania car insurance today? Enter your ZIP code for fast, free Columbus, PA car insurance quotes.

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