Compare Copper Mountain, CO Car Insurance Rates (2021)

Car insurance in Copper Mountain, CO averages $316 a month. Copper Mountain, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Copper Mountain car insurance rates, compare quotes from the top car insurance companies in Copper Mountain, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Copper Mountain, CO after a DUI are $4,542/year
  • Average car insurance rates in Copper Mountain, CO are $3,793/year
  • The cheapest car insurance company in Copper Mountain is GEICO

If you need to buy Copper Mountain, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Copper Mountain, CO is right here.

You’ll find Copper Mountain car insurance rates, the cheapest Copper Mountain, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Copper Mountain, Colorado car insurance rates to Arvada car insurance rates, Pueblo car insurance rates, and Greeley car insurance rates.

Ready to find affordable Copper Mountain, CO car insurance today? Enter your ZIP code for fast, free Copper Mountain car insurance quotes.

Cheapest Copper Mountain, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Copper Mountain, CO car insurance rates? Every Copper Mountain, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Copper Mountain, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,623 $3,382 $3,244 $3,281 $12,666 $13,282 $4,006 $4,042
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,812 $2,790 $2,546 $2,735 $10,576 $10,684 $3,109 $3,167
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,814 $1,739 $1,527 $1,684 $5,827 $6,386 $1,842 $1,875
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,218 $2,067 $1,937 $1,926 $7,823 $8,748 $2,505 $2,434
State Farm $2,158 $2,158 $1,936 $1,936 $6,290 $7,936 $2,419 $2,891
USAA $2,394 $2,399 $2,269 $2,280 $6,022 $6,909 $3,087 $3,370

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Minimum Car Insurance in Copper Mountain, CO

Every driver must carry the minimum car insurance in Copper Mountain, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Copper Mountain, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Copper Mountain, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Copper Mountain, CO. Compare credit history car insurance rates in Copper Mountain from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Copper Mountain, Colorado

Insurance Company Poor Fair Good
Allstate $7,580 $5,837 $4,406
American Family $4,893 $3,473 $2,906
Farmers $5,575 $4,529 $4,303
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,046 $2,487 $1,978
Nationwide $4,201 $3,324 $2,896
Progressive $4,194 $3,603 $3,326
State Farm $4,820 $3,090 $2,487
USAA $5,334 $3,023 $2,417

Cheapest Copper Mountain, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Copper Mountain, CO to rates for a clean record with top companies.

Annual Copper Mountain, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,048 $5,816 $7,160 $5,739
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,054 $5,206 $5,138 $4,812
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,494 $2,911 $3,012 $2,929
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,213 $4,494 $3,388 $3,734
State Farm $3,184 $3,747 $3,465 $3,465
USAA $2,609 $3,184 $5,627 $2,944

Cheapest Copper Mountain, CO Car Insurance for Teen Drivers

Teen car insurance in Copper Mountain, CO can be expensive. Take a look at rates from the top car insurance companies in Copper Mountain for teenagers.

Annual Car Insurance Rates for Teen Drivers in Copper Mountain, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,666 $13,282
American Family $6,230 $8,345
Farmers $10,576 $10,684
GEICO $5,105 $5,462
Liberty Mutual $5,827 $6,386
Nationwide $5,843 $7,486
Progressive $7,823 $8,748
State Farm $6,290 $7,936
USAA $6,022 $6,909

Cheapest Copper Mountain, CO Car Insurance for Seniors

Take a look at Copper Mountain, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Copper Mountain, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,244 $3,281
American Family $2,316 $2,316
Farmers $2,546 $2,735
GEICO $1,682 $1,894
Liberty Mutual $1,527 $1,684
Nationwide $2,066 $2,188
Progressive $1,937 $1,926
State Farm $1,936 $1,936
USAA $2,269 $2,280

Cheapest Copper Mountain, CO Car Insurance Rates After a DUI

A DUI in Copper Mountain, CO increases car insurance rates. Compare Copper Mountain, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Copper Mountain, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,160
American Family $5,160
Farmers $5,138
GEICO $3,291
Liberty Mutual $3,012
Nationwide $4,637
Progressive $3,388
State Farm $3,465
USAA $5,627

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Cheapest Copper Mountain, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Copper Mountain, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Copper Mountain, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,941 $5,941
American Family $3,678 $3,837
Farmers $4,802 $4,802
GEICO $2,516 $2,616
Liberty Mutual $2,837 $2,837
Nationwide $3,474 $3,474
Progressive $3,707 $3,707
State Farm $3,383 $3,548
USAA $3,489 $3,694

The Best Cheap Car Insurance Companies in Copper Mountain, CO

Take a look at a side-by-side comparison of the top car insurance companies in Copper Mountain, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Copper Mountain, Colorado

Insurance Company Average Annual Rates
Allstate $5,941
American Family $3,757
Farmers $4,802
GEICO $2,566
Liberty Mutual $2,837
Nationwide $3,474
Progressive $3,707
State Farm $3,465
USAA $3,591

Category Winners: Cheapest Car Insurance in Copper Mountain, Colorado

Find the cheapest car insurance companies in Copper Mountain, CO for each category right here.

Best Annual Car Insurance Rates by Company in Copper Mountain, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Copper Mountain, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Copper Mountain car insurance rates. Find the cheapest Copper Mountain, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Copper Mountain, Colorado

Insurance Company Low Medium High
Allstate $5,662 $5,923 $6,238
American Family $3,605 $3,834 $3,832
Farmers $4,248 $4,737 $5,422
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,675 $2,828 $3,007
Nationwide $3,517 $3,472 $3,432
Progressive $3,460 $3,719 $3,942
State Farm $3,268 $3,467 $3,661
USAA $3,450 $3,591 $3,733

What affects car insurance rates in Copper Mountain, Colorado?

What factors can have an impact on Copper Mountain, CO car insurance? There are several reasons why Copper Mountain car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Copper Mountain, Colorado.

Commute Time in Copper Mountain

The more time you spend in your car the higher the risk of an accident. The average commute length in Copper Mountain, CO is 8.5 minutes according to City-Data.

Compare Car Insurance Quotes in Copper Mountain, CO

Ready to find affordable Copper Mountain, Colorado car insurance today? Enter your ZIP code for fast, free Copper Mountain, CO car insurance quotes.

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