Compare Cotton, GA Car Insurance Rates (2021)

Car insurance in Cotton, GA averages $371 a month. Cotton, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cotton car insurance rates, compare quotes from the top car insurance companies in Cotton, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cotton is GEICO
  • The cheapest car insurance company in Cotton for teen drivers is GEICO
  • Average car insurance rates in Cotton, GA are $4,447/year

If you need to buy Cotton, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Cotton, GA is right here.

You’ll find Cotton car insurance rates, the cheapest Cotton, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Cotton, Georgia car insurance rates to Albany car insurance rates, Warner Robins car insurance rates, and Alpharetta car insurance rates.

Ready to find affordable Cotton, GA car insurance today? Enter your ZIP code for fast, free Cotton car insurance quotes.

Cheapest Cotton, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cotton, GA car insurance rates? Every Cotton, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cotton, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,228 $3,228 $3,095 $3,095 $7,644 $9,843 $3,615 $3,947
GEICO $1,581 $1,558 $1,529 $1,529 $4,652 $5,569 $2,025 $2,251
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $2,848 $2,945 $2,816 $3,092 $8,605 $11,065 $3,448 $3,736
Progressive $2,539 $2,348 $2,174 $2,285 $7,865 $8,726 $2,941 $3,095
State Farm $1,901 $1,901 $1,704 $1,704 $4,997 $6,575 $2,084 $2,246
USAA $1,642 $1,643 $1,514 $1,529 $5,765 $6,838 $2,045 $2,268

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Minimum Car Insurance in Cotton, GA

Every driver must carry the minimum car insurance in Cotton, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Cotton, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cotton, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cotton, GA. Compare credit history car insurance rates in Cotton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cotton, Georgia

Insurance Company Poor Fair Good
Allstate $6,100 $4,248 $3,787
GEICO $3,253 $2,286 $2,220
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $5,716 $4,653 $4,089
Progressive $4,517 $3,885 $3,588
State Farm $4,092 $2,551 $2,024
USAA $3,792 $2,658 $2,267

Cheapest Cotton, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cotton, GA to rates for a clean record with top companies.

Annual Cotton, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,857 $6,018 $4,907 $4,066
GEICO $1,739 $2,182 $4,475 $1,949
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $3,728 $4,364 $6,681 $4,505
Progressive $3,146 $5,505 $3,675 $3,660
State Farm $2,637 $3,141 $2,889 $2,889
USAA $2,230 $2,812 $4,098 $2,483

Cheapest Cotton, GA Car Insurance for Teen Drivers

Teen car insurance in Cotton, GA can be expensive. Take a look at rates from the top car insurance companies in Cotton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cotton, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,644 $9,843
GEICO $4,652 $5,569
Liberty Mutual $20,620 $23,033
Nationwide $8,605 $11,065
Progressive $7,865 $8,726
State Farm $4,997 $6,575
USAA $5,765 $6,838

Cheapest Cotton, GA Car Insurance for Seniors

Take a look at Cotton, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cotton, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,095 $3,095
GEICO $1,529 $1,529
Liberty Mutual $4,088 $4,641
Nationwide $2,816 $3,092
Progressive $2,174 $2,285
State Farm $1,704 $1,704
USAA $1,514 $1,529

Cheapest Cotton, GA Car Insurance Rates After a DUI

A DUI in Cotton, GA increases car insurance rates. Compare Cotton, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cotton, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,907
GEICO $4,475
Liberty Mutual $10,982
Nationwide $6,681
Progressive $3,675
State Farm $2,889
USAA $4,098

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Cheapest Cotton, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cotton, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cotton, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,604 $4,820
GEICO $2,542 $2,631
Liberty Mutual $9,217 $9,217
Nationwide $4,819 $4,819
Progressive $3,997 $3,997
State Farm $2,889 $2,889
USAA $2,773 $3,038

The Best Cheap Car Insurance Companies in Cotton, GA

Take a look at a side-by-side comparison of the top car insurance companies in Cotton, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cotton, Georgia

Insurance Company Average Annual Rates
Allstate $4,712
GEICO $2,586
Liberty Mutual $9,217
Nationwide $4,819
Progressive $3,997
State Farm $2,889
USAA $2,906

Category Winners: Cheapest Car Insurance in Cotton, Georgia

Find the cheapest car insurance companies in Cotton, GA for each category right here.

Best Annual Car Insurance Rates by Company in Cotton, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Cotton, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cotton car insurance rates. Find the cheapest Cotton, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cotton, Georgia

Insurance Company Low Medium High
Allstate $4,365 $4,759 $5,012
GEICO $2,410 $2,598 $2,752
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $4,641 $4,904 $4,914
Progressive $3,682 $3,936 $4,372
State Farm $2,701 $2,890 $3,076
USAA $2,772 $2,890 $3,055

Compare Car Insurance Quotes in Cotton, GA

Ready to find affordable Cotton, Georgia car insurance today? Enter your ZIP code for fast, free Cotton, GA car insurance quotes.

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