Compare Cotton Center, TX Car Insurance Rates (2021)

Car insurance in Cotton Center, TX averages $298 a month. Cotton Center, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cotton Center car insurance rates, compare quotes from the top car insurance companies in Cotton Center, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Cotton Center, TX after a DUI are $4,075/year
  • Average car insurance rates in Cotton Center, TX are $3,577/year
  • The cheapest car insurance company in Cotton Center is USAA

If you need to buy Cotton Center, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Cotton Center, TX is right here.

You’ll find Cotton Center car insurance rates, the cheapest Cotton Center, TX car insurance companies, and information on Texas car insurance laws. You can also compare Cotton Center, Texas car insurance rates to Corpus Christi car insurance rates, Dallas car insurance rates, and Laredo car insurance rates.

Ready to find affordable Cotton Center, TX car insurance today? Enter your ZIP code for fast, free Cotton Center car insurance quotes.

Cheapest Cotton Center, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cotton Center, TX car insurance rates? Every Cotton Center, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cotton Center, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,692 $3,742 $3,652 $3,652 $9,414 $11,418 $4,571 $4,785
American Family $2,561 $2,830 $2,329 $2,649 $6,295 $8,255 $3,583 $4,071
GEICO $2,274 $2,433 $2,158 $2,407 $4,897 $5,122 $2,460 $2,483
Nationwide $2,357 $2,404 $2,078 $2,209 $6,573 $8,482 $2,757 $2,992
Progressive $2,079 $1,995 $1,841 $1,880 $8,230 $9,199 $2,464 $2,519
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

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Minimum Car Insurance in Cotton Center, TX

Every driver must carry the minimum car insurance in Cotton Center, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Cotton Center, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cotton Center, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cotton Center, TX. Compare credit history car insurance rates in Cotton Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cotton Center, Texas

Insurance Company Poor Fair Good
Allstate $7,176 $5,218 $4,453
American Family $5,655 $3,505 $3,055
GEICO $4,667 $2,649 $1,772
Nationwide $4,483 $3,588 $3,124
Progressive $4,278 $3,665 $3,385
State Farm $3,491 $2,172 $1,730
USAA $3,528 $1,968 $1,564

Cheapest Cotton Center, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cotton Center, TX to rates for a clean record with top companies.

Annual Cotton Center, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,427 $6,688 $6,921 $4,427
American Family $3,725 $4,703 $4,134 $3,725
GEICO $2,574 $3,377 $2,855 $3,312
Nationwide $3,229 $3,229 $4,814 $3,655
Progressive $3,302 $4,224 $3,859 $3,719
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,787 $2,568 $3,006 $2,051

Cheapest Cotton Center, TX Car Insurance for Teen Drivers

Teen car insurance in Cotton Center, TX can be expensive. Take a look at rates from the top car insurance companies in Cotton Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cotton Center, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,414 $11,418
American Family $6,295 $8,255
GEICO $4,897 $5,122
Nationwide $6,573 $8,482
Progressive $8,230 $9,199
State Farm $4,064 $5,155
USAA $3,909 $4,372

Cheapest Cotton Center, TX Car Insurance for Seniors

Take a look at Cotton Center, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cotton Center, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,652 $3,652
American Family $2,329 $2,649
GEICO $2,158 $2,407
Nationwide $2,078 $2,209
Progressive $1,841 $1,880
State Farm $1,556 $1,556
USAA $1,464 $1,501

Cheapest Cotton Center, TX Car Insurance Rates After a DUI

A DUI in Cotton Center, TX increases car insurance rates. Compare Cotton Center, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cotton Center, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,921
American Family $4,134
GEICO $2,855
Nationwide $4,814
Progressive $3,859
State Farm $2,937
USAA $3,006

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Cheapest Cotton Center, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cotton Center, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cotton Center, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,485 $5,746
American Family $4,072 $4,072
GEICO $2,972 $3,086
Nationwide $3,732 $3,732
Progressive $3,776 $3,776
State Farm $2,464 $2,464
USAA $2,322 $2,384

The Best Cheap Car Insurance Companies in Cotton Center, TX

Take a look at a side-by-side comparison of the top car insurance companies in Cotton Center, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cotton Center, Texas

Insurance Company Average Annual Rates
Allstate $5,616
American Family $4,072
GEICO $3,029
Nationwide $3,732
Progressive $3,776
State Farm $2,464
USAA $2,353

Category Winners: Cheapest Car Insurance in Cotton Center, Texas

Find the cheapest car insurance companies in Cotton Center, TX for each category right here.

Best Annual Car Insurance Rates by Company in Cotton Center, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Cotton Center, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cotton Center car insurance rates. Find the cheapest Cotton Center, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cotton Center, Texas

Insurance Company Low Medium High
Allstate $5,481 $5,565 $5,802
American Family $3,823 $3,941 $4,452
GEICO $2,902 $3,004 $3,182
Nationwide $4,034 $3,570 $3,591
Progressive $3,603 $3,760 $3,965
State Farm $2,350 $2,458 $2,585
USAA $2,300 $2,347 $2,412

Compare Car Insurance Quotes in Cotton Center, TX

Ready to find affordable Cotton Center, Texas car insurance today? Enter your ZIP code for fast, free Cotton Center, TX car insurance quotes.

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