Compare Concepcion, TX Car Insurance Rates (2021)

Car insurance in Concepcion, TX averages $348 a month. Concepcion, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Concepcion car insurance rates, compare quotes from the top car insurance companies in Concepcion, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Concepcion, TX are $4,176/year
  • The cheapest car insurance company in Concepcion is USAA
  • Average car insurance rates in Concepcion, TX after a DUI are $4,707/year

If you need to buy Concepcion, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Concepcion, TX is right here.

You’ll find Concepcion car insurance rates, the cheapest Concepcion, TX car insurance companies, and information on Texas car insurance laws. You can also compare Concepcion, Texas car insurance rates to Arlington car insurance rates, Plano car insurance rates, and Houston car insurance rates.

Ready to find affordable Concepcion, TX car insurance today? Enter your ZIP code for fast, free Concepcion car insurance quotes.

Cheapest Concepcion, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Concepcion, TX car insurance rates? Every Concepcion, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Concepcion, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,698 $3,739 $3,652 $3,652 $9,628 $11,650 $4,578 $4,784
American Family $3,844 $4,240 $3,386 $3,854 $9,085 $12,017 $5,333 $6,077
GEICO $2,475 $2,654 $2,361 $2,648 $5,280 $5,520 $2,673 $2,683
Nationwide $2,641 $2,686 $2,342 $2,477 $7,289 $9,350 $3,086 $3,335
Progressive $2,655 $2,536 $2,392 $2,416 $11,750 $13,206 $3,184 $3,243
State Farm $1,880 $1,880 $1,663 $1,663 $4,336 $5,494 $2,033 $2,097
USAA $1,492 $1,504 $1,425 $1,417 $4,176 $4,555 $1,991 $2,140

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Minimum Car Insurance in Concepcion, TX

Every driver must carry the minimum car insurance in Concepcion, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Concepcion, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Concepcion, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Concepcion, TX. Compare credit history car insurance rates in Concepcion from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Concepcion, Texas

Insurance Company Poor Fair Good
Allstate $7,219 $5,281 $4,517
American Family $8,382 $5,114 $4,443
GEICO $5,073 $2,872 $1,915
Nationwide $5,000 $3,991 $3,461
Progressive $5,787 $5,043 $4,688
State Farm $3,729 $2,318 $1,845
USAA $3,434 $1,983 $1,595

Cheapest Concepcion, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Concepcion, TX to rates for a clean record with top companies.

Annual Concepcion, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,436 $6,770 $7,048 $4,436
American Family $5,474 $6,909 $6,061 $5,474
GEICO $2,790 $3,654 $3,098 $3,604
Nationwide $3,608 $3,608 $5,318 $4,069
Progressive $4,497 $5,878 $5,254 $5,061
State Farm $2,355 $2,678 $3,136 $2,355
USAA $1,745 $2,571 $3,031 $2,002

Cheapest Concepcion, TX Car Insurance for Teen Drivers

Teen car insurance in Concepcion, TX can be expensive. Take a look at rates from the top car insurance companies in Concepcion for teenagers.

Annual Car Insurance Rates for Teen Drivers in Concepcion, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,628 $11,650
American Family $9,085 $12,017
GEICO $5,280 $5,520
Nationwide $7,289 $9,350
Progressive $11,750 $13,206
State Farm $4,336 $5,494
USAA $4,176 $4,555

Cheapest Concepcion, TX Car Insurance for Seniors

Take a look at Concepcion, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Concepcion, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,652 $3,652
American Family $3,386 $3,854
GEICO $2,361 $2,648
Nationwide $2,342 $2,477
Progressive $2,392 $2,416
State Farm $1,663 $1,663
USAA $1,425 $1,417

Cheapest Concepcion, TX Car Insurance Rates After a DUI

A DUI in Concepcion, TX increases car insurance rates. Compare Concepcion, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Concepcion, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,048
American Family $6,061
GEICO $3,098
Nationwide $5,318
Progressive $5,254
State Farm $3,136
USAA $3,031

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Cheapest Concepcion, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Concepcion, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Concepcion, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,538 $5,807
American Family $5,980 $5,980
GEICO $3,221 $3,352
Nationwide $4,151 $4,151
Progressive $5,173 $5,173
State Farm $2,631 $2,631
USAA $2,308 $2,367

The Best Cheap Car Insurance Companies in Concepcion, TX

Take a look at a side-by-side comparison of the top car insurance companies in Concepcion, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Concepcion, Texas

Insurance Company Average Annual Rates
Allstate $5,673
American Family $5,980
GEICO $3,287
Nationwide $4,151
Progressive $5,173
State Farm $2,631
USAA $2,337

Category Winners: Cheapest Car Insurance in Concepcion, Texas

Find the cheapest car insurance companies in Concepcion, TX for each category right here.

Best Annual Car Insurance Rates by Company in Concepcion, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Concepcion, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Concepcion car insurance rates. Find the cheapest Concepcion, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Concepcion, Texas

Insurance Company Low Medium High
Allstate $5,549 $5,626 $5,842
American Family $5,627 $5,790 $6,522
GEICO $3,124 $3,244 $3,492
Nationwide $4,422 $3,973 $4,057
Progressive $4,882 $5,159 $5,477
State Farm $2,499 $2,621 $2,772
USAA $2,260 $2,328 $2,424

Compare Car Insurance Quotes in Concepcion, TX

Ready to find affordable Concepcion, Texas car insurance today? Enter your ZIP code for fast, free Concepcion, TX car insurance quotes.

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