Compare Cottage Hills, IL Car Insurance Rates (2021)

Car insurance in Cottage Hills, IL averages $310 a month. Cottage Hills, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Cottage Hills car insurance rates, compare quotes from the top car insurance companies in Cottage Hills, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cottage Hills, IL are $3,716/year
  • Average car insurance rates in Cottage Hills, IL after a DUI are $4,332/year
  • The cheapest car insurance company in Cottage Hills is State Farm

If you need to buy Cottage Hills, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Cottage Hills, IL is right here.

You’ll find Cottage Hills car insurance rates, the cheapest Cottage Hills, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Cottage Hills, Illinois car insurance rates to Chicago car insurance rates, Springfield car insurance rates, and Peoria car insurance rates.

Ready to find affordable Cottage Hills, IL car insurance today? Enter your ZIP code for fast, free Cottage Hills car insurance quotes.

Cheapest Cottage Hills, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cottage Hills, IL car insurance rates? Every Cottage Hills, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cottage Hills, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,709 $3,728 $3,886 $3,886 $9,661 $12,444 $4,452 $4,801
American Family $2,456 $2,456 $2,249 $2,249 $6,979 $9,671 $2,456 $3,168
Farmers $2,707 $2,720 $2,392 $2,540 $12,140 $12,709 $3,076 $3,196
GEICO $1,856 $1,894 $1,798 $2,194 $5,866 $6,121 $2,339 $2,224
Liberty Mutual $1,630 $1,763 $1,398 $1,566 $5,159 $5,710 $1,660 $1,712
Nationwide $3,038 $3,090 $2,689 $2,854 $8,630 $11,109 $3,566 $3,873
Progressive $2,284 $2,144 $1,886 $1,987 $8,391 $9,408 $2,707 $2,909
State Farm $1,453 $1,453 $1,311 $1,311 $4,531 $5,733 $1,645 $1,888
Travelers $1,542 $1,626 $1,412 $1,505 $4,504 $5,669 $1,633 $1,719
USAA $1,729 $1,765 $1,607 $1,590 $5,546 $6,126 $2,281 $2,517

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Minimum Car Insurance in Cottage Hills, IL

Every driver must carry the minimum car insurance in Cottage Hills, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Cottage Hills, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Cottage Hills, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cottage Hills, IL. Compare credit history car insurance rates in Cottage Hills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cottage Hills, Illinois

Insurance Company Poor Fair Good
Allstate $7,441 $5,339 $4,683
American Family $5,267 $3,585 $3,030
Farmers $5,875 $4,960 $4,720
GEICO $4,885 $2,376 $1,848
Liberty Mutual $3,651 $2,271 $1,802
Nationwide $5,817 $4,675 $4,076
Progressive $4,520 $3,833 $3,541
State Farm $3,510 $2,104 $1,633
Travelers $2,987 $2,410 $1,956
USAA $3,860 $2,646 $2,179

Cheapest Cottage Hills, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cottage Hills, IL to rates for a clean record with top companies.

Annual Cottage Hills, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,123 $7,138 $6,565 $5,459
American Family $2,912 $4,128 $5,499 $3,304
Farmers $4,385 $5,656 $5,517 $5,183
GEICO $2,188 $3,088 $4,134 $2,736
Liberty Mutual $2,138 $3,053 $2,671 $2,438
Nationwide $3,886 $5,070 $5,985 $4,483
Progressive $3,259 $4,858 $3,618 $4,121
State Farm $2,197 $2,634 $2,415 $2,415
Travelers $1,949 $2,557 $2,854 $2,444
USAA $2,065 $2,963 $4,063 $2,490

Cheapest Cottage Hills, IL Car Insurance for Teen Drivers

Teen car insurance in Cottage Hills, IL can be expensive. Take a look at rates from the top car insurance companies in Cottage Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cottage Hills, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,661 $12,444
American Family $6,979 $9,671
Farmers $12,140 $12,709
GEICO $5,866 $6,121
Liberty Mutual $5,159 $5,710
Nationwide $8,630 $11,109
Progressive $8,391 $9,408
State Farm $4,531 $5,733
Travelers $4,504 $5,669
USAA $5,546 $6,126

Cheapest Cottage Hills, IL Car Insurance for Seniors

Take a look at Cottage Hills, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cottage Hills, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,886 $3,886
American Family $2,249 $2,249
Farmers $2,392 $2,540
GEICO $1,798 $2,194
Liberty Mutual $1,398 $1,566
Nationwide $2,689 $2,854
Progressive $1,886 $1,987
State Farm $1,311 $1,311
Travelers $1,412 $1,505
USAA $1,607 $1,590

Cheapest Cottage Hills, IL Car Insurance Rates After a DUI

A DUI in Cottage Hills, IL increases car insurance rates. Compare Cottage Hills, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cottage Hills, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,565
American Family $5,499
Farmers $5,517
GEICO $4,134
Liberty Mutual $2,671
Nationwide $5,985
Progressive $3,618
State Farm $2,415
Travelers $2,854
USAA $4,063

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Cheapest Cottage Hills, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cottage Hills, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cottage Hills, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,821 $5,821
American Family $3,910 $4,011
Farmers $5,185 $5,185
GEICO $2,980 $3,093
Liberty Mutual $2,575 $2,575
Nationwide $4,856 $4,856
Progressive $3,964 $3,964
State Farm $2,354 $2,477
Travelers $2,355 $2,548
USAA $2,814 $2,977

The Best Cheap Car Insurance Companies in Cottage Hills, IL

Take a look at a side-by-side comparison of the top car insurance companies in Cottage Hills, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cottage Hills, Illinois

Insurance Company Average Annual Rates
Allstate $5,821
American Family $3,961
Farmers $5,185
GEICO $3,036
Liberty Mutual $2,575
Nationwide $4,856
Progressive $3,964
State Farm $2,415
Travelers $2,451
USAA $2,895

Category Winners: Cheapest Car Insurance in Cottage Hills, Illinois

Find the cheapest car insurance companies in Cottage Hills, IL for each category right here.

Best Annual Car Insurance Rates by Company in Cottage Hills, Illinois

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Cottage Hills, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cottage Hills car insurance rates. Find the cheapest Cottage Hills, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cottage Hills, Illinois

Insurance Company Low Medium High
Allstate $5,570 $5,814 $6,080
American Family $3,803 $4,106 $3,973
Farmers $4,881 $5,032 $5,642
GEICO $2,744 $3,020 $3,345
Liberty Mutual $2,373 $2,564 $2,788
Nationwide $4,802 $4,904 $4,862
Progressive $3,571 $3,939 $4,382
State Farm $2,261 $2,419 $2,566
Travelers $2,294 $2,448 $2,612
USAA $2,704 $2,892 $3,089

Compare Car Insurance Quotes in Cottage Hills, IL

Ready to find affordable Cottage Hills, Illinois car insurance today? Enter your ZIP code for fast, free Cottage Hills, IL car insurance quotes.

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