Compare Concord, MO Car Insurance Rates (2021)

Car insurance in Concord, MO averages $307 a month. Concord, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Concord car insurance rates, compare quotes from the top car insurance companies in Concord, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Concord is Nationwide
  • Average car insurance rates in Concord, MO are $3,678/year
  • Average car insurance rates in Concord, MO after a DUI are $4,311/year

If you need to buy Concord, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Concord, MO is right here.

You’ll find Concord car insurance rates, the cheapest Concord, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Concord, Missouri car insurance rates to St. Joseph car insurance rates, Lee’s Summit car insurance rates, and Springfield car insurance rates.

Ready to find affordable Concord, MO car insurance today? Enter your ZIP code for fast, free Concord car insurance quotes.

Cheapest Concord, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Concord, MO car insurance rates? Every Concord, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Concord, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,839 $2,731 $2,582 $2,660 $8,289 $9,025 $2,676 $2,743
American Family $2,351 $2,351 $2,097 $2,097 $6,574 $8,529 $2,351 $2,736
Farmers $2,759 $2,746 $2,452 $2,604 $11,841 $12,275 $3,145 $3,270
GEICO $1,950 $2,200 $1,523 $2,008 $6,394 $6,703 $1,755 $1,730
Liberty Mutual $2,823 $3,054 $2,327 $2,613 $10,291 $11,425 $2,958 $3,132
Nationwide $1,697 $1,723 $1,527 $1,605 $4,465 $5,673 $1,952 $2,099
Progressive $2,247 $2,043 $1,852 $1,904 $8,044 $8,999 $2,731 $2,781
State Farm $1,879 $1,879 $1,715 $1,715 $5,905 $7,394 $2,127 $2,451
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Concord, MO

Every driver must carry the minimum car insurance in Concord, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Concord, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Concord, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Concord, MO. Compare credit history car insurance rates in Concord from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Concord, Missouri

Insurance Company Poor Fair Good
Allstate $5,779 $3,730 $3,071
American Family $4,750 $3,342 $2,815
Farmers $5,840 $4,905 $4,664
GEICO $4,190 $2,728 $2,181
Liberty Mutual $6,902 $4,245 $3,337
Nationwide $3,050 $2,533 $2,195
Progressive $4,397 $3,679 $3,400
State Farm $4,447 $2,759 $2,194
USAA $4,567 $2,109 $1,505

Cheapest Concord, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Concord, MO to rates for a clean record with top companies.

Annual Concord, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,567 $4,052 $5,089 $4,064
American Family $2,698 $3,907 $4,840 $3,097
Farmers $4,414 $5,552 $5,423 $5,157
GEICO $2,299 $3,075 $4,244 $2,514
Liberty Mutual $3,491 $5,052 $5,180 $5,588
Nationwide $2,006 $2,616 $3,540 $2,209
Progressive $3,260 $4,504 $3,658 $3,879
State Farm $2,847 $3,420 $3,133 $3,133
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Concord, MO Car Insurance for Teen Drivers

Teen car insurance in Concord, MO can be expensive. Take a look at rates from the top car insurance companies in Concord for teenagers.

Annual Car Insurance Rates for Teen Drivers in Concord, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,289 $9,025
American Family $6,574 $8,529
Farmers $11,841 $12,275
GEICO $6,394 $6,703
Liberty Mutual $10,291 $11,425
Nationwide $4,465 $5,673
Progressive $8,044 $8,999
State Farm $5,905 $7,394
USAA $5,002 $6,115

Cheapest Concord, MO Car Insurance for Seniors

Take a look at Concord, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Concord, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,582 $2,660
American Family $2,097 $2,097
Farmers $2,452 $2,604
GEICO $1,523 $2,008
Liberty Mutual $2,327 $2,613
Nationwide $1,527 $1,605
Progressive $1,852 $1,904
State Farm $1,715 $1,715
USAA $1,491 $1,518

Cheapest Concord, MO Car Insurance Rates After a DUI

A DUI in Concord, MO increases car insurance rates. Compare Concord, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Concord, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,089
American Family $4,840
Farmers $5,423
GEICO $4,244
Liberty Mutual $5,180
Nationwide $3,540
Progressive $3,658
State Farm $3,133
USAA $3,694

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Concord, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Concord, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Concord, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,193 $4,193
American Family $3,600 $3,671
Farmers $5,137 $5,137
GEICO $2,980 $3,086
Liberty Mutual $4,828 $4,828
Nationwide $2,593 $2,593
Progressive $3,825 $3,825
State Farm $3,055 $3,211
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Concord, MO

Take a look at a side-by-side comparison of the top car insurance companies in Concord, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Concord, Missouri

Insurance Company Average Annual Rates
Allstate $4,193
American Family $3,636
Farmers $5,137
GEICO $3,033
Liberty Mutual $4,828
Nationwide $2,593
Progressive $3,825
State Farm $3,133
USAA $2,727

Category Winners: Cheapest Car Insurance in Concord, Missouri

Find the cheapest car insurance companies in Concord, MO for each category right here.

Best Annual Car Insurance Rates by Company in Concord, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Concord, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Concord car insurance rates. Find the cheapest Concord, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Concord, Missouri

Insurance Company Low Medium High
Allstate $4,021 $4,183 $4,375
American Family $3,513 $3,749 $3,644
Farmers $4,789 $5,086 $5,534
GEICO $2,791 $3,068 $3,240
Liberty Mutual $4,522 $4,858 $5,103
Nationwide $2,426 $2,619 $2,733
Progressive $3,379 $3,838 $4,258
State Farm $2,899 $3,148 $3,353
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Concord, Missouri?

What factors can have an impact on Concord, MO car insurance? There are several reasons why Concord car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Concord, Missouri.

Commute Time in Concord

The more time you spend in your car the higher the risk of an accident. The average commute length in Concord, MO is 22.3 minutes according to City-Data.

Traffic in Concord

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Concord, MO traffic data from INRIX ranks Concord as the 202nd-most congested in the world.

Compare Car Insurance Quotes in Concord, MO

Ready to find affordable Concord, Missouri car insurance today? Enter your ZIP code for fast, free Concord, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption