Compare Cope, CO Car Insurance Rates (2021)

Car insurance in Cope, CO averages $325 a month. Cope, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Cope car insurance rates, compare quotes from the top car insurance companies in Cope, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cope, CO are $3,898/year
  • The cheapest car insurance company in Cope is Liberty Mutual
  • The cheapest car insurance company in Cope for teen drivers is Liberty Mutual

If you need to buy Cope, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Cope, CO is right here.

You’ll find Cope car insurance rates, the cheapest Cope, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Cope, Colorado car insurance rates to Denver car insurance rates, Boulder car insurance rates, and Pueblo car insurance rates.

Ready to find affordable Cope, CO car insurance today? Enter your ZIP code for fast, free Cope car insurance quotes.

Cheapest Cope, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cope, CO car insurance rates? Every Cope, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cope, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,462 $2,462 $2,223 $2,223 $5,947 $7,974 $2,462 $3,015
Farmers $3,038 $3,015 $2,756 $2,958 $11,073 $11,159 $3,338 $3,392
GEICO $2,352 $2,541 $2,410 $2,682 $7,136 $7,588 $2,165 $2,234
Liberty Mutual $1,704 $1,641 $1,454 $1,598 $4,971 $5,413 $1,716 $1,727
Nationwide $2,701 $2,762 $2,404 $2,557 $6,746 $8,703 $3,096 $3,361
Progressive $2,869 $2,701 $2,423 $2,438 $8,912 $9,974 $3,251 $3,177
State Farm $1,969 $1,969 $1,744 $1,744 $5,334 $6,808 $2,192 $2,583
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

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Minimum Car Insurance in Cope, CO

Every driver must carry the minimum car insurance in Cope, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Cope, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Cope, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cope, CO. Compare credit history car insurance rates in Cope from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cope, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,668 $3,327 $2,793
Farmers $5,919 $4,796 $4,560
GEICO $4,380 $3,638 $2,896
Liberty Mutual $3,610 $2,211 $1,763
Nationwide $4,899 $3,858 $3,367
Progressive $5,127 $4,330 $3,948
State Farm $4,228 $2,714 $2,187
USAA $5,346 $3,014 $2,405

Cheapest Cope, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cope, CO to rates for a clean record with top companies.

Annual Cope, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,663 $3,777 $4,928 $3,017
Farmers $4,309 $5,517 $5,441 $5,098
GEICO $2,600 $3,993 $4,523 $3,438
Liberty Mutual $2,214 $2,594 $2,691 $2,613
Nationwide $3,080 $4,250 $5,431 $3,404
Progressive $3,892 $5,301 $4,111 $4,568
State Farm $2,825 $3,261 $3,043 $3,043
USAA $2,644 $3,195 $5,527 $2,989

Cheapest Cope, CO Car Insurance for Teen Drivers

Teen car insurance in Cope, CO can be expensive. Take a look at rates from the top car insurance companies in Cope for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cope, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,947 $7,974
Farmers $11,073 $11,159
GEICO $7,136 $7,588
Liberty Mutual $4,971 $5,413
Nationwide $6,746 $8,703
Progressive $8,912 $9,974
State Farm $5,334 $6,808
USAA $5,826 $6,723

Cheapest Cope, CO Car Insurance for Seniors

Take a look at Cope, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cope, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,223 $2,223
Farmers $2,756 $2,958
GEICO $2,410 $2,682
Liberty Mutual $1,454 $1,598
Nationwide $2,404 $2,557
Progressive $2,423 $2,438
State Farm $1,744 $1,744
USAA $2,298 $2,340

Cheapest Cope, CO Car Insurance Rates After a DUI

A DUI in Cope, CO increases car insurance rates. Compare Cope, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cope, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,071
American Family $4,928
Farmers $5,441
GEICO $4,523
Liberty Mutual $2,691
Nationwide $5,431
Progressive $4,111
State Farm $3,043
USAA $5,527

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Cheapest Cope, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cope, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cope, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,519 $3,673
Farmers $5,091 $5,091
GEICO $3,553 $3,724
Liberty Mutual $2,528 $2,528
Nationwide $4,041 $4,041
Progressive $4,468 $4,468
State Farm $2,969 $3,117
USAA $3,485 $3,692

The Best Cheap Car Insurance Companies in Cope, CO

Take a look at a side-by-side comparison of the top car insurance companies in Cope, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cope, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,596
Farmers $5,091
GEICO $3,638
Liberty Mutual $2,528
Nationwide $4,041
Progressive $4,468
State Farm $3,043
USAA $3,589

Category Winners: Cheapest Car Insurance in Cope, Colorado

Find the cheapest car insurance companies in Cope, CO for each category right here.

Best Annual Car Insurance Rates by Company in Cope, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Cope, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cope car insurance rates. Find the cheapest Cope, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cope, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,412 $3,670 $3,706
Farmers $4,524 $5,027 $5,722
GEICO $3,349 $3,583 $3,984
Liberty Mutual $2,372 $2,517 $2,696
Nationwide $4,103 $4,041 $3,980
Progressive $4,215 $4,478 $4,712
State Farm $2,872 $3,043 $3,214
USAA $3,452 $3,588 $3,726

What affects car insurance rates in Cope, Colorado?

What factors can have an impact on Cope, CO car insurance? There are several reasons why Cope car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cope, Colorado.

Traffic in Cope

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Cope, CO traffic data from INRIX ranks Cope as the 110th-most congested in the world.

Compare Car Insurance Quotes in Cope, CO

Ready to find affordable Cope, Colorado car insurance today? Enter your ZIP code for fast, free Cope, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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