Compare Concord, AR Car Insurance Rates (2021)

Car insurance in Concord, AR averages $349 a month. Concord, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Concord car insurance rates, compare quotes from the top car insurance companies in Concord, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Concord, AR after a DUI are $5,010/year
  • The cheapest car insurance company in Concord is USAA
  • Average car insurance rates in Concord, AR are $4,186/year

If you need to buy Concord, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Concord, AR is right here.

You’ll find Concord car insurance rates, the cheapest Concord, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Concord, Arkansas car insurance rates to Pine Bluff car insurance rates, Jonesboro car insurance rates, and Little Rock car insurance rates.

Ready to find affordable Concord, AR car insurance today? Enter your ZIP code for fast, free Concord car insurance quotes.

Cheapest Concord, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Concord, AR car insurance rates? Every Concord, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Concord, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,943 $2,969 $2,616 $2,798 $10,561 $12,653 $3,262 $3,555
Farmers $2,406 $2,393 $2,150 $2,262 $10,088 $10,451 $2,750 $2,891
GEICO $2,606 $2,582 $2,408 $2,340 $6,591 $6,629 $2,550 $2,586
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $3,136 $2,975 $2,580 $2,692 $13,252 $14,934 $3,759 $4,072
State Farm $1,844 $1,844 $1,640 $1,640 $5,208 $6,558 $2,075 $2,378
Travelers $2,154 $2,195 $2,126 $2,131 $12,431 $19,886 $2,305 $2,675
USAA $1,269 $1,282 $1,178 $1,187 $3,956 $4,144 $1,632 $1,759

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Minimum Car Insurance in Concord, AR

Every driver must carry the minimum car insurance in Concord, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Concord, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Concord, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Concord, AR. Compare credit history car insurance rates in Concord from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Concord, Arkansas

Insurance Company Poor Fair Good
Allstate $6,504 $4,971 $4,034
Farmers $5,029 $4,221 $4,022
GEICO $4,238 $3,481 $2,890
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,719 $5,728 $5,328
State Farm $4,200 $2,528 $1,967
Travelers $6,586 $5,494 $5,134
USAA $2,715 $1,855 $1,582

Cheapest Concord, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Concord, AR to rates for a clean record with top companies.

Annual Concord, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,270 $5,362 $5,952 $5,095
Farmers $3,742 $4,790 $4,684 $4,478
GEICO $2,385 $3,677 $5,517 $2,566
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $5,106 $7,099 $5,364 $6,130
State Farm $2,668 $3,129 $2,899 $2,899
Travelers $4,808 $4,967 $7,271 $5,905
USAA $1,578 $1,998 $2,876 $1,751

Cheapest Concord, AR Car Insurance for Teen Drivers

Teen car insurance in Concord, AR can be expensive. Take a look at rates from the top car insurance companies in Concord for teenagers.

Annual Car Insurance Rates for Teen Drivers in Concord, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,561 $12,653
Farmers $10,088 $10,451
GEICO $6,591 $6,629
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $13,252 $14,934
State Farm $5,208 $6,558
Travelers $12,431 $19,886
USAA $3,956 $4,144

Cheapest Concord, AR Car Insurance for Seniors

Take a look at Concord, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Concord, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,616 $2,798
Farmers $2,150 $2,262
GEICO $2,408 $2,340
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,580 $2,692
State Farm $1,640 $1,640
Travelers $2,126 $2,131
USAA $1,178 $1,187

Cheapest Concord, AR Car Insurance Rates After a DUI

A DUI in Concord, AR increases car insurance rates. Compare Concord, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Concord, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,952
Farmers $4,684
GEICO $5,517
Liberty Mutual $5,070
Nationwide $5,453
Progressive $5,364
State Farm $2,899
Travelers $7,271
USAA $2,876

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Cheapest Concord, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Concord, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Concord, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,170 $5,170
Farmers $4,424 $4,424
GEICO $3,516 $3,557
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,925 $5,925
State Farm $2,830 $2,967
Travelers $5,738 $5,738
USAA $1,992 $2,109

The Best Cheap Car Insurance Companies in Concord, AR

Take a look at a side-by-side comparison of the top car insurance companies in Concord, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Concord, Arkansas

Insurance Company Average Annual Rates
Allstate $5,170
Farmers $4,424
GEICO $3,536
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,925
State Farm $2,899
Travelers $5,738
USAA $2,051

Category Winners: Cheapest Car Insurance in Concord, Arkansas

Find the cheapest car insurance companies in Concord, AR for each category right here.

Best Annual Car Insurance Rates by Company in Concord, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Concord, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Concord car insurance rates. Find the cheapest Concord, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Concord, Arkansas

Insurance Company Low Medium High
Allstate $5,036 $5,166 $5,306
Farmers $4,208 $4,379 $4,685
GEICO $3,403 $3,535 $3,671
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $5,481 $5,837 $6,457
State Farm $2,768 $2,896 $3,032
Travelers $5,497 $5,754 $5,962
USAA $1,964 $2,043 $2,145

What affects car insurance rates in Concord, Arkansas?

What factors can have an impact on Concord, AR car insurance? There are several reasons why Concord car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Concord, Arkansas.

Commute Time in Concord

The more time you spend in your car the higher the risk of an accident. The average commute length in Concord, AR is 29.7 minutes according to City-Data.

Traffic in Concord

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Concord, AR traffic data from INRIX ranks Concord as the 202nd-most congested in the world.

Compare Car Insurance Quotes in Concord, AR

Ready to find affordable Concord, Arkansas car insurance today? Enter your ZIP code for fast, free Concord, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State