Compare Constable, NY Car Insurance Rates (2021)

Car insurance in Constable, NY averages $257 a month. Constable, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Constable car insurance rates, compare quotes from the top car insurance companies in Constable, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Constable, NY are $3,085/year
  • The cheapest car insurance company in Constable for teen drivers is GEICO
  • The cheapest car insurance company in Constable is GEICO

If you need to buy Constable, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Constable, NY is right here.

You’ll find Constable car insurance rates, the cheapest Constable, NY car insurance companies, and information on New York car insurance laws. You can also compare Constable, New York car insurance rates to Schenectady car insurance rates, Albany car insurance rates, and Rochester car insurance rates.

Ready to find affordable Constable, NY car insurance today? Enter your ZIP code for fast, free Constable car insurance quotes.

Cheapest Constable, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Constable, NY car insurance rates? Every Constable, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Constable, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,297 $1,251 $1,263 $1,245 $2,710 $3,956 $1,170 $1,204
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,059 $2,059 $1,946 $1,946 $3,598 $5,344 $2,059 $2,612
Progressive $1,420 $1,344 $1,156 $1,169 $4,702 $5,256 $1,833 $1,798
State Farm $2,051 $2,051 $1,781 $1,781 $5,922 $7,661 $2,247 $2,381
Travelers $2,659 $2,656 $2,412 $2,571 $6,075 $7,140 $2,807 $2,906
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Constable, NY

Every driver must carry the minimum car insurance in Constable, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Constable, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Constable, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Constable, NY. Compare credit history car insurance rates in Constable from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Constable, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,207 $1,623 $1,456
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,703 $2,703 $2,703
Progressive $3,666 $1,922 $1,416
State Farm $4,567 $2,864 $2,273
Travelers $5,042 $3,169 $2,749
USAA $4,423 $2,195 $1,945

Cheapest Constable, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Constable, NY to rates for a clean record with top companies.

Annual Constable, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,390 $1,515 $2,754 $1,390
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,073 $2,073 $4,546 $2,120
Progressive $2,274 $2,274 $2,505 $2,286
State Farm $3,087 $3,087 $3,382 $3,382
Travelers $3,123 $3,901 $3,958 $3,631
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Constable, NY Car Insurance for Teen Drivers

Teen car insurance in Constable, NY can be expensive. Take a look at rates from the top car insurance companies in Constable for teenagers.

Annual Car Insurance Rates for Teen Drivers in Constable, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,710 $3,956
Liberty Mutual $6,550 $10,619
Nationwide $3,598 $5,344
Progressive $4,702 $5,256
State Farm $5,922 $7,661
Travelers $6,075 $7,140
USAA $6,012 $7,189

Cheapest Constable, NY Car Insurance for Seniors

Take a look at Constable, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Constable, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,263 $1,245
Liberty Mutual $3,142 $3,142
Nationwide $1,946 $1,946
Progressive $1,156 $1,169
State Farm $1,781 $1,781
Travelers $2,412 $2,571
USAA $1,346 $1,345

Cheapest Constable, NY Car Insurance Rates After a DUI

A DUI in Constable, NY increases car insurance rates. Compare Constable, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Constable, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $2,754
Liberty Mutual $7,405
Nationwide $4,546
Progressive $2,505
State Farm $3,382
Travelers $3,958
USAA $3,744

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Cheapest Constable, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Constable, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Constable, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,710 $1,814
Liberty Mutual $4,514 $4,774
Nationwide $2,703 $2,703
Progressive $2,335 $2,335
State Farm $3,122 $3,347
Travelers $3,653 $3,653
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Constable, NY

Take a look at a side-by-side comparison of the top car insurance companies in Constable, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Constable, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,762
Liberty Mutual $4,644
Nationwide $2,703
Progressive $2,335
State Farm $3,234
Travelers $3,653
USAA $2,854

Category Winners: Cheapest Car Insurance in Constable, New York

Find the cheapest car insurance companies in Constable, NY for each category right here.

Best Annual Car Insurance Rates by Company in Constable, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Constable, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Constable car insurance rates. Find the cheapest Constable, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Constable, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,677 $1,757 $1,852
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,573 $2,685 $2,851
Progressive $2,228 $2,325 $2,451
State Farm $3,087 $3,251 $3,366
Travelers $3,489 $3,621 $3,850
USAA $2,786 $2,844 $2,933

What affects car insurance rates in Constable, New York?

What factors can have an impact on Constable, NY car insurance? There are several reasons why Constable car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Constable, New York.

Commute Time in Constable

The more time you spend in your car the higher the risk of an accident. The average commute length in Constable, NY is 33.0 minutes according to City-Data.

Compare Car Insurance Quotes in Constable, NY

Ready to find affordable Constable, New York car insurance today? Enter your ZIP code for fast, free Constable, NY car insurance quotes.

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