Compare Conception Junction, MO Car Insurance Rates (2021)

Car insurance in Conception Junction, MO averages $269 a month. Conception Junction, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Conception Junction car insurance rates, compare quotes from the top car insurance companies in Conception Junction, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Conception Junction is Nationwide
  • The cheapest car insurance company in Conception Junction for teen drivers is Nationwide
  • Average car insurance rates in Conception Junction, MO are $3,229/year

If you need to buy Conception Junction, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Conception Junction, MO is right here.

You’ll find Conception Junction car insurance rates, the cheapest Conception Junction, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Conception Junction, Missouri car insurance rates to Florissant car insurance rates, Kansas City car insurance rates, and Springfield car insurance rates.

Ready to find affordable Conception Junction, MO car insurance today? Enter your ZIP code for fast, free Conception Junction car insurance quotes.

Cheapest Conception Junction, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Conception Junction, MO car insurance rates? Every Conception Junction, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Conception Junction, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,854 $2,764 $2,566 $2,647 $7,916 $8,591 $2,737 $2,829
American Family $1,988 $1,988 $1,767 $1,767 $5,306 $6,919 $1,988 $2,337
Farmers $2,469 $2,458 $2,208 $2,333 $9,989 $10,330 $2,820 $2,959
GEICO $1,852 $2,064 $1,434 $1,805 $5,638 $5,996 $1,715 $1,742
Liberty Mutual $2,668 $2,896 $2,195 $2,462 $8,743 $9,711 $2,822 $3,025
Nationwide $1,344 $1,383 $1,194 $1,278 $3,304 $4,281 $1,526 $1,663
Progressive $2,137 $2,025 $1,745 $1,791 $6,413 $7,239 $2,616 $2,694
State Farm $1,589 $1,589 $1,400 $1,400 $4,289 $5,446 $1,779 $2,012
USAA $1,605 $1,589 $1,448 $1,469 $4,844 $5,914 $1,995 $2,214

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Minimum Car Insurance in Conception Junction, MO

Every driver must carry the minimum car insurance in Conception Junction, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Conception Junction, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Conception Junction, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Conception Junction, MO. Compare credit history car insurance rates in Conception Junction from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Conception Junction, Missouri

Insurance Company Poor Fair Good
Allstate $5,671 $3,651 $3,016
American Family $3,931 $2,763 $2,329
Farmers $5,082 $4,231 $4,024
GEICO $3,839 $2,502 $2,002
Liberty Mutual $6,209 $3,766 $2,970
Nationwide $2,363 $1,937 $1,690
Progressive $3,873 $3,188 $2,937
State Farm $3,250 $2,207 $1,857
USAA $4,394 $2,045 $1,465

Cheapest Conception Junction, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Conception Junction, MO to rates for a clean record with top companies.

Annual Conception Junction, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,531 $3,980 $4,947 $3,994
American Family $2,280 $3,261 $3,907 $2,583
Farmers $3,856 $4,773 $4,669 $4,485
GEICO $2,198 $2,810 $3,742 $2,375
Liberty Mutual $3,150 $4,486 $4,647 $4,978
Nationwide $1,602 $2,012 $2,634 $1,739
Progressive $2,942 $3,797 $3,215 $3,375
State Farm $2,261 $2,615 $2,438 $2,438
USAA $2,100 $2,561 $3,578 $2,300

Cheapest Conception Junction, MO Car Insurance for Teen Drivers

Teen car insurance in Conception Junction, MO can be expensive. Take a look at rates from the top car insurance companies in Conception Junction for teenagers.

Annual Car Insurance Rates for Teen Drivers in Conception Junction, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,916 $8,591
American Family $5,306 $6,919
Farmers $9,989 $10,330
GEICO $5,638 $5,996
Liberty Mutual $8,743 $9,711
Nationwide $3,304 $4,281
Progressive $6,413 $7,239
State Farm $4,289 $5,446
USAA $4,844 $5,914

Cheapest Conception Junction, MO Car Insurance for Seniors

Take a look at Conception Junction, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Conception Junction, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,566 $2,647
American Family $1,767 $1,767
Farmers $2,208 $2,333
GEICO $1,434 $1,805
Liberty Mutual $2,195 $2,462
Nationwide $1,194 $1,278
Progressive $1,745 $1,791
State Farm $1,400 $1,400
USAA $1,448 $1,469

Cheapest Conception Junction, MO Car Insurance Rates After a DUI

A DUI in Conception Junction, MO increases car insurance rates. Compare Conception Junction, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Conception Junction, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,947
American Family $3,907
Farmers $4,669
GEICO $3,742
Liberty Mutual $4,647
Nationwide $2,634
Progressive $3,215
State Farm $2,438
USAA $3,578

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Cheapest Conception Junction, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Conception Junction, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Conception Junction, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,113 $4,113
American Family $2,977 $3,038
Farmers $4,446 $4,446
GEICO $2,727 $2,835
Liberty Mutual $4,315 $4,315
Nationwide $1,997 $1,997
Progressive $3,332 $3,332
State Farm $2,378 $2,497
USAA $2,541 $2,729

The Best Cheap Car Insurance Companies in Conception Junction, MO

Take a look at a side-by-side comparison of the top car insurance companies in Conception Junction, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Conception Junction, Missouri

Insurance Company Average Annual Rates
Allstate $4,113
American Family $3,008
Farmers $4,446
GEICO $2,781
Liberty Mutual $4,315
Nationwide $1,997
Progressive $3,332
State Farm $2,438
USAA $2,635

Category Winners: Cheapest Car Insurance in Conception Junction, Missouri

Find the cheapest car insurance companies in Conception Junction, MO for each category right here.

Best Annual Car Insurance Rates by Company in Conception Junction, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Conception Junction, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Conception Junction car insurance rates. Find the cheapest Conception Junction, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Conception Junction, Missouri

Insurance Company Low Medium High
Allstate $3,976 $4,105 $4,258
American Family $2,927 $3,104 $2,992
Farmers $4,190 $4,408 $4,738
GEICO $2,625 $2,797 $2,921
Liberty Mutual $4,095 $4,334 $4,517
Nationwide $1,888 $2,013 $2,089
Progressive $3,049 $3,340 $3,609
State Farm $2,304 $2,445 $2,564
USAA $2,526 $2,626 $2,752

What affects car insurance rates in Conception Junction, Missouri?

What factors can have an impact on Conception Junction, MO car insurance? There are several reasons why Conception Junction car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Conception Junction, Missouri.

Commute Time in Conception Junction

The more time you spend in your car the higher the risk of an accident. The average commute length in Conception Junction, MO is 18.0 minutes according to City-Data.

Compare Car Insurance Quotes in Conception Junction, MO

Ready to find affordable Conception Junction, Missouri car insurance today? Enter your ZIP code for fast, free Conception Junction, MO car insurance quotes.

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