Compare Cortez, FL Car Insurance Rates (2021)

Car insurance in Cortez, FL averages $375 a month. Cortez, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Cortez car insurance rates, compare quotes from the top car insurance companies in Cortez, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cortez, FL after a DUI are $5,387/year
  • Average car insurance rates in Cortez, FL are $4,498/year
  • The cheapest car insurance company in Cortez for teen drivers is GEICO

If you need to buy Cortez, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Cortez, FL is right here.

You’ll find Cortez car insurance rates, the cheapest Cortez, FL car insurance companies, and information on Florida car insurance laws. You can also compare Cortez, Florida car insurance rates to Hialeah car insurance rates, Cape Coral car insurance rates, and Tampa car insurance rates.

Ready to find affordable Cortez, FL car insurance today? Enter your ZIP code for fast, free Cortez car insurance quotes.

Cheapest Cortez, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cortez, FL car insurance rates? Every Cortez, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cortez, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,948 $3,763 $3,419 $3,472 $13,600 $14,724 $3,958 $4,012
GEICO $2,816 $2,831 $2,632 $2,632 $5,046 $6,352 $3,107 $3,159
Liberty Mutual $3,543 $3,543 $3,246 $3,246 $7,499 $11,558 $3,543 $4,810
Nationwide $2,966 $2,928 $2,644 $2,736 $7,197 $8,877 $3,271 $3,407
Progressive $3,856 $3,613 $3,296 $3,531 $10,878 $11,791 $4,615 $4,369
State Farm $2,239 $2,239 $2,038 $2,038 $6,649 $8,495 $2,499 $2,662
USAA $1,626 $1,596 $1,524 $1,507 $5,617 $6,522 $2,027 $2,183

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Minimum Car Insurance in Cortez, FL

Every driver must carry the minimum car insurance in Cortez, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Cortez, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Cortez, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cortez, FL. Compare credit history car insurance rates in Cortez from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cortez, Florida

Insurance Company Poor Fair Good
Allstate $8,852 $5,639 $4,595
GEICO $5,204 $3,148 $2,364
Liberty Mutual $6,605 $4,843 $3,923
Nationwide $5,318 $3,906 $3,535
Progressive $7,481 $5,322 $4,428
State Farm $4,966 $3,226 $2,630
USAA $4,574 $2,256 $1,646

Cheapest Cortez, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cortez, FL to rates for a clean record with top companies.

Annual Cortez, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,487 $6,564 $7,304 $6,093
GEICO $2,488 $3,180 $4,734 $3,886
Liberty Mutual $3,679 $4,793 $6,979 $5,044
Nationwide $3,625 $3,981 $5,376 $4,031
Progressive $4,531 $6,709 $5,649 $6,086
State Farm $3,290 $3,924 $3,607 $3,607
USAA $2,203 $2,729 $4,059 $2,311

Cheapest Cortez, FL Car Insurance for Teen Drivers

Teen car insurance in Cortez, FL can be expensive. Take a look at rates from the top car insurance companies in Cortez for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cortez, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,600 $14,724
GEICO $5,046 $6,352
Liberty Mutual $7,499 $11,558
Nationwide $7,197 $8,877
Progressive $10,878 $11,791
State Farm $6,649 $8,495
USAA $5,617 $6,522

Cheapest Cortez, FL Car Insurance for Seniors

Take a look at Cortez, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cortez, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,419 $3,472
GEICO $2,632 $2,632
Liberty Mutual $3,246 $3,246
Nationwide $2,644 $2,736
Progressive $3,296 $3,531
State Farm $2,038 $2,038
USAA $1,524 $1,507

Cheapest Cortez, FL Car Insurance Rates After a DUI

A DUI in Cortez, FL increases car insurance rates. Compare Cortez, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cortez, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,304
GEICO $4,734
Liberty Mutual $6,979
Nationwide $5,376
Progressive $5,649
State Farm $3,607
USAA $4,059

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Cheapest Cortez, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cortez, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cortez, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,179 $6,545
GEICO $3,554 $3,590
Liberty Mutual $4,957 $5,290
Nationwide $4,253 $4,253
Progressive $5,744 $5,744
State Farm $3,481 $3,734
USAA $2,793 $2,857

The Best Cheap Car Insurance Companies in Cortez, FL

Take a look at a side-by-side comparison of the top car insurance companies in Cortez, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cortez, Florida

Insurance Company Average Annual Rates
Allstate $6,362
GEICO $3,572
Liberty Mutual $5,123
Nationwide $4,253
Progressive $5,744
State Farm $3,607
USAA $2,825

Category Winners: Cheapest Car Insurance in Cortez, Florida

Find the cheapest car insurance companies in Cortez, FL for each category right here.

Best Annual Car Insurance Rates by Company in Cortez, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Cortez, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cortez car insurance rates. Find the cheapest Cortez, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cortez, Florida

Insurance Company Low Medium High
Allstate $5,167 $6,634 $7,285
GEICO $2,931 $3,697 $4,087
Liberty Mutual $4,688 $5,206 $5,476
Nationwide $3,336 $4,425 $4,999
Progressive $4,771 $5,884 $6,577
State Farm $3,017 $3,709 $4,096
USAA $2,418 $2,931 $3,127

What affects car insurance rates in Cortez, Florida?

What factors can have an impact on Cortez, FL car insurance? There are several reasons why Cortez car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cortez, Florida.

Commute Time in Cortez

The more time you spend in your car the higher the risk of an accident. The average commute length in Cortez, FL is 30.1 minutes according to City-Data.

Compare Car Insurance Quotes in Cortez, FL

Ready to find affordable Cortez, Florida car insurance today? Enter your ZIP code for fast, free Cortez, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State