Compare Coopers Plains, NY Car Insurance Rates (2021)

Car insurance in Coopers Plains, NY averages $230 a month. Coopers Plains, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Coopers Plains car insurance rates, compare quotes from the top car insurance companies in Coopers Plains, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Coopers Plains, NY after a DUI are $3,641/year
  • The cheapest car insurance company in Coopers Plains for teen drivers is GEICO
  • The cheapest car insurance company in Coopers Plains is GEICO

If you need to buy Coopers Plains, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Coopers Plains, NY is right here.

You’ll find Coopers Plains car insurance rates, the cheapest Coopers Plains, NY car insurance companies, and information on New York car insurance laws. You can also compare Coopers Plains, New York car insurance rates to Syracuse car insurance rates, Rochester car insurance rates, and New York car insurance rates.

Ready to find affordable Coopers Plains, NY car insurance today? Enter your ZIP code for fast, free Coopers Plains car insurance quotes.

Cheapest Coopers Plains, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Coopers Plains, NY car insurance rates? Every Coopers Plains, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coopers Plains, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,193 $2,075 $2,046 $2,078 $6,152 $6,594 $2,198 $2,223
GEICO $1,329 $1,281 $1,294 $1,275 $2,803 $4,110 $1,197 $1,230
Liberty Mutual $2,885 $2,885 $2,689 $2,689 $5,565 $9,009 $2,885 $3,064
Nationwide $1,826 $1,826 $1,728 $1,728 $3,166 $4,680 $1,826 $2,305
Progressive $1,470 $1,387 $1,191 $1,206 $4,723 $5,253 $1,879 $1,830
State Farm $1,722 $1,722 $1,499 $1,499 $5,021 $6,483 $1,890 $2,005
Travelers $2,106 $2,125 $1,925 $2,061 $4,828 $5,718 $2,233 $2,326
USAA $1,447 $1,426 $1,306 $1,314 $5,649 $6,746 $1,853 $2,050

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Minimum Car Insurance in Coopers Plains, NY

Every driver must carry the minimum car insurance in Coopers Plains, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Coopers Plains, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Coopers Plains, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Coopers Plains, NY. Compare credit history car insurance rates in Coopers Plains from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Coopers Plains, New York

Insurance Company Poor Fair Good
Allstate $4,556 $2,691 $2,338
GEICO $2,274 $1,671 $1,499
Liberty Mutual $5,520 $3,627 $2,729
Nationwide $2,385 $2,385 $2,385
Progressive $3,754 $1,933 $1,416
State Farm $3,853 $2,418 $1,920
Travelers $3,996 $2,539 $2,212
USAA $4,210 $2,104 $1,858

Cheapest Coopers Plains, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Coopers Plains, NY to rates for a clean record with top companies.

Annual Coopers Plains, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,733 $2,733 $3,912 $3,402
GEICO $1,422 $1,550 $2,865 $1,422
Liberty Mutual $3,182 $3,182 $6,289 $3,182
Nationwide $1,840 $1,840 $3,981 $1,880
Progressive $2,305 $2,305 $2,541 $2,319
State Farm $2,603 $2,603 $2,857 $2,857
Travelers $2,501 $3,108 $3,153 $2,899
USAA $2,430 $2,468 $3,529 $2,468

Cheapest Coopers Plains, NY Car Insurance for Teen Drivers

Teen car insurance in Coopers Plains, NY can be expensive. Take a look at rates from the top car insurance companies in Coopers Plains for teenagers.

Annual Car Insurance Rates for Teen Drivers in Coopers Plains, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,152 $6,594
GEICO $2,803 $4,110
Liberty Mutual $5,565 $9,009
Nationwide $3,166 $4,680
Progressive $4,723 $5,253
State Farm $5,021 $6,483
Travelers $4,828 $5,718
USAA $5,649 $6,746

Cheapest Coopers Plains, NY Car Insurance for Seniors

Take a look at Coopers Plains, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Coopers Plains, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,046 $2,078
GEICO $1,294 $1,275
Liberty Mutual $2,689 $2,689
Nationwide $1,728 $1,728
Progressive $1,191 $1,206
State Farm $1,499 $1,499
Travelers $1,925 $2,061
USAA $1,306 $1,314

Cheapest Coopers Plains, NY Car Insurance Rates After a DUI

A DUI in Coopers Plains, NY increases car insurance rates. Compare Coopers Plains, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Coopers Plains, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,912
GEICO $2,865
Liberty Mutual $6,289
Nationwide $3,981
Progressive $2,541
State Farm $2,857
Travelers $3,153
USAA $3,529

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Cheapest Coopers Plains, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Coopers Plains, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Coopers Plains, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,153 $3,237
GEICO $1,762 $1,868
Liberty Mutual $3,849 $4,069
Nationwide $2,385 $2,385
Progressive $2,367 $2,367
State Farm $2,635 $2,825
Travelers $2,915 $2,915
USAA $2,696 $2,751

The Best Cheap Car Insurance Companies in Coopers Plains, NY

Take a look at a side-by-side comparison of the top car insurance companies in Coopers Plains, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Coopers Plains, New York

Insurance Company Average Annual Rates
Allstate $3,195
GEICO $1,815
Liberty Mutual $3,959
Nationwide $2,385
Progressive $2,367
State Farm $2,730
Travelers $2,915
USAA $2,724

Category Winners: Cheapest Car Insurance in Coopers Plains, New York

Find the cheapest car insurance companies in Coopers Plains, NY for each category right here.

Best Annual Car Insurance Rates by Company in Coopers Plains, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Coopers Plains, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Coopers Plains car insurance rates. Find the cheapest Coopers Plains, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Coopers Plains, New York

Insurance Company Low Medium High
Allstate $3,027 $3,185 $3,372
GEICO $1,714 $1,807 $1,923
Liberty Mutual $3,793 $3,945 $4,138
Nationwide $2,255 $2,367 $2,534
Progressive $2,259 $2,356 $2,487
State Farm $2,604 $2,744 $2,843
Travelers $2,778 $2,889 $3,080
USAA $2,652 $2,712 $2,808

What affects car insurance rates in Coopers Plains, New York?

What factors can have an impact on Coopers Plains, NY car insurance? There are several reasons why Coopers Plains car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Coopers Plains, New York.

Commute Time in Coopers Plains

The more time you spend in your car the higher the risk of an accident. The average commute length in Coopers Plains, NY is 15.4 minutes according to City-Data.

Compare Car Insurance Quotes in Coopers Plains, NY

Ready to find affordable Coopers Plains, New York car insurance today? Enter your ZIP code for fast, free Coopers Plains, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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