Compare Coram, NY Car Insurance Rates (2021)

Car insurance in Coram, NY averages $456 a month. Coram, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Coram car insurance rates, compare quotes from the top car insurance companies in Coram, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Coram is 11776
  • Average car insurance rates in Coram, NY after a DUI are $7,325/year
  • The cheapest car insurance company in Coram is GEICO

If you need to buy Coram, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Coram, NY is right here.

You’ll find Coram car insurance rates, the cheapest Coram, NY car insurance companies, and information on New York car insurance laws. You can also compare Coram, New York car insurance rates to Yonkers car insurance rates, Mount Vernon car insurance rates, and Syracuse car insurance rates.

Ready to find affordable Coram, NY car insurance today? Enter your ZIP code for fast, free Coram car insurance quotes.

Cheapest Coram, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Coram, NY car insurance rates? Every Coram, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coram, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,710 $3,419 $3,514 $3,544 $10,999 $11,707 $3,527 $3,492
GEICO $2,271 $2,184 $2,207 $2,175 $4,906 $7,260 $2,040 $2,088
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,388 $3,057 $2,622 $2,692 $11,608 $12,664 $4,288 $4,029
State Farm $3,790 $3,790 $3,327 $3,327 $11,179 $13,719 $4,192 $4,403
Travelers $4,223 $4,134 $3,859 $4,051 $9,973 $11,813 $4,417 $4,496
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

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Minimum Car Insurance in Coram, NY

Every driver must carry the minimum car insurance in Coram, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Coram, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Coram, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Coram, NY. Compare credit history car insurance rates in Coram from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Coram, New York

Insurance Company Poor Fair Good
Allstate $8,019 $4,566 $3,882
GEICO $3,938 $2,892 $2,595
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $9,011 $4,428 $3,192
State Farm $8,423 $5,282 $4,192
Travelers $8,278 $5,033 $4,301
USAA $6,717 $3,426 $3,016

Cheapest Coram, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Coram, NY to rates for a clean record with top companies.

Annual Coram, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,625 $4,625 $6,831 $5,876
GEICO $2,423 $2,643 $5,076 $2,423
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,379 $5,379 $6,000 $5,418
State Farm $5,666 $5,666 $6,266 $6,266
Travelers $4,952 $6,304 $6,391 $5,836
USAA $3,912 $3,976 $5,682 $3,976

Cheapest Coram, NY Car Insurance for Teen Drivers

Teen car insurance in Coram, NY can be expensive. Take a look at rates from the top car insurance companies in Coram for teenagers.

Annual Car Insurance Rates for Teen Drivers in Coram, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,999 $11,707
GEICO $4,906 $7,260
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $11,608 $12,664
State Farm $11,179 $13,719
Travelers $9,973 $11,813
USAA $9,224 $10,935

Cheapest Coram, NY Car Insurance for Seniors

Take a look at Coram, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Coram, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,514 $3,544
GEICO $2,207 $2,175
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,622 $2,692
State Farm $3,327 $3,327
Travelers $3,859 $4,051
USAA $2,085 $2,091

Cheapest Coram, NY Car Insurance Rates After a DUI

A DUI in Coram, NY increases car insurance rates. Compare Coram, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Coram, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,831
GEICO $5,076
Liberty Mutual $13,289
Nationwide $9,066
Progressive $6,000
State Farm $6,266
Travelers $6,391
USAA $5,682

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Cheapest Coram, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Coram, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Coram, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,412 $5,566
GEICO $3,049 $3,234
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $5,544 $5,544
State Farm $5,745 $6,187
Travelers $5,871 $5,871
USAA $4,342 $4,431

Cheapest Coram, NY Car Insurance Rates by ZIP Code

Coram car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Coram, NY.

Annual Car Insurance Rates by ZIP Code in Coram, New York

ZIP Code Average Annual Rates
11727 $5,501
11776 $5,491
11953 $5,505

The Best Cheap Car Insurance Companies in Coram, NY

Take a look at a side-by-side comparison of the top car insurance companies in Coram, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Coram, New York

Insurance Company Average Annual Rates
Allstate $5,489
GEICO $3,142
Liberty Mutual $8,098
Nationwide $5,276
Progressive $5,544
State Farm $5,966
Travelers $5,871
USAA $4,387

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Category Winners: Cheapest Car Insurance in Coram, New York

Find the cheapest car insurance companies in Coram, NY for each category right here.

Best Annual Car Insurance Rates by Company in Coram, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest Coram, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Coram car insurance rates. Find the cheapest Coram, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Coram, New York

Insurance Company Low Medium High
Allstate $5,014 $5,458 $5,995
GEICO $2,943 $3,126 $3,355
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $5,183 $5,496 $5,951
State Farm $5,600 $6,007 $6,291
Travelers $5,490 $5,792 $6,331
USAA $4,224 $4,357 $4,579

What affects car insurance rates in Coram, New York?

What factors can have an impact on Coram, NY car insurance? There are several reasons why Coram car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Coram, New York.

Commute Time in Coram

The more time you spend in your car the higher the risk of an accident. The average commute length in Coram, NY is 34.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Coram, NY

Ready to find affordable Coram, New York car insurance today? Enter your ZIP code for fast, free Coram, NY car insurance quotes.

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