Compare Cooke City, MT Car Insurance Rates (2021)

Car insurance in Cooke City, MT averages $259 a month. Cooke City, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Cooke City car insurance rates, compare quotes from the top car insurance companies in Cooke City, MT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cooke City, MT after a DUI are $3,797/year
  • Average car insurance rates in Cooke City, MT are $3,105/year
  • The cheapest car insurance company in Cooke City for teen drivers is Liberty Mutual

If you need to buy Cooke City, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Cooke City, MT is right here.

You’ll find Cooke City car insurance rates, the cheapest Cooke City, MT car insurance companies, and information on Montana car insurance laws. You can also compare Cooke City, Montana car insurance rates to Helena car insurance rates, Great Falls car insurance rates, and Billings car insurance rates.

Ready to find affordable Cooke City, MT car insurance today? Enter your ZIP code for fast, free Cooke City car insurance quotes.

Cheapest Cooke City, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cooke City, MT car insurance rates? Every Cooke City, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cooke City, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,805 $2,805 $2,557 $2,557 $10,635 $10,635 $3,033 $3,033
Farmers $2,845 $2,845 $2,540 $2,540 $7,632 $7,632 $3,115 $3,115
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $1,016 $1,016 $991 $991 $1,996 $1,996 $1,204 $1,204
Nationwide $2,485 $2,485 $2,268 $2,268 $4,984 $4,984 $2,630 $2,630
Progressive $3,048 $3,048 $2,746 $2,746 $7,338 $7,338 $3,447 $3,447
State Farm $1,602 $1,602 $1,413 $1,413 $4,781 $4,781 $1,738 $1,738
USAA $1,291 $1,291 $1,155 $1,155 $4,301 $4,301 $1,603 $1,603

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Minimum Car Insurance in Cooke City, MT

Every driver must carry the minimum car insurance in Cooke City, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Cooke City, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Cooke City, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cooke City, MT. Compare credit history car insurance rates in Cooke City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cooke City, Montana

Insurance Company Poor Fair Good
Allstate $5,741 $4,606 $3,925
Farmers $4,754 $3,779 $3,566
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,302 $1,302 $1,302
Nationwide $3,906 $2,822 $2,546
Progressive $4,996 $3,841 $3,597
State Farm $3,427 $2,086 $1,637
USAA $2,801 $1,910 $1,551

Cheapest Cooke City, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cooke City, MT to rates for a clean record with top companies.

Annual Cooke City, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,000 $4,718 $5,742 $4,570
Farmers $3,545 $4,579 $4,464 $3,545
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $892 $1,537 $1,537 $1,241
Nationwide $2,263 $3,232 $4,149 $2,723
Progressive $3,569 $4,634 $4,415 $3,961
State Farm $2,213 $2,554 $2,383 $2,383
USAA $1,566 $1,957 $2,917 $1,910

Cheapest Cooke City, MT Car Insurance for Teen Drivers

Teen car insurance in Cooke City, MT can be expensive. Take a look at rates from the top car insurance companies in Cooke City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cooke City, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $10,635
Farmers $7,632 $7,632
GEICO $5,830 $5,426
Liberty Mutual $1,996 $1,996
Nationwide $4,984 $4,984
Progressive $7,338 $7,338
State Farm $4,781 $4,781
USAA $4,301 $4,301

Cheapest Cooke City, MT Car Insurance for Seniors

Take a look at Cooke City, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cooke City, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,557 $2,557
Farmers $2,540 $2,540
GEICO $2,342 $2,136
Liberty Mutual $991 $991
Nationwide $2,268 $2,268
Progressive $2,746 $2,746
State Farm $1,413 $1,413
USAA $1,155 $1,155

Cheapest Cooke City, MT Car Insurance Rates After a DUI

A DUI in Cooke City, MT increases car insurance rates. Compare Cooke City, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cooke City, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,742
Farmers $4,464
GEICO $4,768
Liberty Mutual $1,537
Nationwide $4,149
Progressive $4,415
State Farm $2,383
USAA $2,917

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Cheapest Cooke City, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cooke City, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cooke City, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,645 $4,870
Farmers $4,033 $4,033
GEICO $2,984 $3,092
Liberty Mutual $1,302 $1,302
Nationwide $3,092 $3,092
Progressive $4,145 $4,145
State Farm $2,314 $2,453
USAA $2,063 $2,112

The Best Cheap Car Insurance Companies in Cooke City, MT

Take a look at a side-by-side comparison of the top car insurance companies in Cooke City, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cooke City, Montana

Insurance Company Average Annual Rates
Allstate $4,757
Farmers $4,033
GEICO $3,038
Liberty Mutual $1,302
Nationwide $3,092
Progressive $4,145
State Farm $2,383
USAA $2,088

Category Winners: Cheapest Car Insurance in Cooke City, Montana

Find the cheapest car insurance companies in Cooke City, MT for each category right here.

Best Annual Car Insurance Rates by Company in Cooke City, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Cooke City, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cooke City car insurance rates. Find the cheapest Cooke City, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cooke City, Montana

Insurance Company Low Medium High
Allstate $4,578 $4,749 $4,946
Farmers $3,749 $4,029 $4,322
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,216 $1,305 $1,384
Nationwide $2,374 $3,286 $3,615
Progressive $3,930 $4,134 $4,370
State Farm $2,249 $2,374 $2,527
USAA $1,992 $2,077 $2,194

What affects car insurance rates in Cooke City, Montana?

What factors can have an impact on Cooke City, MT car insurance? There are several reasons why Cooke City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cooke City, Montana.

Commute Time in Cooke City

The more time you spend in your car the higher the risk of an accident. The average commute length in Cooke City, MT is 5.2 minutes according to City-Data.

Compare Car Insurance Quotes in Cooke City, MT

Ready to find affordable Cooke City, Montana car insurance today? Enter your ZIP code for fast, free Cooke City, MT car insurance quotes.

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