Compare Commerce, GA Car Insurance Rates (2021)

Car insurance in Commerce, GA averages $420 a month. Commerce, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Commerce car insurance rates, compare quotes from the top car insurance companies in Commerce, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Commerce, GA are $5,038/year
  • The cheapest ZIP code in Commerce is 30529
  • The cheapest car insurance company in Commerce for teen drivers is GEICO

If you need to buy Commerce, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Commerce, GA is right here.

You’ll find Commerce car insurance rates, the cheapest Commerce, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Commerce, Georgia car insurance rates to Johns Creek car insurance rates, Atlanta car insurance rates, and Albany car insurance rates.

Ready to find affordable Commerce, GA car insurance today? Enter your ZIP code for fast, free Commerce car insurance quotes.

Cheapest Commerce, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Commerce, GA car insurance rates? Every Commerce, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Commerce, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,968 $2,968 $2,840 $2,840 $7,022 $9,093 $3,332 $3,643
GEICO $1,772 $1,749 $1,716 $1,716 $5,266 $6,314 $2,286 $2,533
Liberty Mutual $5,472 $5,958 $4,473 $5,080 $23,310 $26,038 $5,804 $6,180
Nationwide $3,782 $3,909 $3,737 $4,105 $11,817 $15,218 $4,616 $5,009
Progressive $2,934 $2,701 $2,523 $2,649 $9,160 $10,143 $3,388 $3,540
State Farm $2,197 $2,197 $1,972 $1,972 $5,846 $7,681 $2,411 $2,605
USAA $1,783 $1,781 $1,655 $1,661 $6,436 $7,621 $2,222 $2,456

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Minimum Car Insurance in Commerce, GA

Every driver must carry the minimum car insurance in Commerce, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Commerce, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Commerce, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Commerce, GA. Compare credit history car insurance rates in Commerce from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Commerce, Georgia

Insurance Company Poor Fair Good
Allstate $5,622 $3,907 $3,486
GEICO $3,671 $2,580 $2,505
Liberty Mutual $14,743 $9,040 $7,085
Nationwide $7,771 $6,297 $5,504
Progressive $5,227 $4,502 $4,160
State Farm $4,762 $2,967 $2,351
USAA $4,170 $2,933 $2,503

Cheapest Commerce, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Commerce, GA to rates for a clean record with top companies.

Annual Commerce, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,579 $5,506 $4,504 $3,765
GEICO $1,962 $2,463 $5,052 $2,199
Liberty Mutual $7,813 $10,672 $12,270 $10,403
Nationwide $5,024 $5,894 $9,088 $6,090
Progressive $3,626 $6,382 $4,289 $4,222
State Farm $3,063 $3,658 $3,360 $3,360
USAA $2,450 $3,102 $4,525 $2,731

Cheapest Commerce, GA Car Insurance for Teen Drivers

Teen car insurance in Commerce, GA can be expensive. Take a look at rates from the top car insurance companies in Commerce for teenagers.

Annual Car Insurance Rates for Teen Drivers in Commerce, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,022 $9,093
GEICO $5,266 $6,314
Liberty Mutual $23,310 $26,038
Nationwide $11,817 $15,218
Progressive $9,160 $10,143
State Farm $5,846 $7,681
USAA $6,436 $7,621

Cheapest Commerce, GA Car Insurance for Seniors

Take a look at Commerce, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Commerce, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,840 $2,840
GEICO $1,716 $1,716
Liberty Mutual $4,473 $5,080
Nationwide $3,737 $4,105
Progressive $2,523 $2,649
State Farm $1,972 $1,972
USAA $1,655 $1,661

Cheapest Commerce, GA Car Insurance Rates After a DUI

A DUI in Commerce, GA increases car insurance rates. Compare Commerce, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Commerce, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,504
GEICO $5,052
Liberty Mutual $12,270
Nationwide $9,088
Progressive $4,289
State Farm $3,360
USAA $4,525

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Cheapest Commerce, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Commerce, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Commerce, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,243 $4,434
GEICO $2,868 $2,970
Liberty Mutual $10,289 $10,289
Nationwide $6,524 $6,524
Progressive $4,630 $4,630
State Farm $3,360 $3,360
USAA $3,056 $3,348

Cheapest Commerce, GA Car Insurance Rates by ZIP Code

Commerce car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Commerce, GA.

Annual Car Insurance Rates by ZIP Code in Commerce, Georgia

ZIP Code Average Annual Rates
30529 $4,860
30530 $4,893

The Best Cheap Car Insurance Companies in Commerce, GA

Take a look at a side-by-side comparison of the top car insurance companies in Commerce, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Commerce, Georgia

Insurance Company Average Annual Rates
Allstate $4,338
GEICO $2,919
Liberty Mutual $10,289
Nationwide $6,524
Progressive $4,630
State Farm $3,360
USAA $3,202

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Category Winners: Cheapest Car Insurance in Commerce, Georgia

Find the cheapest car insurance companies in Commerce, GA for each category right here.

Best Annual Car Insurance Rates by Company in Commerce, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Commerce, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Commerce car insurance rates. Find the cheapest Commerce, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Commerce, Georgia

Insurance Company Low Medium High
Allstate $4,047 $4,377 $4,592
GEICO $2,741 $2,932 $3,083
Liberty Mutual $9,864 $10,236 $10,768
Nationwide $6,416 $6,639 $6,516
Progressive $4,240 $4,555 $5,095
State Farm $3,145 $3,362 $3,573
USAA $3,054 $3,185 $3,366

What affects car insurance rates in Commerce, Georgia?

What factors can have an impact on Commerce, GA car insurance? There are several reasons why Commerce car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Commerce, Georgia.

Commute Time in Commerce

The more time you spend in your car the higher the risk of an accident. The average commute length in Commerce, GA is 25.0 minutes according to City-Data.

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Compare Car Insurance Quotes in Commerce, GA

Ready to find affordable Commerce, Georgia car insurance today? Enter your ZIP code for fast, free Commerce, GA car insurance quotes.

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