Compare Concord, VA Car Insurance Rates (2021)

Car insurance in Concord, VA averages $191 a month. Concord, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Concord car insurance rates, compare quotes from the top car insurance companies in Concord, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Concord, VA after a DUI are $2,700/year
  • The cheapest car insurance company in Concord is USAA
  • The cheapest car insurance company in Concord for teen drivers is USAA

If you need to buy Concord, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Concord, VA is right here.

You’ll find Concord car insurance rates, the cheapest Concord, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Concord, Virginia car insurance rates to Alexandria car insurance rates, Roanoke car insurance rates, and Hampton car insurance rates.

Ready to find affordable Concord, VA car insurance today? Enter your ZIP code for fast, free Concord car insurance quotes.

Cheapest Concord, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Concord, VA car insurance rates? Every Concord, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Concord, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,028 $1,918 $2,019 $2,019 $6,270 $7,223 $2,638 $2,646
GEICO $1,404 $1,406 $1,331 $1,331 $2,929 $3,936 $1,632 $1,621
Nationwide $1,397 $1,407 $1,240 $1,276 $3,299 $4,258 $1,540 $1,678
Progressive $1,268 $1,208 $1,143 $1,147 $5,750 $6,470 $1,538 $1,575
State Farm $1,390 $1,390 $1,252 $1,252 $4,177 $5,241 $1,571 $1,813
USAA $1,014 $998 $947 $953 $3,127 $3,726 $1,304 $1,432

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Minimum Car Insurance in Concord, VA

Every driver must carry the minimum car insurance in Concord, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Concord, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Concord, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Concord, VA. Compare credit history car insurance rates in Concord from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Concord, Virginia

Insurance Company Poor Fair Good
Allstate $4,079 $3,262 $2,695
GEICO $2,165 $1,841 $1,841
Nationwide $2,385 $1,914 $1,737
Progressive $2,807 $2,447 $2,283
State Farm $3,215 $1,993 $1,574
USAA $2,256 $1,538 $1,270

Cheapest Concord, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Concord, VA to rates for a clean record with top companies.

Annual Concord, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,520 $3,982 $3,649 $3,231
GEICO $1,476 $1,921 $2,922 $1,476
Nationwide $1,749 $1,749 $2,564 $1,985
Progressive $2,150 $2,838 $2,560 $2,501
State Farm $2,065 $2,456 $2,261 $2,261
USAA $1,308 $1,697 $2,244 $1,503

Cheapest Concord, VA Car Insurance for Teen Drivers

Teen car insurance in Concord, VA can be expensive. Take a look at rates from the top car insurance companies in Concord for teenagers.

Annual Car Insurance Rates for Teen Drivers in Concord, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,270 $7,223
GEICO $2,929 $3,936
Nationwide $3,299 $4,258
Progressive $5,750 $6,470
State Farm $4,177 $5,241
USAA $3,127 $3,726

Cheapest Concord, VA Car Insurance for Seniors

Take a look at Concord, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Concord, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,019 $2,019
GEICO $1,331 $1,331
Nationwide $1,240 $1,276
Progressive $1,143 $1,147
State Farm $1,252 $1,252
USAA $947 $953

Cheapest Concord, VA Car Insurance Rates After a DUI

A DUI in Concord, VA increases car insurance rates. Compare Concord, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Concord, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,649
GEICO $2,922
Nationwide $2,564
Progressive $2,560
State Farm $2,261
USAA $2,244

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Cheapest Concord, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Concord, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Concord, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,245 $3,445
GEICO $1,912 $1,985
Nationwide $2,012 $2,012
Progressive $2,512 $2,512
State Farm $2,206 $2,315
USAA $1,626 $1,750

The Best Cheap Car Insurance Companies in Concord, VA

Take a look at a side-by-side comparison of the top car insurance companies in Concord, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Concord, Virginia

Insurance Company Average Annual Rates
Allstate $3,345
GEICO $1,949
Nationwide $2,012
Progressive $2,512
State Farm $2,261
USAA $1,688

Category Winners: Cheapest Car Insurance in Concord, Virginia

Find the cheapest car insurance companies in Concord, VA for each category right here.

Best Annual Car Insurance Rates by Company in Concord, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Concord, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Concord car insurance rates. Find the cheapest Concord, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Concord, Virginia

Insurance Company Low Medium High
Allstate $3,249 $3,346 $3,441
GEICO $1,882 $1,947 $2,018
Nationwide $2,111 $1,992 $1,933
Progressive $2,404 $2,485 $2,648
State Farm $2,135 $2,257 $2,391
USAA $1,622 $1,691 $1,751

What affects car insurance rates in Concord, Virginia?

What factors can have an impact on Concord, VA car insurance? There are several reasons why Concord car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Concord, Virginia.

Commute Time in Concord

The more time you spend in your car the higher the risk of an accident. The average commute length in Concord, VA is 25.3 minutes according to City-Data.

Traffic in Concord

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Concord, VA traffic data from INRIX ranks Concord as the 202nd-most congested in the world.

Compare Car Insurance Quotes in Concord, VA

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