Compare Cope, SC Car Insurance Rates (2021)

Car insurance in Cope, SC averages $316 a month. Cope, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cope car insurance rates, compare quotes from the top car insurance companies in Cope, SC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cope is State Farm
  • Average car insurance rates in Cope, SC after a DUI are $4,378/year
  • The cheapest car insurance company in Cope for teen drivers is State Farm

If you need to buy Cope, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Cope, SC is right here.

You’ll find Cope car insurance rates, the cheapest Cope, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Cope, South Carolina car insurance rates to Summerville car insurance rates, Columbia car insurance rates, and Mount Pleasant car insurance rates.

Ready to find affordable Cope, SC car insurance today? Enter your ZIP code for fast, free Cope car insurance quotes.

Cheapest Cope, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cope, SC car insurance rates? Every Cope, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cope, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,536 $2,536 $2,420 $2,420 $6,439 $8,237 $2,812 $3,061
Farmers $3,205 $3,228 $3,050 $3,334 $8,252 $9,155 $3,485 $3,521
GEICO $2,765 $2,765 $2,524 $2,524 $6,222 $6,415 $3,194 $3,248
Nationwide $2,426 $2,468 $2,177 $2,274 $5,648 $7,342 $2,728 $2,996
Progressive $2,417 $2,247 $2,070 $2,158 $9,690 $10,729 $2,781 $2,907
State Farm $1,973 $1,973 $1,776 $1,776 $5,489 $6,924 $2,211 $2,475
USAA $1,890 $1,901 $1,737 $1,747 $7,308 $8,011 $2,473 $2,615

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Minimum Car Insurance in Cope, SC

Every driver must carry the minimum car insurance in Cope, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Cope, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cope, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cope, SC. Compare credit history car insurance rates in Cope from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cope, South Carolina

Insurance Company Poor Fair Good
Allstate $4,798 $3,595 $3,030
Farmers $5,370 $4,495 $4,096
GEICO $5,654 $3,041 $2,426
Nationwide $4,182 $3,369 $2,971
Progressive $4,888 $4,268 $3,968
State Farm $4,411 $2,694 $2,119
USAA $5,401 $2,659 $2,321

Cheapest Cope, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cope, SC to rates for a clean record with top companies.

Annual Cope, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,899 $4,533 $4,006 $3,793
Farmers $3,900 $5,345 $4,468 $4,902
GEICO $2,804 $3,655 $5,566 $2,804
Nationwide $2,784 $3,607 $4,568 $3,069
Progressive $3,598 $5,190 $4,352 $4,358
State Farm $2,804 $3,405 $3,044 $3,044
USAA $2,746 $3,381 $4,640 $3,074

Cheapest Cope, SC Car Insurance for Teen Drivers

Teen car insurance in Cope, SC can be expensive. Take a look at rates from the top car insurance companies in Cope for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cope, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,439 $8,237
Farmers $8,252 $9,155
GEICO $6,222 $6,415
Nationwide $5,648 $7,342
Progressive $9,690 $10,729
State Farm $5,489 $6,924
USAA $7,308 $8,011

Cheapest Cope, SC Car Insurance for Seniors

Take a look at Cope, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cope, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,420 $2,420
Farmers $3,050 $3,334
GEICO $2,524 $2,524
Nationwide $2,177 $2,274
Progressive $2,070 $2,158
State Farm $1,776 $1,776
USAA $1,737 $1,747

Cheapest Cope, SC Car Insurance Rates After a DUI

A DUI in Cope, SC increases car insurance rates. Compare Cope, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cope, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,006
Farmers $4,468
GEICO $5,566
Nationwide $4,568
Progressive $4,352
State Farm $3,044
USAA $4,640

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Cheapest Cope, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cope, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cope, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,729 $3,886
Farmers $4,654 $4,654
GEICO $3,693 $3,721
Nationwide $3,507 $3,507
Progressive $4,375 $4,375
State Farm $2,998 $3,151
USAA $3,423 $3,498

The Best Cheap Car Insurance Companies in Cope, SC

Take a look at a side-by-side comparison of the top car insurance companies in Cope, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cope, South Carolina

Insurance Company Average Annual Rates
Allstate $3,808
Farmers $4,654
GEICO $3,707
Nationwide $3,507
Progressive $4,375
State Farm $3,074
USAA $3,460

Category Winners: Cheapest Car Insurance in Cope, South Carolina

Find the cheapest car insurance companies in Cope, SC for each category right here.

Best Annual Car Insurance Rates by Company in Cope, South Carolina

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Cope, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cope car insurance rates. Find the cheapest Cope, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cope, South Carolina

Insurance Company Low Medium High
Allstate $3,588 $3,789 $4,045
Farmers $4,142 $4,646 $5,173
GEICO $3,462 $3,670 $3,989
Nationwide $3,499 $3,502 $3,522
Progressive $4,051 $4,314 $4,758
State Farm $2,854 $3,073 $3,297
USAA $3,253 $3,454 $3,673

What affects car insurance rates in Cope, South Carolina?

What factors can have an impact on Cope, SC car insurance? There are several reasons why Cope car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cope, South Carolina.

Commute Time in Cope

The more time you spend in your car the higher the risk of an accident. The average commute length in Cope, SC is 34.6 minutes according to City-Data.

Traffic in Cope

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Cope, SC traffic data from INRIX ranks Cope as the 110th-most congested in the world.

Compare Car Insurance Quotes in Cope, SC

Ready to find affordable Cope, South Carolina car insurance today? Enter your ZIP code for fast, free Cope, SC car insurance quotes.

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