Compare Copake, NY Car Insurance Rates (2021)

Car insurance in Copake, NY averages $318 a month. Copake, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Copake car insurance rates, compare quotes from the top car insurance companies in Copake, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Copake, NY after a DUI are $5,081/year
  • The cheapest car insurance company in Copake for teen drivers is GEICO
  • The cheapest car insurance company in Copake is GEICO

If you need to buy Copake, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Copake, NY is right here.

You’ll find Copake car insurance rates, the cheapest Copake, NY car insurance companies, and information on New York car insurance laws. You can also compare Copake, New York car insurance rates to New York car insurance rates, Buffalo car insurance rates, and Utica car insurance rates.

Ready to find affordable Copake, NY car insurance today? Enter your ZIP code for fast, free Copake car insurance quotes.

Cheapest Copake, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Copake, NY car insurance rates? Every Copake, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Copake, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,024 $2,833 $2,820 $2,858 $8,844 $9,488 $2,996 $3,034
GEICO $1,520 $1,464 $1,477 $1,456 $3,173 $4,623 $1,372 $1,408
Liberty Mutual $4,644 $4,644 $4,322 $4,322 $9,063 $14,728 $4,644 $4,936
Nationwide $2,433 $2,433 $2,295 $2,295 $4,336 $6,474 $2,433 $3,109
Progressive $2,051 $1,915 $1,643 $1,670 $6,886 $7,644 $2,636 $2,556
State Farm $2,350 $2,350 $2,043 $2,043 $6,821 $8,819 $2,577 $2,727
Travelers $2,814 $2,834 $2,542 $2,726 $6,354 $7,501 $2,978 $3,098
USAA $1,783 $1,754 $1,610 $1,615 $7,161 $8,549 $2,285 $2,526

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Copake, NY

Every driver must carry the minimum car insurance in Copake, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Copake, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Copake, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Copake, NY. Compare credit history car insurance rates in Copake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Copake, New York

Insurance Company Poor Fair Good
Allstate $6,418 $3,773 $3,270
GEICO $2,583 $1,898 $1,703
Liberty Mutual $8,980 $5,868 $4,390
Nationwide $3,226 $3,226 $3,226
Progressive $5,372 $2,749 $2,004
State Farm $5,248 $3,290 $2,611
Travelers $5,322 $3,343 $2,903
USAA $5,284 $2,627 $2,319

Cheapest Copake, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Copake, NY to rates for a clean record with top companies.

Annual Copake, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,798 $3,798 $5,557 $4,796
GEICO $1,626 $1,771 $3,225 $1,626
Liberty Mutual $5,126 $5,126 $10,273 $5,126
Nationwide $2,459 $2,459 $5,473 $2,515
Progressive $3,283 $3,283 $3,632 $3,303
State Farm $3,545 $3,545 $3,888 $3,888
Travelers $3,315 $4,109 $4,166 $3,835
USAA $3,036 $3,085 $4,436 $3,085

Cheapest Copake, NY Car Insurance for Teen Drivers

Teen car insurance in Copake, NY can be expensive. Take a look at rates from the top car insurance companies in Copake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Copake, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,844 $9,488
GEICO $3,173 $4,623
Liberty Mutual $9,063 $14,728
Nationwide $4,336 $6,474
Progressive $6,886 $7,644
State Farm $6,821 $8,819
Travelers $6,354 $7,501
USAA $7,161 $8,549

Cheapest Copake, NY Car Insurance for Seniors

Take a look at Copake, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Copake, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,820 $2,858
GEICO $1,477 $1,456
Liberty Mutual $4,322 $4,322
Nationwide $2,295 $2,295
Progressive $1,643 $1,670
State Farm $2,043 $2,043
Travelers $2,542 $2,726
USAA $1,610 $1,615

Cheapest Copake, NY Car Insurance Rates After a DUI

A DUI in Copake, NY increases car insurance rates. Compare Copake, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Copake, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,557
GEICO $3,225
Liberty Mutual $10,273
Nationwide $5,473
Progressive $3,632
State Farm $3,888
Travelers $4,166
USAA $4,436

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Copake, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Copake, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Copake, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,425 $4,549
GEICO $2,001 $2,122
Liberty Mutual $6,232 $6,593
Nationwide $3,226 $3,226
Progressive $3,375 $3,375
State Farm $3,586 $3,847
Travelers $3,856 $3,856
USAA $3,376 $3,445

The Best Cheap Car Insurance Companies in Copake, NY

Take a look at a side-by-side comparison of the top car insurance companies in Copake, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Copake, New York

Insurance Company Average Annual Rates
Allstate $4,487
GEICO $2,062
Liberty Mutual $6,413
Nationwide $3,226
Progressive $3,375
State Farm $3,716
Travelers $3,856
USAA $3,410

Category Winners: Cheapest Car Insurance in Copake, New York

Find the cheapest car insurance companies in Copake, NY for each category right here.

Best Annual Car Insurance Rates by Company in Copake, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Copake, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Copake car insurance rates. Find the cheapest Copake, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Copake, New York

Insurance Company Low Medium High
Allstate $4,320 $4,477 $4,665
GEICO $1,950 $2,053 $2,182
Liberty Mutual $6,132 $6,393 $6,714
Nationwide $3,031 $3,200 $3,448
Progressive $3,195 $3,354 $3,577
State Farm $3,531 $3,737 $3,880
Travelers $3,669 $3,819 $4,080
USAA $3,312 $3,393 $3,526

What affects car insurance rates in Copake, New York?

What factors can have an impact on Copake, NY car insurance? There are several reasons why Copake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Copake, New York.

Commute Time in Copake

The more time you spend in your car the higher the risk of an accident. The average commute length in Copake, NY is 15.2 minutes according to City-Data.

Compare Car Insurance Quotes in Copake, NY

Ready to find affordable Copake, New York car insurance today? Enter your ZIP code for fast, free Copake, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption