Compare Concord, TX Car Insurance Rates (2021)

Car insurance in Concord, TX averages $305 a month. Concord, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Concord car insurance rates, compare quotes from the top car insurance companies in Concord, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Concord, TX are $3,657/year
  • The cheapest car insurance company in Concord for teen drivers is GEICO
  • The cheapest car insurance company in Concord is USAA

If you need to buy Concord, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Concord, TX is right here.

You’ll find Concord car insurance rates, the cheapest Concord, TX car insurance companies, and information on Texas car insurance laws. You can also compare Concord, Texas car insurance rates to Corpus Christi car insurance rates, San Antonio car insurance rates, and Laredo car insurance rates.

Ready to find affordable Concord, TX car insurance today? Enter your ZIP code for fast, free Concord car insurance quotes.

Cheapest Concord, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Concord, TX car insurance rates? Every Concord, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Concord, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,297 $3,325 $3,256 $3,256 $8,732 $10,530 $4,075 $4,243
American Family $2,466 $2,735 $2,299 $2,622 $6,437 $8,465 $3,517 $4,015
GEICO $2,006 $2,148 $1,915 $2,138 $4,268 $4,464 $2,166 $2,180
Nationwide $2,221 $2,260 $1,965 $2,080 $6,237 $8,009 $2,603 $2,816
Progressive $2,604 $2,460 $2,319 $2,362 $11,082 $12,359 $3,079 $3,112
State Farm $2,047 $2,047 $1,816 $1,816 $4,819 $6,128 $2,220 $2,292
USAA $1,553 $1,565 $1,481 $1,473 $4,353 $4,751 $2,073 $2,230

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Minimum Car Insurance in Concord, TX

Every driver must carry the minimum car insurance in Concord, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Concord, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Concord, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Concord, TX. Compare credit history car insurance rates in Concord from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Concord, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,743 $4,060
American Family $5,619 $3,512 $3,078
GEICO $4,084 $2,330 $1,568
Nationwide $4,227 $3,394 $2,952
Progressive $5,534 $4,791 $4,441
State Farm $4,108 $2,553 $2,033
USAA $3,583 $2,063 $1,658

Cheapest Concord, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Concord, TX to rates for a clean record with top companies.

Annual Concord, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,951 $6,089 $6,367 $3,951
American Family $3,713 $4,715 $4,137 $3,713
GEICO $2,265 $2,962 $2,508 $2,908
Nationwide $3,059 $3,059 $4,526 $3,453
Progressive $4,287 $5,566 $5,010 $4,825
State Farm $2,584 $2,952 $3,471 $2,584
USAA $1,817 $2,677 $3,159 $2,086

Cheapest Concord, TX Car Insurance for Teen Drivers

Teen car insurance in Concord, TX can be expensive. Take a look at rates from the top car insurance companies in Concord for teenagers.

Annual Car Insurance Rates for Teen Drivers in Concord, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,732 $10,530
American Family $6,437 $8,465
GEICO $4,268 $4,464
Nationwide $6,237 $8,009
Progressive $11,082 $12,359
State Farm $4,819 $6,128
USAA $4,353 $4,751

Cheapest Concord, TX Car Insurance for Seniors

Take a look at Concord, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Concord, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,256 $3,256
American Family $2,299 $2,622
GEICO $1,915 $2,138
Nationwide $1,965 $2,080
Progressive $2,319 $2,362
State Farm $1,816 $1,816
USAA $1,481 $1,473

Cheapest Concord, TX Car Insurance Rates After a DUI

A DUI in Concord, TX increases car insurance rates. Compare Concord, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Concord, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,367
American Family $4,137
GEICO $2,508
Nationwide $4,526
Progressive $5,010
State Farm $3,471
USAA $3,159

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Cheapest Concord, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Concord, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Concord, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,970 $5,208
American Family $4,070 $4,070
GEICO $2,611 $2,711
Nationwide $3,524 $3,524
Progressive $4,922 $4,922
State Farm $2,898 $2,898
USAA $2,404 $2,465

The Best Cheap Car Insurance Companies in Concord, TX

Take a look at a side-by-side comparison of the top car insurance companies in Concord, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Concord, Texas

Insurance Company Average Annual Rates
Allstate $5,089
American Family $4,070
GEICO $2,661
Nationwide $3,524
Progressive $4,922
State Farm $2,898
USAA $2,435

Category Winners: Cheapest Car Insurance in Concord, Texas

Find the cheapest car insurance companies in Concord, TX for each category right here.

Best Annual Car Insurance Rates by Company in Concord, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Concord, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Concord car insurance rates. Find the cheapest Concord, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Concord, Texas

Insurance Company Low Medium High
Allstate $4,967 $5,044 $5,257
American Family $3,822 $3,945 $4,442
GEICO $2,541 $2,633 $2,808
Nationwide $3,795 $3,373 $3,404
Progressive $4,669 $4,896 $5,201
State Farm $2,757 $2,889 $3,048
USAA $2,357 $2,425 $2,522

What affects car insurance rates in Concord, Texas?

What factors can have an impact on Concord, TX car insurance? There are several reasons why Concord car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Concord, Texas.

Traffic in Concord

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Concord, TX traffic data from INRIX ranks Concord as the 202nd-most congested in the world.

Compare Car Insurance Quotes in Concord, TX

Ready to find affordable Concord, Texas car insurance today? Enter your ZIP code for fast, free Concord, TX car insurance quotes.

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