Compare Cook Springs, AL Car Insurance Rates (2021)

Car insurance in Cook Springs, AL averages $314 a month. Cook Springs, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cook Springs car insurance rates, compare quotes from the top car insurance companies in Cook Springs, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cook Springs, AL after a DUI are $4,299/year
  • Average car insurance rates in Cook Springs, AL are $3,766/year
  • The cheapest car insurance company in Cook Springs is USAA

If you need to buy Cook Springs, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Cook Springs, AL is right here.

You’ll find Cook Springs car insurance rates, the cheapest Cook Springs, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Cook Springs, Alabama car insurance rates to Dothan car insurance rates, Tuscaloosa car insurance rates, and Hoover car insurance rates.

Ready to find affordable Cook Springs, AL car insurance today? Enter your ZIP code for fast, free Cook Springs car insurance quotes.

Cheapest Cook Springs, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cook Springs, AL car insurance rates? Every Cook Springs, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cook Springs, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,060 $1,958 $1,868 $1,904 $7,303 $7,842 $2,294 $2,341
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,206 $3,464 $2,627 $2,937 $11,762 $13,077 $3,417 $3,642
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,458 $2,294 $2,025 $2,162 $10,332 $11,505 $2,879 $3,057
State Farm $2,872 $2,872 $2,606 $2,606 $8,795 $10,990 $3,246 $3,757
Travelers $1,477 $1,499 $1,390 $1,382 $7,845 $12,230 $1,400 $1,604
USAA $1,302 $1,323 $1,214 $1,190 $3,863 $4,285 $1,696 $1,831

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Minimum Car Insurance in Cook Springs, AL

Every driver must carry the minimum car insurance in Cook Springs, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Cook Springs, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cook Springs, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cook Springs, AL. Compare credit history car insurance rates in Cook Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cook Springs, Alabama

Insurance Company Poor Fair Good
Allstate $4,250 $3,349 $2,740
Farmers $4,752 $4,089 $3,875
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,906 $4,844 $3,799
Nationwide $3,130 $2,444 $2,211
Progressive $5,162 $4,445 $4,160
State Farm $7,644 $3,874 $2,636
Travelers $3,931 $3,408 $3,471
USAA $2,810 $1,825 $1,629

Cheapest Cook Springs, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cook Springs, AL to rates for a clean record with top companies.

Annual Cook Springs, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,919 $3,451 $4,107 $3,308
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,322 $6,027 $5,889 $5,829
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,136 $5,222 $4,464 $4,534
State Farm $4,251 $5,289 $4,666 $4,666
Travelers $2,997 $3,146 $4,613 $3,658
USAA $1,606 $2,014 $2,994 $1,737

Cheapest Cook Springs, AL Car Insurance for Teen Drivers

Teen car insurance in Cook Springs, AL can be expensive. Take a look at rates from the top car insurance companies in Cook Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cook Springs, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,303 $7,842
Farmers $9,368 $9,638
GEICO $5,858 $5,765
Liberty Mutual $11,762 $13,077
Nationwide $4,472 $5,749
Progressive $10,332 $11,505
State Farm $8,795 $10,990
Travelers $7,845 $12,230
USAA $3,863 $4,285

Cheapest Cook Springs, AL Car Insurance for Seniors

Take a look at Cook Springs, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cook Springs, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,868 $1,904
Farmers $2,164 $2,298
GEICO $2,095 $2,161
Liberty Mutual $2,627 $2,937
Nationwide $1,548 $1,600
Progressive $2,025 $2,162
State Farm $2,606 $2,606
Travelers $1,390 $1,382
USAA $1,214 $1,190

Cheapest Cook Springs, AL Car Insurance Rates After a DUI

A DUI in Cook Springs, AL increases car insurance rates. Compare Cook Springs, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cook Springs, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,107
Farmers $4,501
GEICO $4,162
Liberty Mutual $5,889
Nationwide $3,298
Progressive $4,464
State Farm $4,666
Travelers $4,613
USAA $2,994

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Cheapest Cook Springs, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cook Springs, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cook Springs, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,446 $3,446
Farmers $4,239 $4,239
GEICO $3,046 $3,158
Liberty Mutual $5,516 $5,516
Nationwide $2,595 $2,595
Progressive $4,589 $4,589
State Farm $4,605 $4,831
Travelers $3,603 $3,603
USAA $1,992 $2,183

The Best Cheap Car Insurance Companies in Cook Springs, AL

Take a look at a side-by-side comparison of the top car insurance companies in Cook Springs, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cook Springs, Alabama

Insurance Company Average Annual Rates
Allstate $3,446
Farmers $4,239
GEICO $3,102
Liberty Mutual $5,516
Nationwide $2,595
Progressive $4,589
State Farm $4,718
Travelers $3,603
USAA $2,088

Category Winners: Cheapest Car Insurance in Cook Springs, Alabama

Find the cheapest car insurance companies in Cook Springs, AL for each category right here.

Best Annual Car Insurance Rates by Company in Cook Springs, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Cook Springs, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cook Springs car insurance rates. Find the cheapest Cook Springs, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cook Springs, Alabama

Insurance Company Low Medium High
Allstate $3,316 $3,441 $3,582
Farmers $4,004 $4,184 $4,529
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,266 $5,490 $5,793
Nationwide $2,578 $2,574 $2,635
Progressive $4,123 $4,566 $5,078
State Farm $4,460 $4,711 $4,984
Travelers $3,446 $3,675 $3,689
USAA $2,015 $2,077 $2,171

Compare Car Insurance Quotes in Cook Springs, AL

Ready to find affordable Cook Springs, Alabama car insurance today? Enter your ZIP code for fast, free Cook Springs, AL car insurance quotes.

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