Compare Cotton Plant, AR Car Insurance Rates (2021)

Car insurance in Cotton Plant, AR averages $342 a month. Cotton Plant, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cotton Plant car insurance rates, compare quotes from the top car insurance companies in Cotton Plant, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Cotton Plant for teen drivers is USAA
  • The cheapest car insurance company in Cotton Plant is USAA
  • Average car insurance rates in Cotton Plant, AR after a DUI are $4,927/year

If you need to buy Cotton Plant, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Cotton Plant, AR is right here.

You’ll find Cotton Plant car insurance rates, the cheapest Cotton Plant, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Cotton Plant, Arkansas car insurance rates to Rogers car insurance rates, Bentonville car insurance rates, and Hot Springs car insurance rates.

Ready to find affordable Cotton Plant, AR car insurance today? Enter your ZIP code for fast, free Cotton Plant car insurance quotes.

Cheapest Cotton Plant, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cotton Plant, AR car insurance rates? Every Cotton Plant, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cotton Plant, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,955 $2,974 $2,642 $2,828 $10,863 $13,009 $3,257 $3,522
Farmers $2,245 $2,236 $2,009 $2,109 $9,266 $9,598 $2,574 $2,719
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,878 $2,747 $2,360 $2,461 $11,649 $13,151 $3,440 $3,711
State Farm $1,811 $1,811 $1,614 $1,614 $5,129 $6,464 $2,038 $2,330
Travelers $2,280 $2,324 $2,247 $2,255 $13,240 $21,294 $2,436 $2,819
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

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Minimum Car Insurance in Cotton Plant, AR

Every driver must carry the minimum car insurance in Cotton Plant, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Cotton Plant, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cotton Plant, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cotton Plant, AR. Compare credit history car insurance rates in Cotton Plant from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cotton Plant, Arkansas

Insurance Company Poor Fair Good
Allstate $6,607 $5,062 $4,100
Farmers $4,667 $3,901 $3,716
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,733 $3,811 $3,473
Progressive $6,042 $5,115 $4,742
State Farm $4,132 $2,487 $1,936
Travelers $7,016 $5,852 $5,468
USAA $2,749 $1,878 $1,602

Cheapest Cotton Plant, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cotton Plant, AR to rates for a clean record with top companies.

Annual Cotton Plant, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,336 $5,462 $6,051 $5,176
Farmers $3,461 $4,433 $4,328 $4,157
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,577 $6,315 $4,807 $5,499
State Farm $2,623 $3,079 $2,851 $2,851
Travelers $5,123 $5,293 $7,742 $6,290
USAA $1,597 $2,023 $2,912 $1,772

Cheapest Cotton Plant, AR Car Insurance for Teen Drivers

Teen car insurance in Cotton Plant, AR can be expensive. Take a look at rates from the top car insurance companies in Cotton Plant for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cotton Plant, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,863 $13,009
Farmers $9,266 $9,598
GEICO $6,106 $6,139
Liberty Mutual $8,234 $9,082
Nationwide $6,624 $8,442
Progressive $11,649 $13,151
State Farm $5,129 $6,464
Travelers $13,240 $21,294
USAA $4,009 $4,199

Cheapest Cotton Plant, AR Car Insurance for Seniors

Take a look at Cotton Plant, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cotton Plant, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,642 $2,828
Farmers $2,009 $2,109
GEICO $2,234 $2,172
Liberty Mutual $2,143 $2,398
Nationwide $2,440 $2,578
Progressive $2,360 $2,461
State Farm $1,614 $1,614
Travelers $2,247 $2,255
USAA $1,192 $1,200

Cheapest Cotton Plant, AR Car Insurance Rates After a DUI

A DUI in Cotton Plant, AR increases car insurance rates. Compare Cotton Plant, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cotton Plant, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,051
Farmers $4,328
GEICO $5,107
Liberty Mutual $5,091
Nationwide $5,453
Progressive $4,807
State Farm $2,851
Travelers $7,742
USAA $2,912

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Cheapest Cotton Plant, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cotton Plant, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cotton Plant, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,256 $5,256
Farmers $4,095 $4,095
GEICO $3,258 $3,297
Liberty Mutual $3,924 $3,924
Nationwide $4,006 $4,006
Progressive $5,300 $5,300
State Farm $2,783 $2,920
Travelers $6,112 $6,112
USAA $2,017 $2,135

The Best Cheap Car Insurance Companies in Cotton Plant, AR

Take a look at a side-by-side comparison of the top car insurance companies in Cotton Plant, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cotton Plant, Arkansas

Insurance Company Average Annual Rates
Allstate $5,256
Farmers $4,095
GEICO $3,278
Liberty Mutual $3,924
Nationwide $4,006
Progressive $5,300
State Farm $2,851
Travelers $6,112
USAA $2,076

Category Winners: Cheapest Car Insurance in Cotton Plant, Arkansas

Find the cheapest car insurance companies in Cotton Plant, AR for each category right here.

Best Annual Car Insurance Rates by Company in Cotton Plant, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Cotton Plant, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cotton Plant car insurance rates. Find the cheapest Cotton Plant, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cotton Plant, Arkansas

Insurance Company Low Medium High
Allstate $5,089 $5,253 $5,427
Farmers $3,902 $4,055 $4,327
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $4,022 $3,922 $4,073
Progressive $4,896 $5,211 $5,792
State Farm $2,715 $2,849 $2,990
Travelers $5,813 $6,129 $6,394
USAA $1,989 $2,069 $2,171

What affects car insurance rates in Cotton Plant, Arkansas?

What factors can have an impact on Cotton Plant, AR car insurance? There are several reasons why Cotton Plant car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cotton Plant, Arkansas.

Commute Time in Cotton Plant

The more time you spend in your car the higher the risk of an accident. The average commute length in Cotton Plant, AR is 19.5 minutes according to City-Data.

Compare Car Insurance Quotes in Cotton Plant, AR

Ready to find affordable Cotton Plant, Arkansas car insurance today? Enter your ZIP code for fast, free Cotton Plant, AR car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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