Compare Cool Ridge, WV Car Insurance Rates (2021)

Car insurance in Cool Ridge, WV averages $346 a month. Cool Ridge, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cool Ridge car insurance rates, compare quotes from the top car insurance companies in Cool Ridge, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cool Ridge is State Farm
  • Average car insurance rates in Cool Ridge, WV after a DUI are $5,107/year
  • The cheapest car insurance company in Cool Ridge for teen drivers is State Farm

If you need to buy Cool Ridge, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Cool Ridge, WV is right here.

You’ll find Cool Ridge car insurance rates, the cheapest Cool Ridge, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Cool Ridge, West Virginia car insurance rates to Weirton car insurance rates, Fairmont car insurance rates, and St. Albans car insurance rates.

Ready to find affordable Cool Ridge, WV car insurance today? Enter your ZIP code for fast, free Cool Ridge car insurance quotes.

Cheapest Cool Ridge, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cool Ridge, WV car insurance rates? Every Cool Ridge, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cool Ridge, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,922 $2,705 $2,620 $2,626 $10,635 $11,071 $3,211 $3,210
GEICO $2,912 $2,870 $2,766 $2,681 $7,282 $8,784 $2,799 $2,917
Liberty Mutual $3,992 $4,332 $3,206 $3,909 $15,528 $17,521 $4,102 $4,512
Nationwide $1,910 $1,936 $1,744 $1,821 $4,982 $6,271 $2,159 $2,303
Progressive $2,286 $2,198 $2,111 $2,106 $10,060 $11,349 $2,752 $2,840
State Farm $1,834 $1,834 $1,665 $1,665 $4,254 $5,492 $2,178 $1,708
USAA $1,747 $1,720 $1,629 $1,638 $5,849 $6,457 $2,257 $2,421

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Minimum Car Insurance in Cool Ridge, WV

Every driver must carry the minimum car insurance in Cool Ridge, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Cool Ridge, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cool Ridge, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cool Ridge, WV. Compare credit history car insurance rates in Cool Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cool Ridge, West Virginia

Insurance Company Poor Fair Good
Allstate $5,921 $4,697 $4,007
GEICO $4,974 $4,048 $3,358
Liberty Mutual $10,208 $6,280 $4,925
Nationwide $3,292 $2,779 $2,601
Progressive $4,993 $4,351 $4,044
State Farm $3,713 $2,256 $1,768
USAA $4,360 $2,518 $2,017

Cheapest Cool Ridge, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cool Ridge, WV to rates for a clean record with top companies.

Annual Cool Ridge, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,105 $4,872 $5,848 $4,675
GEICO $2,558 $4,109 $7,093 $2,746
Liberty Mutual $5,830 $7,397 $8,186 $7,138
Nationwide $2,323 $3,087 $3,578 $2,575
Progressive $3,784 $5,086 $4,532 $4,450
State Farm $2,353 $2,804 $2,579 $2,579
USAA $2,327 $2,760 $3,932 $2,841

Cheapest Cool Ridge, WV Car Insurance for Teen Drivers

Teen car insurance in Cool Ridge, WV can be expensive. Take a look at rates from the top car insurance companies in Cool Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cool Ridge, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,071
GEICO $7,282 $8,784
Liberty Mutual $15,528 $17,521
Nationwide $4,982 $6,271
Progressive $10,060 $11,349
State Farm $4,254 $5,492
USAA $5,849 $6,457

Cheapest Cool Ridge, WV Car Insurance for Seniors

Take a look at Cool Ridge, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cool Ridge, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,620 $2,626
GEICO $2,766 $2,681
Liberty Mutual $3,206 $3,909
Nationwide $1,744 $1,821
Progressive $2,111 $2,106
State Farm $1,665 $1,665
USAA $1,629 $1,638

Cheapest Cool Ridge, WV Car Insurance Rates After a DUI

A DUI in Cool Ridge, WV increases car insurance rates. Compare Cool Ridge, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cool Ridge, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,848
GEICO $7,093
Liberty Mutual $8,186
Nationwide $3,578
Progressive $4,532
State Farm $2,579
USAA $3,932

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Cheapest Cool Ridge, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cool Ridge, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cool Ridge, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,875 $4,875
GEICO $4,081 $4,172
Liberty Mutual $7,138 $7,138
Nationwide $2,891 $2,891
Progressive $4,463 $4,463
State Farm $2,509 $2,648
USAA $2,930 $2,999

The Best Cheap Car Insurance Companies in Cool Ridge, WV

Take a look at a side-by-side comparison of the top car insurance companies in Cool Ridge, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cool Ridge, West Virginia

Insurance Company Average Annual Rates
Allstate $4,875
GEICO $4,126
Liberty Mutual $7,138
Nationwide $2,891
Progressive $4,463
State Farm $2,579
USAA $2,965

Category Winners: Cheapest Car Insurance in Cool Ridge, West Virginia

Find the cheapest car insurance companies in Cool Ridge, WV for each category right here.

Best Annual Car Insurance Rates by Company in Cool Ridge, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Cool Ridge, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cool Ridge car insurance rates. Find the cheapest Cool Ridge, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cool Ridge, West Virginia

Insurance Company Low Medium High
Allstate $4,690 $4,866 $5,069
GEICO $3,872 $4,139 $4,369
Liberty Mutual $6,762 $7,120 $7,531
Nationwide $2,814 $2,879 $2,979
Progressive $4,273 $4,413 $4,703
State Farm $2,416 $2,573 $2,747
USAA $2,852 $2,960 $3,083

Compare Car Insurance Quotes in Cool Ridge, WV

Ready to find affordable Cool Ridge, West Virginia car insurance today? Enter your ZIP code for fast, free Cool Ridge, WV car insurance quotes.

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