Compare Cotopaxi, CO Car Insurance Rates (2021)

Car insurance in Cotopaxi, CO averages $312 a month. Cotopaxi, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Cotopaxi car insurance rates, compare quotes from the top car insurance companies in Cotopaxi, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cotopaxi is State Farm
  • Average car insurance rates in Cotopaxi, CO after a DUI are $4,465/year
  • The cheapest car insurance company in Cotopaxi for teen drivers is State Farm

If you need to buy Cotopaxi, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Cotopaxi, CO is right here.

You’ll find Cotopaxi car insurance rates, the cheapest Cotopaxi, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Cotopaxi, Colorado car insurance rates to Denver car insurance rates, Colorado Springs car insurance rates, and Greeley car insurance rates.

Ready to find affordable Cotopaxi, CO car insurance today? Enter your ZIP code for fast, free Cotopaxi car insurance quotes.

Cheapest Cotopaxi, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cotopaxi, CO car insurance rates? Every Cotopaxi, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cotopaxi, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,387 $3,174 $3,030 $3,064 $11,501 $12,039 $3,764 $3,803
American Family $2,423 $2,423 $2,184 $2,184 $5,867 $7,848 $2,423 $2,976
Farmers $3,252 $3,223 $2,946 $3,170 $12,114 $12,207 $3,569 $3,611
GEICO $1,871 $2,043 $1,990 $2,263 $5,809 $6,127 $1,710 $1,734
Liberty Mutual $1,872 $1,836 $1,590 $1,744 $5,256 $5,723 $1,888 $1,912
Nationwide $2,313 $2,357 $2,070 $2,189 $5,787 $7,409 $2,654 $2,867
Progressive $2,402 $2,246 $2,076 $2,071 $8,150 $9,131 $2,717 $2,648
State Farm $1,655 $1,655 $1,483 $1,483 $4,696 $5,943 $1,850 $2,194
USAA $2,339 $2,352 $2,214 $2,238 $5,735 $6,602 $3,017 $3,309

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Minimum Car Insurance in Cotopaxi, CO

Every driver must carry the minimum car insurance in Cotopaxi, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Cotopaxi, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Cotopaxi, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cotopaxi, CO. Compare credit history car insurance rates in Cotopaxi from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cotopaxi, Colorado

Insurance Company Poor Fair Good
Allstate $6,983 $5,370 $4,058
American Family $4,610 $3,271 $2,742
Farmers $6,396 $5,197 $4,940
GEICO $3,538 $2,943 $2,349
Liberty Mutual $3,907 $2,378 $1,897
Nationwide $4,179 $3,306 $2,883
Progressive $4,467 $3,815 $3,508
State Farm $3,635 $2,338 $1,886
USAA $5,166 $2,924 $2,337

Cheapest Cotopaxi, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cotopaxi, CO to rates for a clean record with top companies.

Annual Cotopaxi, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,675 $5,366 $6,552 $5,288
American Family $2,619 $3,721 $4,854 $2,969
Farmers $4,661 $5,981 $5,896 $5,506
GEICO $2,079 $3,236 $3,742 $2,717
Liberty Mutual $2,381 $2,795 $2,914 $2,821
Nationwide $2,659 $3,631 $4,607 $2,926
Progressive $3,411 $4,733 $3,600 $3,976
State Farm $2,415 $2,825 $2,620 $2,620
USAA $2,543 $3,088 $5,401 $2,871

Cheapest Cotopaxi, CO Car Insurance for Teen Drivers

Teen car insurance in Cotopaxi, CO can be expensive. Take a look at rates from the top car insurance companies in Cotopaxi for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cotopaxi, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,501 $12,039
American Family $5,867 $7,848
Farmers $12,114 $12,207
GEICO $5,809 $6,127
Liberty Mutual $5,256 $5,723
Nationwide $5,787 $7,409
Progressive $8,150 $9,131
State Farm $4,696 $5,943
USAA $5,735 $6,602

Cheapest Cotopaxi, CO Car Insurance for Seniors

Take a look at Cotopaxi, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cotopaxi, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,030 $3,064
American Family $2,184 $2,184
Farmers $2,946 $3,170
GEICO $1,990 $2,263
Liberty Mutual $1,590 $1,744
Nationwide $2,070 $2,189
Progressive $2,076 $2,071
State Farm $1,483 $1,483
USAA $2,214 $2,238

Cheapest Cotopaxi, CO Car Insurance Rates After a DUI

A DUI in Cotopaxi, CO increases car insurance rates. Compare Cotopaxi, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cotopaxi, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,552
American Family $4,854
Farmers $5,896
GEICO $3,742
Liberty Mutual $2,914
Nationwide $4,607
Progressive $3,600
State Farm $2,620
USAA $5,401

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Cheapest Cotopaxi, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cotopaxi, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cotopaxi, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,470 $5,470
American Family $3,466 $3,616
Farmers $5,511 $5,511
GEICO $2,880 $3,007
Liberty Mutual $2,728 $2,728
Nationwide $3,456 $3,456
Progressive $3,930 $3,930
State Farm $2,557 $2,683
USAA $3,377 $3,575

The Best Cheap Car Insurance Companies in Cotopaxi, CO

Take a look at a side-by-side comparison of the top car insurance companies in Cotopaxi, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cotopaxi, Colorado

Insurance Company Average Annual Rates
Allstate $5,470
American Family $3,541
Farmers $5,511
GEICO $2,943
Liberty Mutual $2,728
Nationwide $3,456
Progressive $3,930
State Farm $2,620
USAA $3,476

Category Winners: Cheapest Car Insurance in Cotopaxi, Colorado

Find the cheapest car insurance companies in Cotopaxi, CO for each category right here.

Best Annual Car Insurance Rates by Company in Cotopaxi, Colorado

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Cotopaxi, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cotopaxi car insurance rates. Find the cheapest Cotopaxi, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cotopaxi, Colorado

Insurance Company Low Medium High
Allstate $5,191 $5,453 $5,767
American Family $3,372 $3,615 $3,636
Farmers $4,871 $5,440 $6,223
GEICO $2,616 $2,879 $3,335
Liberty Mutual $2,577 $2,717 $2,889
Nationwide $3,455 $3,454 $3,458
Progressive $3,679 $3,940 $4,171
State Farm $2,457 $2,620 $2,783
USAA $3,336 $3,475 $3,616

Compare Car Insurance Quotes in Cotopaxi, CO

Ready to find affordable Cotopaxi, Colorado car insurance today? Enter your ZIP code for fast, free Cotopaxi, CO car insurance quotes.

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