Compare Copperas Cove, TX Car Insurance Rates (2021)

Car insurance in Copperas Cove, TX averages $281 a month. Copperas Cove, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Copperas Cove car insurance rates, compare quotes from the top car insurance companies in Copperas Cove, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Copperas Cove is USAA
  • Average car insurance rates in Copperas Cove, TX after a DUI are $3,868/year
  • Average car insurance rates in Copperas Cove, TX are $3,369/year

If you need to buy Copperas Cove, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Copperas Cove, TX is right here.

You’ll find Copperas Cove car insurance rates, the cheapest Copperas Cove, TX car insurance companies, and information on Texas car insurance laws. You can also compare Copperas Cove, Texas car insurance rates to San Antonio car insurance rates, Arlington car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Copperas Cove, TX car insurance today? Enter your ZIP code for fast, free Copperas Cove car insurance quotes.

Cheapest Copperas Cove, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Copperas Cove, TX car insurance rates? Every Copperas Cove, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Copperas Cove, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,314 $3,245 $3,245 $8,714 $10,507 $4,061 $4,228
American Family $2,138 $2,369 $2,004 $2,282 $5,547 $7,268 $3,037 $3,459
GEICO $2,014 $2,165 $1,937 $2,181 $4,356 $4,521 $2,175 $2,175
Nationwide $2,317 $2,357 $2,045 $2,168 $6,578 $8,457 $2,723 $2,948
Progressive $1,963 $1,868 $1,764 $1,791 $8,342 $9,301 $2,326 $2,360
State Farm $1,860 $1,860 $1,652 $1,652 $4,402 $5,600 $2,019 $2,082
USAA $1,434 $1,438 $1,372 $1,358 $4,054 $4,402 $1,907 $2,035

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Copperas Cove, TX

Every driver must carry the minimum car insurance in Copperas Cove, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Copperas Cove, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Copperas Cove, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Copperas Cove, TX. Compare credit history car insurance rates in Copperas Cove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Copperas Cove, Texas

Insurance Company Poor Fair Good
Allstate $6,446 $4,730 $4,050
American Family $4,845 $3,034 $2,660
GEICO $4,131 $2,356 $1,584
Nationwide $4,435 $3,563 $3,099
Progressive $4,159 $3,619 $3,365
State Farm $3,740 $2,328 $1,855
USAA $3,295 $1,913 $1,543

Cheapest Copperas Cove, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Copperas Cove, TX to rates for a clean record with top companies.

Annual Copperas Cove, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,937 $6,074 $6,352 $3,937
American Family $3,208 $4,064 $3,571 $3,208
GEICO $2,289 $3,011 $2,526 $2,936
Nationwide $3,206 $3,206 $4,761 $3,624
Progressive $3,246 $4,196 $3,773 $3,643
State Farm $2,352 $2,691 $3,169 $2,352
USAA $1,676 $2,476 $2,926 $1,923

Cheapest Copperas Cove, TX Car Insurance for Teen Drivers

Teen car insurance in Copperas Cove, TX can be expensive. Take a look at rates from the top car insurance companies in Copperas Cove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Copperas Cove, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,714 $10,507
American Family $5,547 $7,268
GEICO $4,356 $4,521
Nationwide $6,578 $8,457
Progressive $8,342 $9,301
State Farm $4,402 $5,600
USAA $4,054 $4,402

Cheapest Copperas Cove, TX Car Insurance for Seniors

Take a look at Copperas Cove, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Copperas Cove, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,245 $3,245
American Family $2,004 $2,282
GEICO $1,937 $2,181
Nationwide $2,045 $2,168
Progressive $1,764 $1,791
State Farm $1,652 $1,652
USAA $1,372 $1,358

Cheapest Copperas Cove, TX Car Insurance Rates After a DUI

A DUI in Copperas Cove, TX increases car insurance rates. Compare Copperas Cove, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Copperas Cove, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,352
American Family $3,571
GEICO $2,526
Nationwide $4,761
Progressive $3,773
State Farm $3,169
USAA $2,926

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Copperas Cove, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Copperas Cove, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Copperas Cove, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,956 $5,194
American Family $3,513 $3,513
GEICO $2,642 $2,739
Nationwide $3,699 $3,699
Progressive $3,714 $3,714
State Farm $2,641 $2,641
USAA $2,222 $2,278

The Best Cheap Car Insurance Companies in Copperas Cove, TX

Take a look at a side-by-side comparison of the top car insurance companies in Copperas Cove, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Copperas Cove, Texas

Insurance Company Average Annual Rates
Allstate $5,075
American Family $3,513
GEICO $2,690
Nationwide $3,699
Progressive $3,714
State Farm $2,641
USAA $2,250

Category Winners: Cheapest Car Insurance in Copperas Cove, Texas

Find the cheapest car insurance companies in Copperas Cove, TX for each category right here.

Best Annual Car Insurance Rates by Company in Copperas Cove, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Copperas Cove, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Copperas Cove car insurance rates. Find the cheapest Copperas Cove, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Copperas Cove, Texas

Insurance Company Low Medium High
Allstate $4,953 $5,029 $5,243
American Family $3,296 $3,403 $3,839
GEICO $2,559 $2,663 $2,849
Nationwide $3,995 $3,542 $3,561
Progressive $3,546 $3,700 $3,897
State Farm $2,509 $2,634 $2,780
USAA $2,172 $2,241 $2,337

What affects car insurance rates in Copperas Cove, Texas?

What factors can have an impact on Copperas Cove, TX car insurance? There are several reasons why Copperas Cove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Copperas Cove, Texas.

Car Theft in Copperas Cove

High levels of vehicle theft can make car insurance more expensive. Copperas Cove, TX car theft statistics from the FBI indicate 20 vehicle thefts a year.

Commute Time in Copperas Cove

The more time you spend in your car the higher the risk of an accident. The average commute length in Copperas Cove, TX is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in Copperas Cove, TX

Ready to find affordable Copperas Cove, Texas car insurance today? Enter your ZIP code for fast, free Copperas Cove, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption