Compare Commerce, CA Car Insurance Rates (2021)

Car insurance in Commerce, CA averages $351 a month. Commerce, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Commerce car insurance rates, compare quotes from the top car insurance companies in Commerce, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Commerce for teen drivers is USAA
  • Average car insurance rates in Commerce, CA are $4,215/year
  • Average car insurance rates in Commerce, CA after a DUI are $5,922/year

If you need to buy Commerce, California car insurance, the options can be confusing. Everything you need to know about car insurance in Commerce, CA is right here.

You’ll find Commerce car insurance rates, the cheapest Commerce, CA car insurance companies, and information on California car insurance laws. You can also compare Commerce, California car insurance rates to Anaheim car insurance rates, San Jose car insurance rates, and Oakland car insurance rates.

Ready to find affordable Commerce, CA car insurance today? Enter your ZIP code for fast, free Commerce car insurance quotes.

Cheapest Commerce, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Commerce, CA car insurance rates? Every Commerce, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Commerce, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,469 $3,467 $2,512 $2,540 $9,657 $12,140 $4,462 $4,905
Farmers $3,298 $3,298 $2,987 $2,987 $10,533 $17,185 $3,911 $4,358
GEICO $1,813 $1,814 $1,705 $1,705 $5,532 $5,630 $2,607 $2,665
Liberty Mutual $2,689 $2,527 $2,518 $2,431 $5,828 $6,263 $3,012 $3,062
Nationwide $3,525 $3,366 $3,082 $2,906 $8,938 $9,882 $4,200 $4,152
Progressive $1,956 $2,016 $1,643 $1,962 $5,178 $6,274 $2,817 $3,033
State Farm $4,084 $4,084 $3,649 $3,649 $7,497 $9,317 $4,515 $4,654
Travelers $2,898 $2,801 $2,551 $2,525 $6,080 $6,930 $3,785 $3,701
USAA $1,993 $1,887 $1,943 $1,950 $4,568 $4,590 $2,757 $2,605

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Minimum Car Insurance in Commerce, CA

Every driver must carry the minimum car insurance in Commerce, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Commerce, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Commerce, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Commerce, CA to rates for a clean record with top companies.

Annual Commerce, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,230 $5,484 $8,612 $4,250
Farmers $4,493 $6,113 $7,605 $6,068
GEICO $2,050 $3,170 $3,971 $2,544
Liberty Mutual $3,075 $4,115 $3,717 $3,258
Nationwide $3,490 $4,476 $7,582 $4,476
Progressive $2,037 $3,453 $4,014 $2,935
State Farm $3,695 $4,408 $8,332 $4,289
Travelers $2,580 $4,267 $4,949 $3,839
USAA $1,850 $2,757 $4,513 $2,027

Cheapest Commerce, CA Car Insurance for Teen Drivers

Teen car insurance in Commerce, CA can be expensive. Take a look at rates from the top car insurance companies in Commerce for teenagers.

Annual Car Insurance Rates for Teen Drivers in Commerce, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,657 $12,140
Farmers $10,533 $17,185
GEICO $5,532 $5,630
Liberty Mutual $5,828 $6,263
Nationwide $8,938 $9,882
Progressive $5,178 $6,274
State Farm $7,497 $9,317
Travelers $6,080 $6,930
USAA $4,568 $4,590

Cheapest Commerce, CA Car Insurance for Seniors

Take a look at Commerce, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Commerce, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,512 $2,540
Farmers $2,987 $2,987
GEICO $1,705 $1,705
Liberty Mutual $2,518 $2,431
Nationwide $3,082 $2,906
Progressive $1,643 $1,962
State Farm $3,649 $3,649
Travelers $2,551 $2,525
USAA $1,943 $1,950

Cheapest Commerce, CA Car Insurance Rates After a DUI

A DUI in Commerce, CA increases car insurance rates. Compare Commerce, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Commerce, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,612
Farmers $7,605
GEICO $3,971
Liberty Mutual $3,717
Nationwide $7,582
Progressive $4,014
State Farm $8,332
Travelers $4,949
USAA $4,513

Cheapest Commerce, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Commerce, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Commerce, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,862 $5,926
Farmers $5,505 $6,634
GEICO $2,665 $3,203
Liberty Mutual $3,248 $3,835
Nationwide $4,418 $5,594
Progressive $2,822 $3,398
State Farm $4,991 $5,372
Travelers $3,511 $4,306
USAA $2,567 $3,006

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The Best Cheap Car Insurance Companies in Commerce, CA

Take a look at a side-by-side comparison of the top car insurance companies in Commerce, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Commerce, California

Insurance Company Average Annual Rates
Allstate $5,394
Farmers $6,070
GEICO $2,934
Liberty Mutual $3,541
Nationwide $5,006
Progressive $3,110
State Farm $5,181
Travelers $3,909
USAA $2,787

Category Winners: Cheapest Car Insurance in Commerce, California

Find the cheapest car insurance companies in Commerce, CA for each category right here.

Best Annual Car Insurance Rates by Company in Commerce, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Commerce, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Commerce car insurance rates. Find the cheapest Commerce, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Commerce, California

Insurance Company Low Medium High
Allstate $5,099 $5,440 $5,642
Farmers $5,624 $6,121 $6,463
GEICO $2,663 $2,967 $3,172
Liberty Mutual $3,263 $3,575 $3,786
Nationwide $4,481 $5,090 $5,448
Progressive $2,830 $3,193 $3,307
State Farm $4,656 $5,267 $5,620
Travelers $3,382 $4,017 $4,328
USAA $2,522 $2,842 $2,997

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What affects car insurance rates in Commerce, California?

What factors can have an impact on Commerce, CA car insurance? There are several reasons why Commerce car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Commerce, California.

Car Theft in Commerce

High levels of vehicle theft can make car insurance more expensive. Commerce, CA car theft statistics from the FBI indicate 241 vehicle thefts a year.

Commute Time in Commerce

The more time you spend in your car the higher the risk of an accident. The average commute length in Commerce, CA is 27.3 minutes according to City-Data.

Compare Car Insurance Quotes in Commerce, CA

Ready to find affordable Commerce, California car insurance today? Enter your ZIP code for fast, free Commerce, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State