Compare Cooter, MO Car Insurance Rates (2021)

Car insurance in Cooter, MO averages $269 a month. Cooter, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cooter car insurance rates, compare quotes from the top car insurance companies in Cooter, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cooter is State Farm
  • Average car insurance rates in Cooter, MO after a DUI are $3,786/year
  • The cheapest car insurance company in Cooter for teen drivers is Nationwide

If you need to buy Cooter, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Cooter, MO is right here.

You’ll find Cooter car insurance rates, the cheapest Cooter, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Cooter, Missouri car insurance rates to Springfield car insurance rates, St. Joseph car insurance rates, and Independence car insurance rates.

Ready to find affordable Cooter, MO car insurance today? Enter your ZIP code for fast, free Cooter car insurance quotes.

Cheapest Cooter, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cooter, MO car insurance rates? Every Cooter, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cooter, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,076 $2,076 $1,848 $1,848 $5,646 $7,346 $2,076 $2,432
Farmers $2,228 $2,227 $1,988 $2,106 $9,252 $9,598 $2,535 $2,648
GEICO $1,661 $1,873 $1,304 $1,689 $5,247 $5,541 $1,516 $1,516
Liberty Mutual $2,733 $2,962 $2,253 $2,527 $9,567 $10,625 $2,874 $3,062
Nationwide $1,656 $1,688 $1,484 $1,567 $4,356 $5,559 $1,903 $2,053
Progressive $1,799 $1,655 $1,472 $1,520 $6,124 $6,871 $2,192 $2,239
State Farm $1,530 $1,530 $1,379 $1,379 $4,470 $5,623 $1,720 $1,961
USAA $1,642 $1,624 $1,486 $1,505 $4,976 $6,070 $2,032 $2,253

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Minimum Car Insurance in Cooter, MO

Every driver must carry the minimum car insurance in Cooter, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Cooter, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cooter, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cooter, MO. Compare credit history car insurance rates in Cooter from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cooter, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,140 $2,913 $2,453
Farmers $4,650 $3,878 $3,690
GEICO $3,508 $2,289 $1,833
Liberty Mutual $6,568 $4,007 $3,151
Nationwide $2,987 $2,471 $2,141
Progressive $3,453 $2,861 $2,637
State Farm $3,380 $2,183 $1,783
USAA $4,472 $2,106 $1,517

Cheapest Cooter, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cooter, MO to rates for a clean record with top companies.

Annual Cooter, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,379 $3,428 $4,158 $2,710
Farmers $3,534 $4,379 $4,284 $4,095
GEICO $1,967 $2,569 $3,499 $2,138
Liberty Mutual $3,317 $4,775 $4,916 $5,294
Nationwide $1,968 $2,555 $3,446 $2,164
Progressive $2,555 $3,493 $2,856 $3,031
State Farm $2,246 $2,652 $2,449 $2,449
USAA $2,145 $2,626 $3,673 $2,350

Cheapest Cooter, MO Car Insurance for Teen Drivers

Teen car insurance in Cooter, MO can be expensive. Take a look at rates from the top car insurance companies in Cooter for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cooter, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,646 $7,346
Farmers $9,252 $9,598
GEICO $5,247 $5,541
Liberty Mutual $9,567 $10,625
Nationwide $4,356 $5,559
Progressive $6,124 $6,871
State Farm $4,470 $5,623
USAA $4,976 $6,070

Cheapest Cooter, MO Car Insurance for Seniors

Take a look at Cooter, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cooter, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,848 $1,848
Farmers $1,988 $2,106
GEICO $1,304 $1,689
Liberty Mutual $2,253 $2,527
Nationwide $1,484 $1,567
Progressive $1,472 $1,520
State Farm $1,379 $1,379
USAA $1,486 $1,505

Cheapest Cooter, MO Car Insurance Rates After a DUI

A DUI in Cooter, MO increases car insurance rates. Compare Cooter, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cooter, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,158
Farmers $4,284
GEICO $3,499
Liberty Mutual $4,916
Nationwide $3,446
Progressive $2,856
State Farm $2,449
USAA $3,673

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Cheapest Cooter, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cooter, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cooter, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,137 $3,200
Farmers $4,073 $4,073
GEICO $2,495 $2,591
Liberty Mutual $4,575 $4,575
Nationwide $2,533 $2,533
Progressive $2,984 $2,984
State Farm $2,389 $2,509
USAA $2,600 $2,797

The Best Cheap Car Insurance Companies in Cooter, MO

Take a look at a side-by-side comparison of the top car insurance companies in Cooter, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cooter, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,169
Farmers $4,073
GEICO $2,543
Liberty Mutual $4,575
Nationwide $2,533
Progressive $2,984
State Farm $2,449
USAA $2,699

Category Winners: Cheapest Car Insurance in Cooter, Missouri

Find the cheapest car insurance companies in Cooter, MO for each category right here.

Best Annual Car Insurance Rates by Company in Cooter, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Cooter, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cooter car insurance rates. Find the cheapest Cooter, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cooter, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,077 $3,269 $3,160
Farmers $3,794 $4,029 $4,395
GEICO $2,359 $2,562 $2,709
Liberty Mutual $4,302 $4,597 $4,827
Nationwide $2,381 $2,558 $2,660
Progressive $2,644 $2,989 $3,319
State Farm $2,274 $2,456 $2,617
USAA $2,564 $2,687 $2,844

What affects car insurance rates in Cooter, Missouri?

What factors can have an impact on Cooter, MO car insurance? There are several reasons why Cooter car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cooter, Missouri.

Commute Time in Cooter

The more time you spend in your car the higher the risk of an accident. The average commute length in Cooter, MO is 16.3 minutes according to City-Data.

Compare Car Insurance Quotes in Cooter, MO

Ready to find affordable Cooter, Missouri car insurance today? Enter your ZIP code for fast, free Cooter, MO car insurance quotes.

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