Compare Cooleemee, NC Car Insurance Rates (2021)

Car insurance in Cooleemee, NC averages $249 a month. Cooleemee, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cooleemee car insurance rates, compare quotes from the top car insurance companies in Cooleemee, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cooleemee for teen drivers is Liberty Mutual
  • Average car insurance rates in Cooleemee, NC are $2,986/year
  • Average car insurance rates in Cooleemee, NC after a DUI are $5,598/year

If you need to buy Cooleemee, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Cooleemee, NC is right here.

You’ll find Cooleemee car insurance rates, the cheapest Cooleemee, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Cooleemee, North Carolina car insurance rates to Cary car insurance rates, Greensboro car insurance rates, and Concord car insurance rates.

Ready to find affordable Cooleemee, NC car insurance today? Enter your ZIP code for fast, free Cooleemee car insurance quotes.

Cheapest Cooleemee, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cooleemee, NC car insurance rates? Every Cooleemee, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cooleemee, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,009 $5,009 $4,109 $4,109 $12,121 $12,121 $5,108 $5,108
GEICO $2,304 $2,260 $2,273 $2,230 $4,351 $4,312 $2,008 $1,996
Liberty Mutual $1,595 $1,595 $1,650 $1,650 $2,833 $2,833 $1,595 $1,595
Nationwide $2,114 $2,114 $2,114 $2,114 $3,608 $3,608 $2,114 $2,114
Progressive $1,534 $1,534 $1,404 $1,404 $3,632 $3,632 $1,711 $1,711
State Farm $2,074 $2,074 $1,795 $1,795 $3,060 $3,060 $2,561 $2,561
Travelers $2,327 $2,327 $2,308 $2,308 $3,979 $3,979 $2,388 $2,388

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Minimum Car Insurance in Cooleemee, NC

Every driver must carry the minimum car insurance in Cooleemee, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Cooleemee, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cooleemee, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cooleemee, NC. Compare credit history car insurance rates in Cooleemee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cooleemee, North Carolina

Insurance Company Poor Fair Good
Allstate $8,901 $5,792 $5,068
GEICO $2,947 $2,703 $2,500
Liberty Mutual $1,918 $1,918 $1,918
Nationwide $2,488 $2,488 $2,488
Progressive $2,330 $2,019 $1,863
State Farm $3,328 $2,131 $1,658
Travelers $2,932 $2,674 $2,646

Cheapest Cooleemee, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cooleemee, NC to rates for a clean record with top companies.

Annual Cooleemee, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,574 $6,276 $11,669 $4,828
GEICO $1,515 $2,207 $5,099 $2,045
Liberty Mutual $1,147 $1,469 $3,588 $1,469
Nationwide $1,469 $1,895 $4,692 $1,895
Progressive $984 $1,430 $4,486 $1,382
State Farm $1,270 $1,831 $4,558 $1,831
Travelers $1,647 $2,146 $5,091 $2,117

Cheapest Cooleemee, NC Car Insurance for Teen Drivers

Teen car insurance in Cooleemee, NC can be expensive. Take a look at rates from the top car insurance companies in Cooleemee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cooleemee, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,121 $12,121
GEICO $4,351 $4,312
Liberty Mutual $2,833 $2,833
Nationwide $3,608 $3,608
Progressive $3,632 $3,632
State Farm $3,060 $3,060
Travelers $3,979 $3,979

Cheapest Cooleemee, NC Car Insurance for Seniors

Take a look at Cooleemee, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cooleemee, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,109 $4,109
GEICO $2,273 $2,230
Liberty Mutual $1,650 $1,650
Nationwide $2,114 $2,114
Progressive $1,404 $1,404
State Farm $1,795 $1,795
Travelers $2,308 $2,308

Cheapest Cooleemee, NC Car Insurance Rates After a DUI

A DUI in Cooleemee, NC increases car insurance rates. Compare Cooleemee, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cooleemee, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,669
GEICO $5,099
Liberty Mutual $3,588
Nationwide $4,692
Progressive $4,486
State Farm $4,558
Travelers $5,091

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Cheapest Cooleemee, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cooleemee, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cooleemee, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,587 $6,587
GEICO $2,717 $2,717
Liberty Mutual $1,918 $1,918
Nationwide $2,488 $2,488
Progressive $2,070 $2,070
State Farm $2,363 $2,381
Travelers $2,751 $2,751

The Best Cheap Car Insurance Companies in Cooleemee, NC

Take a look at a side-by-side comparison of the top car insurance companies in Cooleemee, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cooleemee, North Carolina

Insurance Company Average Annual Rates
Allstate $6,587
GEICO $2,717
Liberty Mutual $1,918
Nationwide $2,488
Progressive $2,070
State Farm $2,372
Travelers $2,751

Category Winners: Cheapest Car Insurance in Cooleemee, North Carolina

Find the cheapest car insurance companies in Cooleemee, NC for each category right here.

Best Annual Car Insurance Rates by Company in Cooleemee, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Cooleemee, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cooleemee car insurance rates. Find the cheapest Cooleemee, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cooleemee, North Carolina

Insurance Company Low Medium High
Allstate $6,361 $6,562 $6,837
GEICO $2,591 $2,706 $2,852
Liberty Mutual $1,824 $1,905 $2,025
Nationwide $2,383 $2,474 $2,605
Progressive $1,963 $2,057 $2,191
State Farm $2,277 $2,359 $2,480
Travelers $2,633 $2,735 $2,884

What affects car insurance rates in Cooleemee, North Carolina?

What factors can have an impact on Cooleemee, NC car insurance? There are several reasons why Cooleemee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cooleemee, North Carolina.

Commute Time in Cooleemee

The more time you spend in your car the higher the risk of an accident. The average commute length in Cooleemee, NC is 36.0 minutes according to City-Data.

Compare Car Insurance Quotes in Cooleemee, NC

Ready to find affordable Cooleemee, North Carolina car insurance today? Enter your ZIP code for fast, free Cooleemee, NC car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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