Compare Commercial Point, OH Car Insurance Rates (2021)

Car insurance in Commercial Point, OH averages $237 a month. Commercial Point, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Commercial Point car insurance rates, compare quotes from the top car insurance companies in Commercial Point, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Commercial Point for teen drivers is USAA
  • The cheapest car insurance company in Commercial Point is USAA
  • Average car insurance rates in Commercial Point, OH after a DUI are $3,287/year

If you need to buy Commercial Point, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Commercial Point, OH is right here.

You’ll find Commercial Point car insurance rates, the cheapest Commercial Point, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Commercial Point, Ohio car insurance rates to Lorain car insurance rates, Cleveland car insurance rates, and Hamilton car insurance rates.

Ready to find affordable Commercial Point, OH car insurance today? Enter your ZIP code for fast, free Commercial Point car insurance quotes.

Cheapest Commercial Point, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Commercial Point, OH car insurance rates? Every Commercial Point, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Commercial Point, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,124 $2,112 $1,920 $2,051 $5,936 $6,797 $2,225 $2,371
American Family $960 $996 $885 $887 $3,083 $3,344 $1,191 $1,255
Farmers $1,886 $1,882 $1,661 $1,754 $8,410 $8,733 $2,115 $2,207
GEICO $1,244 $1,208 $1,166 $1,171 $3,307 $3,080 $1,380 $1,172
Liberty Mutual $1,963 $2,141 $1,509 $1,835 $10,393 $11,738 $2,081 $2,273
Nationwide $2,153 $2,165 $1,942 $1,957 $5,487 $7,080 $2,308 $2,688
Progressive $1,887 $1,775 $1,571 $1,625 $8,455 $9,527 $2,251 $2,332
State Farm $1,519 $1,519 $1,361 $1,361 $4,778 $5,996 $1,766 $2,028
Travelers $1,500 $1,525 $1,482 $1,476 $6,362 $10,023 $1,561 $1,798
USAA $866 $874 $821 $823 $2,632 $2,935 $1,157 $1,250

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Minimum Car Insurance in Commercial Point, OH

Every driver must carry the minimum car insurance in Commercial Point, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Commercial Point, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Commercial Point, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Commercial Point, OH. Compare credit history car insurance rates in Commercial Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Commercial Point, Ohio

Insurance Company Poor Fair Good
Allstate $4,098 $2,987 $2,491
American Family $2,095 $1,425 $1,206
Farmers $4,054 $3,426 $3,262
GEICO $2,056 $1,716 $1,376
Liberty Mutual $6,073 $3,729 $2,923
Nationwide $3,889 $3,133 $2,646
Progressive $4,125 $3,571 $3,338
State Farm $3,621 $2,238 $1,764
Travelers $3,600 $3,129 $2,920
USAA $1,844 $1,304 $1,111

Cheapest Commercial Point, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Commercial Point, OH to rates for a clean record with top companies.

Annual Commercial Point, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,678 $3,242 $3,814 $3,034
American Family $1,509 $1,597 $1,597 $1,597
Farmers $2,952 $3,804 $3,710 $3,859
GEICO $1,169 $1,682 $2,426 $1,588
Liberty Mutual $3,562 $4,576 $4,671 $4,157
Nationwide $2,581 $3,285 $4,169 $2,855
Progressive $3,169 $4,315 $3,379 $3,849
State Farm $2,313 $2,769 $2,541 $2,541
Travelers $2,373 $3,086 $4,649 $2,756
USAA $1,092 $1,461 $1,916 $1,210

Cheapest Commercial Point, OH Car Insurance for Teen Drivers

Teen car insurance in Commercial Point, OH can be expensive. Take a look at rates from the top car insurance companies in Commercial Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in Commercial Point, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,936 $6,797
American Family $3,083 $3,344
Farmers $8,410 $8,733
GEICO $3,307 $3,080
Liberty Mutual $10,393 $11,738
Nationwide $5,487 $7,080
Progressive $8,455 $9,527
State Farm $4,778 $5,996
Travelers $6,362 $10,023
USAA $2,632 $2,935

Cheapest Commercial Point, OH Car Insurance for Seniors

Take a look at Commercial Point, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Commercial Point, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $2,051
American Family $885 $887
Farmers $1,661 $1,754
GEICO $1,166 $1,171
Liberty Mutual $1,509 $1,835
Nationwide $1,942 $1,957
Progressive $1,571 $1,625
State Farm $1,361 $1,361
Travelers $1,482 $1,476
USAA $821 $823

Cheapest Commercial Point, OH Car Insurance Rates After a DUI

A DUI in Commercial Point, OH increases car insurance rates. Compare Commercial Point, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Commercial Point, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,814
American Family $1,597
Farmers $3,710
GEICO $2,426
Liberty Mutual $4,671
Nationwide $4,169
Progressive $3,379
State Farm $2,541
Travelers $4,649
USAA $1,916

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Cheapest Commercial Point, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Commercial Point, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Commercial Point, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,192 $3,192
American Family $1,556 $1,594
Farmers $3,581 $3,581
GEICO $1,687 $1,746
Liberty Mutual $4,242 $4,242
Nationwide $3,223 $3,223
Progressive $3,678 $3,678
State Farm $2,478 $2,604
Travelers $3,216 $3,216
USAA $1,365 $1,474

The Best Cheap Car Insurance Companies in Commercial Point, OH

Take a look at a side-by-side comparison of the top car insurance companies in Commercial Point, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Commercial Point, Ohio

Insurance Company Average Annual Rates
Allstate $3,192
American Family $1,575
Farmers $3,581
GEICO $1,716
Liberty Mutual $4,242
Nationwide $3,223
Progressive $3,678
State Farm $2,541
Travelers $3,216
USAA $1,420

Category Winners: Cheapest Car Insurance in Commercial Point, Ohio

Find the cheapest car insurance companies in Commercial Point, OH for each category right here.

Best Annual Car Insurance Rates by Company in Commercial Point, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Commercial Point, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Commercial Point car insurance rates. Find the cheapest Commercial Point, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Commercial Point, Ohio

Insurance Company Low Medium High
Allstate $3,088 $3,185 $3,303
American Family $1,543 $1,587 $1,595
Farmers $3,389 $3,524 $3,830
GEICO $1,664 $1,709 $1,776
Liberty Mutual $4,085 $4,264 $4,376
Nationwide $3,567 $3,123 $2,978
Progressive $3,512 $3,642 $3,879
State Farm $2,418 $2,549 $2,656
Travelers $3,140 $3,257 $3,251
USAA $1,359 $1,418 $1,482

What affects car insurance rates in Commercial Point, Ohio?

What factors can have an impact on Commercial Point, OH car insurance? There are several reasons why Commercial Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Commercial Point, Ohio.

Car Theft in Commercial Point

High levels of vehicle theft can make car insurance more expensive. Commercial Point, OH car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Commercial Point

The more time you spend in your car the higher the risk of an accident. The average commute length in Commercial Point, OH is 28.7 minutes according to City-Data.

Compare Car Insurance Quotes in Commercial Point, OH

Ready to find affordable Commercial Point, Ohio car insurance today? Enter your ZIP code for fast, free Commercial Point, OH car insurance quotes.

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