Compare Concord, NH Car Insurance Rates (2021)

Car insurance in Concord, NH averages $244 a month. Concord, New Hampshire car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Concord car insurance rates, compare quotes from the top car insurance companies in Concord, NH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Concord, NH after a DUI are $3,397/year
  • Average car insurance rates in Concord, NH are $2,928/year
  • The cheapest car insurance company in Concord for teen drivers is GEICO

If you need to buy Concord, New Hampshire car insurance, the options can be confusing. Everything you need to know about car insurance in Concord, NH is right here.

You’ll find Concord car insurance rates, the cheapest Concord, NH car insurance companies, and information on New Hampshire car insurance laws. You can also compare Concord, New Hampshire car insurance rates to Manchester car insurance rates, Laconia car insurance rates, and Portsmouth car insurance rates.

Ready to find affordable Concord, NH car insurance today? Enter your ZIP code for fast, free Concord car insurance quotes.

Cheapest Concord, NH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Concord, NH car insurance rates? Every Concord, New Hampshire car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Concord, New Hampshire

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,820 $1,929 $1,955 $2,141 $3,728 $4,685 $1,909 $2,022
GEICO $1,066 $1,053 $952 $952 $2,600 $3,605 $1,110 $1,674
Liberty Mutual $4,497 $4,856 $3,669 $4,122 $16,515 $18,311 $4,733 $5,004
Nationwide $1,512 $1,531 $1,366 $1,430 $4,191 $5,308 $1,739 $1,864
Progressive $1,182 $1,075 $1,031 $1,041 $5,461 $6,025 $1,388 $1,391
State Farm $1,373 $1,373 $1,252 $1,252 $4,155 $5,145 $1,533 $1,749
USAA $891 $873 $835 $835 $3,767 $4,141 $1,113 $1,215

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Minimum Car Insurance in Concord, NH

Every driver must carry the minimum car insurance in Concord, NH. Take a look at the New Hampshire car insurance requirements.

Minimum Required Car Insurance Coverage in Concord, New Hampshire

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Concord, NH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Concord, NH. Compare credit history car insurance rates in Concord from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Concord, New Hampshire

Insurance Company Poor Fair Good
Allstate $3,102 $2,299 $2,170
GEICO $1,926 $1,579 $1,376
Liberty Mutual $11,062 $6,776 $5,301
Nationwide $2,753 $2,262 $2,087
Progressive $2,577 $2,267 $2,129
State Farm $3,158 $1,964 $1,564
USAA $2,311 $1,527 $1,288

Cheapest Concord, NH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Concord, NH to rates for a clean record with top companies.

Annual Concord, New Hampshire Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,099 $2,852 $2,696 $2,447
GEICO $1,452 $1,606 $1,996 $1,452
Liberty Mutual $4,846 $8,762 $8,980 $8,265
Nationwide $1,827 $2,531 $3,087 $2,025
Progressive $2,000 $2,756 $2,202 $2,340
State Farm $2,056 $2,200 $2,605 $2,056
USAA $1,318 $1,773 $2,214 $1,531

Cheapest Concord, NH Car Insurance for Teen Drivers

Teen car insurance in Concord, NH can be expensive. Take a look at rates from the top car insurance companies in Concord for teenagers.

Annual Car Insurance Rates for Teen Drivers in Concord, New Hampshire

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $3,728 $4,685
GEICO $2,600 $3,605
Liberty Mutual $16,515 $18,311
Nationwide $4,191 $5,308
Progressive $5,461 $6,025
State Farm $4,155 $5,145
USAA $3,767 $4,141

Cheapest Concord, NH Car Insurance for Seniors

Take a look at Concord, NH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Concord, New Hampshire

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,955 $2,141
GEICO $952 $952
Liberty Mutual $3,669 $4,122
Nationwide $1,366 $1,430
Progressive $1,031 $1,041
State Farm $1,252 $1,252
USAA $835 $835

Cheapest Concord, NH Car Insurance Rates After a DUI

A DUI in Concord, NH increases car insurance rates. Compare Concord, New Hampshire DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Concord, New Hampshire

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $2,696
GEICO $1,996
Liberty Mutual $8,980
Nationwide $3,087
Progressive $2,202
State Farm $2,605
USAA $2,214

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Cheapest Concord, NH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Concord, NH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Concord, New Hampshire

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,490 $2,558
GEICO $1,613 $1,641
Liberty Mutual $7,713 $7,713
Nationwide $2,367 $2,367
Progressive $2,324 $2,324
State Farm $2,178 $2,280
USAA $1,691 $1,726

Cheapest Concord, NH Car Insurance Rates by ZIP Code

Concord car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Concord, NH.

Annual Car Insurance Rates by ZIP Code in Concord, New Hampshire

ZIP Code Average Annual Rates
3301 $2,936
3303 $2,920

The Best Cheap Car Insurance Companies in Concord, NH

Take a look at a side-by-side comparison of the top car insurance companies in Concord, NH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Concord, New Hampshire

Insurance Company Average Annual Rates
Allstate $2,524
GEICO $1,627
Liberty Mutual $7,713
Nationwide $2,367
Progressive $2,324
State Farm $2,229
USAA $1,709

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Category Winners: Cheapest Car Insurance in Concord, New Hampshire

Find the cheapest car insurance companies in Concord, NH for each category right here.

Best Annual Car Insurance Rates by Company in Concord, New Hampshire

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest Concord, NH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Concord car insurance rates. Find the cheapest Concord, NH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Concord, New Hampshire

Insurance Company Low Medium High
Allstate $2,446 $2,520 $2,605
GEICO $1,549 $1,617 $1,714
Liberty Mutual $7,398 $7,688 $8,053
Nationwide $2,515 $2,335 $2,252
Progressive $2,223 $2,325 $2,425
State Farm $2,126 $2,232 $2,330
USAA $1,635 $1,706 $1,785

What affects car insurance rates in Concord, New Hampshire?

What factors can have an impact on Concord, NH car insurance? There are several reasons why Concord car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Concord, New Hampshire.

Car Theft in Concord

High levels of vehicle theft can make car insurance more expensive. Concord, NH car theft statistics from the FBI indicate 34 vehicle thefts a year.

Commute Time in Concord

The more time you spend in your car the higher the risk of an accident. The average commute length in Concord, NH is 22.8 minutes according to City-Data.

Traffic in Concord

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Concord, NH traffic data from INRIX ranks Concord as the 202nd-most congested in the world.

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Compare Car Insurance Quotes in Concord, NH

Ready to find affordable Concord, New Hampshire car insurance today? Enter your ZIP code for fast, free Concord, NH car insurance quotes.

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