Compare Cosby, TN Car Insurance Rates (2021)

Car insurance in Cosby, TN averages $313 a month. Cosby, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Cosby car insurance rates, compare quotes from the top car insurance companies in Cosby, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cosby is Travelers
  • Average car insurance rates in Cosby, TN are $3,761/year
  • The cheapest car insurance company in Cosby for teen drivers is Travelers

If you need to buy Cosby, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Cosby, TN is right here.

You’ll find Cosby car insurance rates, the cheapest Cosby, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Cosby, Tennessee car insurance rates to Jackson car insurance rates, Johnson City car insurance rates, and Knoxville car insurance rates.

Ready to find affordable Cosby, TN car insurance today? Enter your ZIP code for fast, free Cosby car insurance quotes.

Cheapest Cosby, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cosby, TN car insurance rates? Every Cosby, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cosby, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,850 $2,730 $2,565 $2,662 $10,841 $11,773 $3,029 $3,134
Farmers $1,962 $1,999 $1,761 $1,939 $8,151 $8,695 $2,662 $2,800
GEICO $2,290 $2,311 $2,111 $2,111 $6,950 $7,071 $2,325 $2,399
Liberty Mutual $3,687 $129 $3,028 $3,384 $14,753 $16,398 $3,957 $4,228
Nationwide $2,132 $2,149 $1,913 $1,942 $5,871 $7,560 $2,451 $2,657
Progressive $2,008 $1,897 $1,635 $1,708 $8,977 $10,115 $2,425 $2,655
State Farm $1,680 $1,680 $1,510 $1,510 $5,101 $6,371 $1,898 $2,217
Travelers $1,776 $1,869 $1,607 $1,711 $4,924 $6,073 $1,894 $1,994
USAA $1,553 $1,579 $1,404 $1,402 $5,614 $6,423 $2,031 $2,163

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Minimum Car Insurance in Cosby, TN

Every driver must carry the minimum car insurance in Cosby, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Cosby, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Cosby, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cosby, TN. Compare credit history car insurance rates in Cosby from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cosby, Tennessee

Insurance Company Poor Fair Good
Allstate $6,320 $4,833 $3,691
Farmers $4,452 $3,487 $3,299
GEICO $3,912 $3,348 $3,078
Liberty Mutual $8,898 $5,436 $4,253
Nationwide $4,010 $3,178 $2,815
Progressive $4,420 $3,806 $3,556
State Farm $3,988 $2,392 $1,857
Travelers $3,481 $2,723 $1,989
USAA $4,014 $2,356 $1,944

Cheapest Cosby, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cosby, TN to rates for a clean record with top companies.

Annual Cosby, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,129 $4,932 $5,992 $4,738
Farmers $3,203 $3,954 $4,056 $3,771
GEICO $2,511 $3,356 $5,405 $2,511
Liberty Mutual $5,029 $7,234 $6,735 $5,785
Nationwide $2,888 $2,888 $4,327 $3,235
Progressive $3,458 $4,489 $3,683 $4,078
State Farm $2,505 $2,987 $2,746 $2,746
Travelers $2,215 $2,843 $3,138 $2,728
USAA $2,011 $3,023 $3,556 $2,494

Cheapest Cosby, TN Car Insurance for Teen Drivers

Teen car insurance in Cosby, TN can be expensive. Take a look at rates from the top car insurance companies in Cosby for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cosby, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,841 $11,773
Farmers $8,151 $8,695
GEICO $6,950 $7,071
Liberty Mutual $14,753 $16,398
Nationwide $5,871 $7,560
Progressive $8,977 $10,115
State Farm $5,101 $6,371
Travelers $4,924 $6,073
USAA $5,614 $6,423

Cheapest Cosby, TN Car Insurance for Seniors

Take a look at Cosby, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cosby, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,565 $2,662
Farmers $1,761 $1,939
GEICO $2,111 $2,111
Liberty Mutual $3,028 $3,384
Nationwide $1,913 $1,942
Progressive $1,635 $1,708
State Farm $1,510 $1,510
Travelers $1,607 $1,711
USAA $1,404 $1,402

Cheapest Cosby, TN Car Insurance Rates After a DUI

A DUI in Cosby, TN increases car insurance rates. Compare Cosby, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cosby, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,992
Farmers $4,056
GEICO $5,405
Liberty Mutual $6,735
Nationwide $4,327
Progressive $3,683
State Farm $2,746
Travelers $3,138
USAA $3,556

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Cheapest Cosby, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cosby, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cosby, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,948 $4,948
Farmers $3,746 $3,746
GEICO $3,425 $3,467
Liberty Mutual $6,196 $6,196
Nationwide $3,334 $3,334
Progressive $3,927 $3,927
State Farm $2,682 $2,810
Travelers $2,624 $2,838
USAA $2,693 $2,850

The Best Cheap Car Insurance Companies in Cosby, TN

Take a look at a side-by-side comparison of the top car insurance companies in Cosby, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cosby, Tennessee

Insurance Company Average Annual Rates
Allstate $4,948
Farmers $3,746
GEICO $3,446
Liberty Mutual $6,196
Nationwide $3,334
Progressive $3,927
State Farm $2,746
Travelers $2,731
USAA $2,771

Category Winners: Cheapest Car Insurance in Cosby, Tennessee

Find the cheapest car insurance companies in Cosby, TN for each category right here.

Best Annual Car Insurance Rates by Company in Cosby, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Cosby, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cosby car insurance rates. Find the cheapest Cosby, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cosby, Tennessee

Insurance Company Low Medium High
Allstate $4,765 $4,935 $5,144
Farmers $3,520 $3,727 $3,992
GEICO $3,282 $3,438 $3,618
Liberty Mutual $5,928 $6,192 $6,466
Nationwide $3,361 $3,263 $3,379
Progressive $3,706 $3,928 $4,149
State Farm $2,609 $2,757 $2,872
Travelers $2,576 $2,729 $2,887
USAA $2,679 $2,760 $2,875

Compare Car Insurance Quotes in Cosby, TN

Ready to find affordable Cosby, Tennessee car insurance today? Enter your ZIP code for fast, free Cosby, TN car insurance quotes.

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